even if it is sort of like those fund you mentioned (foreign currency denominated fund)....the FSM risk rating does not rate them as "Low risk"

ryomakun if you do check it out as per the above post, do also just take a note of the "Risk Rating" ranking

have to consider the similarity of asset allocation %....
Managed portfolio has a % in FI, while my DIY has no FI but big in small caps....
thus my DIY portfolio had a deeper fall recently compared to my moderately aggressive managed portfolio

Why?.. Most probably Fund Managers are doing as per article by affin as per post 20708, page 1036

Hedging Currency Risk

To hedge or not to hedge? That’s probably the question on the minds of most investors, as they look outwards for their investments and seek to add to their allocation overseas.
However, this also runs the risk of increasing their exposure to foreign currencies, leaving them potentially vulnerable to movements in exchange rates. Sometimes, the currency swings are so large that it could impact your portfolio’s overall returns.
Does that mean you should fully hedge your position? The answer probably lies somewhere in the middle, depending on the investor’s own objectives and risk-tolerance.

more in ...
https://affinhwangam.com/hedging-currency-risk/

This post has been edited by T231H: Apr 9 2020, 09:58 PM


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I googled and found this....

hope it can provide some explanation....
https://www.franklintempleton.lu/investor/r...e-class-hedging

if I remembered correctly, was told once some years ago, by the FM during a fair....
hedged class has lesser risk than the non hedged class...something like the FM monitor the forex movement and play with it too to smoothen the fluctuation.....

for them, it is not STUPID or CLEVER to invest into CHINA....it is what was required in the mandate of each individual's fund.
they have to follow....

GOOD that you know and do what you wanted....on this (>80% into china)
is this 80% is your UT portfolio?
how much is the % allocated to this UT portfolio in relation to your total asset?

for some may have millions in FD,...yet they only invested RM1000 into CHINA-A share UT...and yet they said i invested 100% into CHINA-A focused ut fund....yet they are not wrong to said that

This post has been edited by T231H: Apr 19 2020, 12:10 PM

CIMB clicks can do sell/buy PRS funds?
if can see PRS funds purchased from FSM in CIMB clicks....then can sell PRS fund purchased from FSM?

Last time when you entered into public mutual funds you had already paid the sales charges....
Now you transfer all out from public mutual to FSM.... Do you incur another round of sales charges?
Later when you jumped FSM ship to ewallet platform... Will you kena another round of sales charges?

try these steps....should be able to view....


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or a prelude or part of the preemptive actions to stay in fight with the US's trade war?

Securities Commission: Malaysians Can Soon Purchase Investment Products On E-Wallet Platforms
8th May 2020

Malaysians will soon be able to purchase investment products, such as unit trusts, on online platforms such as e-wallet and e-payment service providers.
This comes after the Securities Commission Malaysia (SC) announced that capital market products can now be sold through e-service platforms, although these platforms must first apply to become recognised market operators (RMO).

Accordingly, the SC has updated the Guidelines on Recognised Markets with a new chapter on e-service platforms to assist with this move.
The update specified the registration requirements and ongoing obligations for e-service providers, allowing e-wallet and e-payment operators to partner with corporations that provide capital market services.
It also clarified that e-service providers who are currently subject to the directives of other regulators must first obtain their approvals before applying to the SC.

https://ringgitplus.com/en/blog/investment/...-platforms.html

while waiting for responses of the rest of your queries...
on this....(highlighted in BLUE)
i think, only applicable if that UT does not gives out distribution as in their policy

i think he meant this rebalancing for your UT portfolio....

Rebalancing: Are You Doing It Right?
https://www.fundsupermart.com.my/fsmone/art...04-August-2017-

as per that article...
"..... it ensures that the portfolio allocation remains aligned with investors’ risk profile"

sort of try to maintain your initial plan for your % in M'sia, % in Tech sector, % in Asia Pac region, % in etc etc...that suits your planned risk appetite....
(you moved you planned Msia % to a tech only focused allocation).... you "maybe" had unknowingly allocated to a fund with highly focused risk?

so if you have 10 funds,...you will need to google search 10 times to see and transfer the NAVs to excel?

this is what i got....
"yes, as long as higher tier to lower tier, you will gain credit point from system and vice versus switching from lower tier to higher tier charges will be waived if you have sufficient credit point"...and yes, it is applicable to wholesale fund too

but best is you gave the CS of FSM a call to confirm...since it is your money...

This post has been edited by T231H: Jun 15 2020, 12:34 PM

from the original article Idea Of The Week: Investment “Lessons” From Gambling....FSM HK

Is The Stock Market Like A Casino?
In a couple of aspects, there are similarities. Fortunately, the odds are not always stacked against the investor.

.... casinos hold a few important lessons for stock market investors, and in this piece, FSM highlight three ways that investors should approach the stock market to achieve a successful outcome.

Strategy I
The longer you invest, the more likely the odds are towards you

Strategy II
Own many tables

Strategy III
Stay the course

more at
https://www.fundsupermart.co.in/main/resear...797&bypass=true

in April, Eastspring Investments mentioned this.....
Weathering through the storm with Asian high yield bonds
https://www.fundsupermart.com.my/fsmone/art...ld-Bonds-2-Apr-

talking about Indonesia...
just last month ...
Attractive Opportunities in Indonesia
https://www.fundsupermart.com.my/fsmone/art...es-in-Indonesia

"......for investors who are looking to tap into the value opportunities within the largest economy in Southeast Asia, it may be a decent opportunity to start building positions within their supplementary portfolio.
We recommend investors to invest progressively and limit their supplementary portfolio exposure to not more than 20% of their equity budget."

20% in a port ..... that will be too high for me