Do not be envious, for all you know, your friend could be suffering as per this unker



This post has been edited by xuzen: Mar 17 2017, 01:04 PM

Why so happy? U bunch of lozers! JJPTR Others Money gamer and MLM look at your return = LOL at you lar!

20% ROI in one month you baru shout about it lar..... bikin malu aje!

Xuzen

Too bad we are not hitting 20% per month. Nonetheless, it is another good month for all

Half a month only, my ROI already exceeded another four figure liao.

Go India go! Go TA GTF go!

Xuzen

This post has been edited by xuzen: Mar 17 2017, 03:06 PM

err.... sistah! You sure you looking at FSM website or JJPTR other website boh?

This post has been edited by xuzen: Mar 17 2017, 09:12 PM

All this behavioural this and that is bullshit lar... No matter how much you talk to all of them they will only learn from real life experience.

They need to pay tuition fee wan lar!

T321H FSM Fund pick of the month = suxs! Algozen™ pick of the season is still Ponzi 2.0 & Ponzi 1.0 for the Asia Pac ex Japan region.

Let's use India UTF for illustration. One year ROI is 33.83. Three years annualized is 24.5%, Std-Dev = 17.44%. At this moment, it is still behaving normally. However, if you use the regression to the mean argument, there is a high chance the fund wants to go back to its home ground of 24.5. That is why I have been skimming profit from it and not selling it terus-terus all of it. If the other way around, I would have add into it by DCA.

Ramjade, yar! yar! Kasi lu satu like.... you have been paying attention. With asset allocation model, there is already an in-built buy and sell mechanism that is independent of emotion.

Algozen™ sezs NO!

Xuzen

Still DCA but with some shiok sendiri flavour.... whatever float your boat, whatever float your boat my friend!

Speaking of feng-shui, like me lar! Each time before I buy my Selina , I will mandi air mawar and hold two coconuts high up with both my hands. Like what he is doing below:


This post has been edited by xuzen: Mar 18 2017, 10:22 PM

Don't you have to use your mind to decide how to spend the profit / gains you got? Like holiday kat mana? Batam? Haadyai? Golok?

This post has been edited by xuzen: Mar 21 2017, 10:55 AM

When I construct a portfolio, I need the stability of RHB AIF and the high risk, high return of TA GTF for the ommph!

The other high risk, high return UTF in my port is Manulife India. I also participate in AMReits and recently RHB EMB for a slight diversification and fixed income play.

In portfolio construction, you need these various UTF to build a good risk-adjusted performance port.

Xuzen

Good man, of course I do, of course I do!

I am not in a hurry to expose to Malaysia equity at the moment because the risk adjusted performance of Malaysia equity is below par vis-à-vis Asia Pac or other geo-region.

Besides I am indirectly exposed to Malaysia equity through KWSP and that is why I am in no hurry to get into the action.

Xuzen

This post has been edited by xuzen: Mar 22 2017, 10:03 AM

If one is asking to compare between Ponzi One and Ponzi Two, my answer is thus:

Choose Ponzi One if one likes the swing up and down drastically? It that excites you, then this is the Asia Pac ex Japan UTF of choice for you.

Conversely, if one is seeks more stable UTF, Ponzi Two is the one for you.

Both are good proxies to exposure to the Asia Pac ex Japan theatre.

My data are not going to be meaningful if looked at on a day to day basis and it should not be; as UTF is meant to be for those "selamba" type investor. It would be ideal for those that seek to escape from being glued to the computer monitor day in and day out looking to do buy-sell all the time.

I went through those type of experience before. That is why I decided to hire professional fund manager, pay them some fee and be more aloof towards investment.

I choose to smell the roses. It is a lifestyle choice.

Most of the time all these day to day variance is just noise and six months down the line when you made your gain, you will look back and laugh at your silly self for being so "kan-cheong" all the time,

Noobs, don't worry. I too went through that phase... you'll get use to the ups and down eventually.

Xuzen

p/s: Look at my joining date, that is, Oct 2008. How many cycles of doom and gloom have I gone through? Did those gloom and doom happened? Is my money still with those UTMC? Is FSM, eUT etc still around? Have they cabut lari and tipu orang?

Compare these with those multitude gold investment scheme, forex etc that comes and go and went fly by night type. Some of the directors are being charged and are awaiting trial, some disappear without a trace...

This post has been edited by xuzen: Mar 22 2017, 11:52 PM

My port has been giving me 1.XX% to 2.XX% per month for the past six months. Therefore Xuzen port > ASX FP > Ramjade LOL port.

Why friends Puchongite and Ramjade says port drop? Did I miss the memo or somthing? Mine is still climbing last I checked.

What happened? What happened?

Xuzen

This post has been edited by xuzen: Mar 23 2017, 09:57 PM

Oh I see, no I don't monitor my port of a daily basis. That would be so un-UTF-like. Like I said earlier, I chose UTF so that I do not need to be glued to the computer day-in-day-out.

I only look at my port once a month, at most once every fortnight. This is for me to be undisturbed by the background noises. I choose ZEN!

Xuzen

P/s I won't shoot them. I understand that it is a lifestyle choice for them too.

This post has been edited by xuzen: Mar 23 2017, 10:14 PM

Ah.... the infamous Nikkei 225.

It was and still is the poster child of the the anti-DCA movement. The anathema DCA investment!

I was shown this graph or similar to it in 2007 or perhaps 2008 when my investment module lecturer showed me this graph. He cautioned that not all equity will go up and up and up... but most equity goes up and up and up. Japan is the exception rather than the norm.

There are many factors that contributed to this phenomenal in Japan equity and is too long to explain in detail. However, in brief:

I) Japan is the land of the rising son, but also the land of the old-people. Old people, how much can they consume or use? Eat =old people how much can eat? Indigestion lor? Housing = why buy another house and commit when going to die liao! Car? They use Public transport most of the time. Forget Initial D or Touge or Takumi... those are comic characters. Real Japanese mostly walk with walking cane.

II) The strange / peculiar behavior of Japanese people who likes to save / horde cash rather than invest. Even if the have to pay the bank a fee to place their cash, also they don't mind. Strange but true.

OK, to be honest, if one sees such a graph and continue to DCA and DCA and DCA without making informed decisions, then you deserve to be a LOSER! A reasonable time-frame is three years. If three years it is not making much progress, dump and run. One year is too short, five years is too long, three years just about right time.

Xuzen

During Algozen™ version one, I used one year historical data as my primary input. And.... it was disaster, no thanks to the China real-estate clampdown / cooling mechanism period (circa 2nd Quarter Year 2015). One year historical is still very risky and volatile.

Don't say 2.50 is lol. Nanti Ramjade will give you tamparan buaya. He will say, MYR 2.50 can buy him gardenia brand roti sambal ikan-bilis plus a bottle of reverse osmosis water that will sustain him to and fro the journey to S'pore. Si peh kiam siap kwee.

This post has been edited by xuzen: Mar 24 2017, 02:47 PM

Kawan, in FSM MY, got Japan small cap exposed UTF? Can advise boh?

I have just done a quick check and I found that there should not be negative return after a one month period. I suspect the red you are experiencing is due to the one off sales charge factor.

Silly "kan-cheong" noobs!

Xuzen

This post has been edited by xuzen: Mar 26 2017, 07:49 PM

But but but.... I want to make fast money. I want it to be a skim cepat kaya! I want to invest MYR 1,000.00 and next month get back MYR 2,000.00! If not, I will condemn, criticize and throw a tantrum and says Unit Trust Fund is Tipu Orang Punya!

Xuzen