CIMB actually has more access to lounges worldwide compared to UOB ... if you can qualify for CIMB Petronas VI, you should apply as well since it's free for life and has 4x lounge access (I think) per year with no strings attached.

got spending criteria that need to fulfill

https://www.cimb.com.my/en/personal/day-to-...redit-card.html

there is none

maybe u mixed up with diff card

Then you are in for some treat. I think for overseas spend, UOB Privi Miles Elite is still one of the best.

For overseas spend, you get x10 UNIRM and if you purchase airline ticket, you get x5 UNIRM. Lounge access is x8 per calendar year. Before you come back to Malaysia, be sure to make 3 retail spends (valid 30 days) keep the receipts and get a cab ride home (read T&C for details).

For lounge availability:
Taiwan: Taiwan Taoyuan International Airport - Plaza Premium at Zone A (T2), A1 (T2), C (T1) and D (T1) - international departures
Malaysia: both KLIA and KLIA 2 (check T&C for details)

Btw: not sure if its the same, aside from Plaza Premium, UOB has a dedicated private lounge in KLIA 1. Can give it a go. Haven't had a chance to fly international.

Downsides?
According to latest UOB forum thread SST no longer waivable, not sure if its the same for annual fee (RM 600).
Miles conversion is 9K UNRIM to 1K = Airasia, Asia Miles, KrisFlyer and Enrich

If you can apply for the Zenith card, you can use the points collected for UOB Privi Miles Elite and convert using Zenith, which will be 6.4K UNRIM to 1K miles.

This post has been edited by aurora97: May 9 2024, 10:41 PM

Ok, let me try to apply the Alliance Visa Signature

For this "CIMB Petronas Visa Infinite", or should I take this or the CIMB Travel Platinum card?

Cimb travel plat has no cash back?

1. Annual Income: About RM180-240k

2. Free Lifetime Annual Fee: Preferably waiveable

3. Card required for: Travel benefit (redeem flight ticket, premium lounge access & others)

4. Existing credit cards (if any): Standard Chartered Simple Cash

5. Interested in CC from: none

6. Key monthly spendings: Average about 8-10k monthly on dining, shopping (physical & online)

Which credit card provides cashback for overseas spending? Or I should just stick to WISE card for better rates?

Barricade not a credit card but GX Bank doesn't charge fee on top of Mastercard rates. and there's unlimited 1% cashback

enjoy while it lasts. i foresee wise card will be in cold storage for some time

This post has been edited by Medufsaid: May 14 2024, 03:13 PM

Thanks for the recommendation! I shall use GX bank first. Hopefully no issue for overseas transaction.

1. Annual Income: around 120k

2. Free Lifetime Annual Fee: any

3. Card required for: going to spend around 100k on furniture, looking for best airmiles conversion for local retail spend with no cap

4. Existing credit cards (if any): hongleong infinite

5. Interested in CC from: any

6. Key spending: As above


Dear senpais please recommend some good card for airmiles
*Gxbank debit has 1%cash back uncapped

ambank enrich cc is coming

Any tentative date or some details to share what kind of perks it comes with?!?

in Ambank topic

If you spend 100K on furniture, couple of things you need to bear in mind:

(a) will you be going for an easy payment scheme/ installment plan?
(b) prepaid credit card (i.e. you put money into your credit card in anticipation of a purchase because it exceed your credit limit)
© does payment involve JomPay?; or
(d) does payment involve FPX?

If your answer for (a), (b) , © or (d) are yes, very likely you will not receive any points for such arrangement. There are some cards that allow © or (d) but point collection maybe minimal i.e. RM 1 to 1 point. Check the fine print.

If you plan to buy furniture, assuming your credit limit is greater than RM 100K and you have informed your bank in advance, likely the transaction will go through and typically the local retail spend for point collection does not come with any capping.

Also, Airmiles you have to consider what type of airline you are collecting. Some credit cards like Hong Leong Visa Infinite is only tied to Enrich but other cards like CIMB World Travel Card has 11 airlines to pick from.

Hello Sifu's

1. Annual Income: RM98 to RM120K

2. Free Lifetime Annual Fee: Any

3. Card required for: List all your needs. Petrol, Grocery, utilities

4. Existing credit cards (if any): PB Quantum, HSBC M Power

5. Interested in CC from: Maybank.. Since my main usage is via maybank. but any bank is fine

6. Others: I am planning for a bulk purchase for wedding (Venue, photobooth, photography, some online purchase). Any great card that i can do some good cashback? but after that is just normal usage as above.


TQ Senpai's!!

Hi seasoned travellers, would appreciate if you can recommend cards for airport Lounge access

1. Annual Income: rm120k gross

2. Free Lifetime Annual Fee: preferably

3. Card required for: Free airport lounge access..

4. Existing credit cards (if any): for Lounge, I'm using Cimb preferred visa infinite, ambank pb vi, alliance vi...
And Cimb vi (non preferred) but I'm looking for a card to replace this Cimb vi bcoz probably will cancel this card because require 100k rm spending to refresh annual allowance - just found out today when trying to access lounge..zzz..

5. Interested in CC from: uob (trying to get the Dragon pass).. Scb (trying to get the 1 frm lounge key)... Willing to explore others

6. Others: apart frm uob and scb, hopefulls sifus can recommend cards that gives fair numbers of airport lounge annually.. 🙏 I'm mostly flying low cost..

Thanks ya'll

This post has been edited by KenYoung: May 22 2024, 02:29 PM

If you always travel with Malaysia Airlines, you may consider AmBank Enrich (coming soon) to enter MAS Golden Lounge. Annual Fee RM500 for unlimited entry (VI), no AF for platinum but 4x entry only.

Problem is I'm more of an low cost carrier guy.. Hahaha.today also kena reject at Klia2 ppl...

You may check with CIMB Card Centre, it may be possible to convert your CIMB credit line (terminate your VI) to CIMB Islamic credit line for CIMB Islamic Petronas Visa Infinite (4x PPL/year, no spending required)

RHB Visa Signature / World Mastercard: 6x (spending required)
Public Bank Visa Infinite: 3x