Hello! Would like some 2 cents, tempted to apply with the RP signup promo but at the same time don't wanna get a credit card that is not sustainable

1. Annual Income: 100k

2. Free Lifetime Annual Fee: Yes / Can be waived within reasonable conditions

3. Card required for: Day to day transactions but plus point for Air Miles, Travel, Lounge Access

4. Existing credit cards (if any): MBB VS, VSB and Amex Platinum, UOB One, HSBC Visa Platinum.

5. Interested in CC from: HSBC T1 or Visa Signature, Stand Chart Journey or Smart or Visa Platinum (Hard to choose 1 card)

6. Others: Please be specific. I need to fulfill 30k annual spending for VS so if can I would try to avoid annual spending requirements for AF waiver unless the benefits are better than my existing.

I am tired of trying to play the mile game and with the constant perks' policies changes among different credit cards from different banks. I am thinking to look into a credit card that can provides lounges access, free of charge and able to accommodate my moderate spending. 

Sadly, instead of Krisflyer, the card I found are only eligible for Enrich Points.



I am thinking HSBC will be better because I can utilized the points on other things instead of Enrich.

Hope to hear some thoughts from the sifu here 

Hi,
need advice, on increasing my credit card limit. currently holding maybank 2 card. (previously tried increasing limit, but doesnt seem to get through)
should i pledge with FD, or get new card from other bank

Would like to apply for additional card with higher limit, maybe 50k, 70k or 100k.

just for occasional spending on lux goods (during special occasion)

please give me good suggestion
- doesnt really travel much, maybe once or max, twice a year. too busy with work, so not sure whatever these lounge access etc... worth the hidden/fee
- is the reward pts worth it? how much is the annual charge?

should i apply through RinggitPlus?
or direct?
this site very comprehensive, and @_@ dizzy to look at also.

What's the easiest card to apply to get premium lounge at KLIA 2 ya?

CIMB actually has more access to lounges worldwide compared to UOB ... if you can qualify for CIMB Petronas VI, you should apply as well since it's free for life and has 4x lounge access (I think) per year with no strings attached.

1. Annual Income: around 120k

2. Free Lifetime Annual Fee: any

3. Card required for: going to spend around 100k on furniture, looking for best airmiles conversion for local retail spend with no cap

4. Existing credit cards (if any): hongleong infinite

5. Interested in CC from: any

6. Key spending: As above
Dear senpais please recommend some good card for airmiles
*Gxbank debit has 1%cash back uncapped

Dear all sifu. Below are the details and appreciate all replies.

1. Annual Income: Retiree.

2. Free Lifetime Annual Fee: A Must

3. Card required for: Free Lounge Access, 0% interest easy payment plan, Cash Back/Rebate

4. Existing credit cards (if any): Maybankard Amex, Maybank Visa Barcelona, UOB One

5. Interested in CC from: CIMB Preferred Visa Infinite, HSBC Premier World Mastercard or any others

6. Others: I'm a retiree with some funds but not sure which bank has the lowest barrier & easiest to get their credit card with lounge access, 0% EPP.

Thank you in advance

Wanna apply for the Bank Islam cc, looking through Ringgitplus and BI's own website, seems no promo available for NTB signup.

Just to check, if anyone come across any BI signup promos previously?

Thanks

Dear members, appreciate if you can help 

1. Annual Income: RM100K to RM150K.

2. Free Lifetime Annual Fee: A Must or with a waiver of minimum spending

3. Card required for: Enrich Miles / Lounge Access .

4. Existing credit cards (if any): Maybank 2 cards visa infinite / amex reserve

5. Interested in CC from: Any good offer

thanks for the info, if im not mistaken there was a tnc mentioned about 43 million points cap, is that for the whole ambank or just 'you' ?

What are the top 3 credit card to own?

Is there a list of malaysia bank credit card that give extended warranty for electronic purchases with the CC?

I heard those type of credit card are popular in the USA but not sure such feature offered in malaysia are good?