Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Recommendation for Credit Cards V4, Please post according to Format stated
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 Jan 7 2018, 12:10 AM
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Junior Member
320 posts Joined: Nov 2017 
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QUOTE(fly126 @ Jan 6 2018, 08:15 PM) * You can Pay your Utilities Billing by using 2 Amex thru Maybank 2U or Online on Weekends to earn Cash Back. Any promotion now for applying the PBB Quantum 2cards? |
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Jan 8 2018, 05:32 PM
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Senior Member
7,496 posts Joined: Feb 2007 
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QUOTE(berrycoo~ @ Jan 7 2018, 12:10 AM) Any promotion now for applying the PBB Quantum 2cards? refer to PBB thread https://forum.lowyat.net/topic/4410413 |
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Jan 8 2018, 08:17 PM
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Newbie
3 posts Joined: Sep 2009 From: Petaling Jaya
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Used to hold cards from 3 different banks: maybank vs & amex, ocbc wmc and citi prestige.
I only hold maybank VS and maybank amex now. IMO, not worth the time and effort to monitor cards from different banks. My preference, to consolidate card usage in one statement and issue payment once a month. Moreover, these 2 cards from the same bank already rebate RM88 and RM50 cash monthly respectively. |
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Jan 9 2018, 10:16 AM
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Senior Member
6,214 posts Joined: Sep 2010 From: Busan, Kr | Kuching, Swk 
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1. Annual Income: RM24K to RM30K
2. Free Lifetime Annual Fee: Optional (how much min swipe / spend to waive annual fee) 3. Card required for: List all your needs. Petrol, Cash Back/Rebate Only, Overseas Transactions (optional), Groceries shopping (optional) 4. Existing credit cards (if any): Nil. 5. Interested in CC from: I have no idea 6. Others: Please be specific. |
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Jan 10 2018, 03:25 PM
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Junior Member
40 posts Joined: Dec 2007
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1. Annual Income:RM33K
2. Free Lifetime Annual Fee: free or min swipe 3. Card required for: Cash Back or rebate, Great eastern Insurance, Overseas Transactions(retail and Petrol) 4. Existing credit cards (if any): one maybank 2 gold(use for weekend) 5. Interested in CC from: I have no idea 6. Others: to save money |
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Jan 11 2018, 12:41 PM
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Newbie
1 posts Joined: Jan 2018
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1. Annual Income:RM32K
2. Free Lifetime Annual Fee: free 3. Card required for: Cash Back for Petrol, Dining and maybe 0% installments 4. Existing credit cards (if any): none 5. Interested in CC from: Nope no idea |
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Jan 11 2018, 01:56 PM
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Senior Member
4,404 posts Joined: Jun 2012  
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QUOTE(pandera999 @ Jan 9 2018, 10:16 AM) 1. Annual Income: RM24K to RM30K CIMB Cash Rebate MasterCard, Maybank 2Cards2. Free Lifetime Annual Fee: Optional (how much min swipe / spend to waive annual fee) 3. Card required for: List all your needs. Petrol, Cash Back/Rebate Only, Overseas Transactions (optional), Groceries shopping (optional) 4. Existing credit cards (if any): Nil. 5. Interested in CC from: I have no idea 6. Others: Please be specific. QUOTE(op9956 @ Jan 10 2018, 03:25 PM) 1. Annual Income:RM33K CIMB Cash Rebate MasterCard, Alliance You:nique 2. Free Lifetime Annual Fee: free or min swipe 3. Card required for: Cash Back or rebate, Great eastern Insurance, Overseas Transactions(retail and Petrol) 4. Existing credit cards (if any): one maybank 2 gold(use for weekend) 5. Interested in CC from: I have no idea 6. Others: to save money QUOTE(killer10126 @ Jan 11 2018, 12:41 PM) 1. Annual Income:RM32K Maybank 2Cards, HLB Mach2. Free Lifetime Annual Fee: free 3. Card required for: Cash Back for Petrol, Dining and maybe 0% installments 4. Existing credit cards (if any): none 5. Interested in CC from: Nope no idea |
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Jan 11 2018, 05:21 PM
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Junior Member
161 posts Joined: Apr 2010
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1. Annual Income:RM55K
2. Free Lifetime Annual Fee: free or min swipe 3. Card required for: Online shopping like Lazada only 4. Existing credit cards (if any): Citibank CB / Clear 5. Interested in CC from: Any |
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Jan 11 2018, 05:24 PM
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Newbie
5 posts Joined: Jan 2018
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1. Annual Income: RM65k
2. Free Lifetime Annual Fee: Good to have, but not entirely necessary 3. Card required for: Petrol, cash back, travel abroad, airport lounge access 4. Existing credit cards (if any): Nil 5. Interested in CC from: Not sure.. 6. Others: Don't mind getting 2 cards for different purposes. |
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Jan 11 2018, 06:19 PM
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Senior Member
7,496 posts Joined: Feb 2007
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QUOTE(Killmeplsok @ Jan 11 2018, 05:21 PM) 1. Annual Income:RM55K CIMB Lazada Prepaid Mastercard, PBB Quantum cards2. Free Lifetime Annual Fee: free or min swipe 3. Card required for: Online shopping like Lazada only 4. Existing credit cards (if any): Citibank CB / Clear 5. Interested in CC from: Any |
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Jan 11 2018, 08:22 PM
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Senior Member
4,404 posts Joined: Jun 2012
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QUOTE(restnjson @ Jan 11 2018, 05:24 PM) 1. Annual Income: RM65k Maybank 2Cards, Maybank FC Barcelona VS, Ambank Plat., AEON BIG/ Visa Gold CC, Citi Premiermiles Visa Card or SCB Worldmiles WMC2. Free Lifetime Annual Fee: Good to have, but not entirely necessary 3. Card required for: Petrol, cash back, travel abroad, airport lounge access 4. Existing credit cards (if any): Nil 5. Interested in CC from: Not sure.. 6. Others: Don't mind getting 2 cards for different purposes. |
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Jan 11 2018, 08:47 PM
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Newbie
5 posts Joined: Jan 2018
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QUOTE(fly126 @ Jan 11 2018, 08:22 PM) Maybank 2Cards, Maybank FC Barcelona VS, Ambank Plat., AEON BIG/ Visa Gold CC, Citi Premiermiles Visa Card or SCB Worldmiles WMC Hmm Citi Premiermiles and SCB Worldmiles both have higher income requirement that I can't meet. Otherwise, thanks for the suggestion! Are the Citi Rewards Card and Citi Cash Back Platinum good for purchases? Petrol, groceries etc. |
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Jan 11 2018, 11:11 PM
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Senior Member
4,404 posts Joined: Jun 2012
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QUOTE(restnjson @ Jan 11 2018, 08:47 PM) Hmm Citi Premiermiles and SCB Worldmiles both have higher income requirement that I can't meet. Pls Read these, FYI .... Otherwise, thanks for the suggestion! Are the Citi Rewards Card and Citi Cash Back Platinum good for purchases? Petrol, groceries etc.  UOB One Card & Citibank Cash-Back Card » Click to show Spoiler - click again to hide... « QUOTE Q1: Any Citibank Platinum card is eligible for unlimited PPL access at KLIA, or did I misread? » Click to show Spoiler - click again to hide... « QUOTE Q2: Anyway, what's the income requirement for these cards? I couldn't find it on their website. » Click to show Spoiler - click again to hide... « This post has been edited by fly126: Jan 11 2018, 11:20 PM |
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Jan 12 2018, 06:28 PM
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Senior Member
9,336 posts Joined: May 2009
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Looking for a card with unlimited cash back as I'm charging a car on it... perfer those high %% Cash back with no cap limit monthly..
I've got my HLB Fortune which i already maxed out the $108,000 annual limit. |
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Jan 12 2018, 06:35 PM
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Senior Member
4,726 posts Joined: Jul 2013
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QUOTE(MeToo @ Jan 12 2018, 06:28 PM) Looking for a card with unlimited cash back as I'm charging a car on it... perfer those high %% Cash back with no cap limit monthly.. Hlb essential. I've got my HLB Fortune which i already maxed out the $108,000 annual limit. If you can swipe amex, go for the American express cash back gold credit card. 1% unlimited. But actually essential is good enough la. You only miss out on the first 5000, whereby the first 5000 is 0.6% but above 5000 still 1% unlimited. |
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Jan 12 2018, 11:58 PM
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Junior Member
66 posts Joined: Apr 2011
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Hi guys! Need recommendation on applying cc based on details below:-
1. Annual Income: RM36K to RM60K 2. Free Lifetime Annual Fee: A Must 3. Card required for: Petrol (Mainly Shell) & hujung bulan emergency 😝 4. Existing credit cards (if any): Nil. 5. Interested in CC from: Any banks 6. Others: Able to pay with Maybank2u or CIMBclicks would be helpful. Thank you in advance! |
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Jan 13 2018, 12:03 AM
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Senior Member
4,404 posts Joined: Jun 2012
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QUOTE(NESCAFEais @ Jan 12 2018, 11:58 PM) Hi guys! Need recommendation on applying cc based on details below:- Maybank 2Cards or Maybank FC Barcelona VS or CIMB Cash Rebate Mastercard1. Annual Income: RM36K to RM60K 2. Free Lifetime Annual Fee: A Must 3. Card required for: Petrol (Mainly Shell) & hujung bulan emergency 😝 4. Existing credit cards (if any): Nil. 5. Interested in CC from: Any banks 6. Others: Able to pay with Maybank2u or CIMBclicks would be helpful. Thank you in advance! |
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Jan 13 2018, 12:04 AM
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Junior Member
273 posts Joined: May 2010
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QUOTE(MeToo @ Jan 12 2018, 06:28 PM) Looking for a card with unlimited cash back as I'm charging a car on it... perfer those high %% Cash back with no cap limit monthly.. Charging a car on a card and looking for unlimited cashback?I've got my HLB Fortune which i already maxed out the $108,000 annual limit. It'll be easier for you to negotiate a 2-5% off from your car vendor and pay by cash Since after charging a car on a card you're gonna pay by next statement |
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Jan 13 2018, 09:47 AM
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Senior Member
7,496 posts Joined: Feb 2007
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QUOTE(Osho @ Jan 13 2018, 12:04 AM) Charging a car on a card and looking for unlimited cashback? he can still look for 0% BT to pay by installments It'll be easier for you to negotiate a 2-5% off from your car vendor and pay by cash Since after charging a car on a card you're gonna pay by next statement  |
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Jan 13 2018, 03:42 PM
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Senior Member
9,336 posts Joined: May 2009
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QUOTE(Osho @ Jan 13 2018, 12:04 AM) Charging a car on a card and looking for unlimited cashback? There is no such thing as cash discount for Hap Seng bro...It'll be easier for you to negotiate a 2-5% off from your car vendor and pay by cash Since after charging a car on a card you're gonna pay by next statement |
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