Haha cb. Anyway I think u r right that negative is due to sc. I didn't know the return take into account the sc

I don't think is same. Chris is more confidence in own self than others kind of talk

bro - what U see MORE in forums are usually the "fast twitch" ones.
most of us "slow twitch" ones do not REACT to these "stuff", we RESPOND to value changes or % deviation from our planned portfolio.

As can be seen from the prior responses to your post - these fellow forumers are responding to your example Q (last sentence), instead of the bigger picture.

Same post (from U), Different focus (from us), Different reaction/response (from us)
It's a good thing - else all become lemmings / sheeples, right? 

Big picture is for long term value investing

Short term noises is for speculative trading 

This project should be updated in the first post!

it basically took me days to read from post #1 to latest page and still need time to digest for a better view and how I want to invest

Actually, it's very Malaysian to think this only happens in Malaysia.. hujan batu syndrome lol.

How do you do the table? Is it wrap account thing?

Received this sms. What does it mean?

and i just topped up today. oh well. what's 0.25%? 4.5 myr. it's nothing so those who topped up before the announcement. don't go troubling the staffs for 4.5 myr or more aye.

unless you are Ramjade lol

I know la unker xuzen rich man. Ada priority banking. Apa tu RM4.50. Macam RM0.045 je.  Ayam miskin what. 

CB la I so so stupid.

Story like this....

In one fine morning, as usual la rush to study and transit via KL Sentral, was taking the free news paper.

Suddenly one wild amoi (pretty sia) appear and stop me by asking, Sir do you contribute to KWSP? I answer back la No. Then she ask back, why? giggle abit, and say she is from PM and ask do I know PM? Gave me name card, and ask my number to sent info about PM after I tell her I am rushing *got class at 745. She ad ready to key in my number but I reply like a fool *aduhhh* by saying sorry I don't invest via PM and ready to go away. And that's it. I just go like that.

Reason behind is that I already invest via FSM and SC is so low. Why I go for PM and its hard to earn via some wild consultant just appear in nowhere. And its busy season for me to entertain anything.

But back then I sit in the lrt. And rethink.... wtf ccb kns why I so stupid..... Where got consultant suddenly appear in lrt station asking for customer, where got people do this thing early in the morning and there is no booth or what in recent days or even weeks....

omg. damn sia.

Usually those approaching me is usually male consultant. And youngster usually in highly populated area which I don't usually go like in Bandar utama, curve etc...
I may be perasan but its an opportunity right lol

End of rant/

Sorry for OT.

This is just like one predicting whether the market or a certain fund or counter to go up or down...
Need to call our in-house crystalballz™ to confirm.

check out page# 136, post# 2713,
then goto FSM site to read more about the fund....

Disclaimer:
This post does not constitute an investment recommendation.
No person should rely on the content and/or act on the basis of any matter contained in this post without obtaining specific professional advice.
Investment involves risk. The NAV price of fund may go down as well as up, and under certain circumstances an investor may sustain a total or substantial loss of investment.
Past performance is not necessarily indicative of the future or likely performance of the fund.
Investors should read the relevant fund's prospectus for details before making any investment decision.
An Investor should make an appraisal of the risks involved in investing in these products and should consult their own independent and professional advisors, to ensure that any decision made is suitable with regards to their circumstances and financial position.

kenanga growth 2016 performance is not up to par

sorry, it worst than EPF.

Normally FD rate has direct correlation with federal interest rate

Where bond yield has inverse correlation with federal interest rate

If interest rate increase, bond yield decrease and FD rate increase will look more appealing and vice versa

tmrw can topup Ponzi 2 already.

first slot about 10 person due to the tittle is managing portfolio only  
but at least i already learn something new beside the skill/knowledge i get from this forum
second slot is full 

Andy wong did mention the participant is good like this year , FSM will come back and hold the talk again
BUT sabah particapant that registed is more than sarawak here

###andy is from sabah, Hui ching is sarawakian      ...