Thanks. I think I will go for Maybank Visa Infinite since it's a Visa card. Visa card more widely accepted than AMEX.

You can consider Ambank VI and WMC.

Hello sifus,
I'm looking for a card since my Ambank VI and WMC are now bound by rm500 spending for lounge access.

After did some research... it seems that Rhb VI/WMC or PBB VI/WMC looks okay.

Any recommendations?

Have a nice day!

Thanks . I have shortlisted them as well. Will try Maybank Visa Infinite first.

By the way, is it easy to ask for annual few waiver for Maybank Visa Infinite card if I can't fulfill annual spending requirement?

Why not SCB WorldMiles card?

It sems that SCB WorldMiles is with annual fees of 636.

Hmm... I'm looking for no annual fees cards or those easily can achieve eg 10 swips per year...

Thanks by the way : )

Not possible at all with Maybank cards.

I see. I think PBB WMC and VI can only redeem Enrich or Airasia bIG points?

Seriously......??

Yes. Nothing surprising for Maybank cards.

I think Enrich/Airasia Big is also fine as long as got lounge access. Hmm... It seems that not many free for life cards except ambank vi/wmc.

Depends on what you want, I'm aiming for miles accumulation for Asia miles or KF.

Don't bother asking. I missed by 23 bucks once and they slapped me with the AF despite me being a loyal customer > 10 years

Good day, sifu. Need recommendation;

1. Annual Income: RM100k

2. Free Lifetime Annual Fee: good to have

3. Card required for: insurance and oversea pay

4. Existing credit cards (if any):

5. Interested in CC from: CB + Reward /Mile

Thank you, all sifus

Good day, sifu. Need recommendation for credit card.

1. Annual Income: RM60K

2. Free Lifetime Annual Fee: A must

3. Card required for: Purchase games from PS Store, some overseas transactions.

4. Existing credit cards (if any): CIMB (Petronas & Cash Rebate)

5. Interested in CC from: Prefer CIMB for easier payment since salary using same bank

6. Others: Please be specific. Currently using CIMB Petronas CC to purchase games from PS Store but notice they charge additional 1% from the game price. So I'm looking for the card that do not have additional charge when buying games.

Thanks.

Good Day sifu. need your recommendation which suits my needings


1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: A Must.

3. Card required for: Cash Back, petrol, zero interest furniture / electrical item

4. Existing credit cards (if any):Nil.

5. Interested in CC from: open

6. Others: I prefer cash back and no reward points. will mainly use to purchase electrical items or furniture which can pay monthly with zero interest rate ( within the time frame )

Hello sifus and senpai, looking to add/replace a card or two cards with following :

1. Annual Income: RM70k~RM90k

2. Free Lifetime Annual Fee: Yes or with condition 12 swipes

3. Card required for: Petrol, Groceries, CB

4. Existing credit cards (if any): Maybank2Card Plat and CIMB Petronas Plat.

5. Interested in CC from: Maybank Ikhwan MC

6. Others: Using the CIMB Petronas because house next to Petronas but Shell n Caltex still near. Using the M2CARD AmEx for dining and groceries (AeonBig 2nd Sunday Member) so looking something with CB or high rebate.

Any suggestions or tips most appreciated.

You should switch your petrol card to Maybank Ikhwan Visa Petronas, pump on Saturdays and Sundays, 8% cash back. I don’t see any benefit of holding CIMB Petronas?

Yes, get also Ikhwan MC for groceries but 5% cash back is only entitled on Fridays and Saturdays.

Dining can get HLB Mach if it still allows applications and also PBB Quantum.

Thanks fruitie, bye2 CIMB.

Maybe I can hit the 28th of each month to get the 5% member discount AeonBig.

Will check the other two.

Thanks for the feedback!

Hi everyone, look forward to all your suggestions.

1. Annual Income:
RM180K and above

2. Free Lifetime Annual Fee:
Don't mind. (would be nice though)

3. Card required for:
In order of importance, 1. Petrol/Groceries/Dining daily use 2. AirMiles/Hotel/Overseas Transactions 3. Lounge Access

4. Existing credit cards (if any):
Nil

5. Interested in CC from:
Any Bank.

6. Others: Please be specific. Example:
I am looking to leverage CC to get more value out of my spending. I would not mind having multiple CCs to complement the type of spending needed.