Food price is so expensive and contribute to most of anyone disposable income why not drop the food price too?

Wow! Thats interesting..

fsm give higher return
should try fsm
average 16.28% since 2012 (excluding service charge)


This post has been edited by cocbum4: Aug 5 2017, 08:19 PM

KUALA LUMPUR (Aug 8): CIMB Investment Bank Bhd said Malayan Banking Bhd (Maybank) had the highest loan-deposit (LD) ratio at 99.2% in the Malaysian banking sector as at March 2017 as the industry contended with slower deposit growth versus loan expansion.

CIMB analyst Winson Ng wrote in a note today that Malaysian banks' deposits grew 3.5% year-on-year in June compared to the industry's loan growth at 5.7%. Ng cautioned that the trend would impact the sector's loan expansion and margin.

"The weaker deposit growth (relative to loan growth) would be negative for banks. Firstly, this has been one of the contributing factors for the intense deposit competition among banks in the past 3 to 4 years, leading to higher cost of deposits and ultimately thinner margins. Secondly, this could partly cap the upside potential for loan growth as deposits (especially fixed deposits) are the primary funding for banks' lending.

"As at end-Mar 17, most local banks in Malaysia had LD ratios of close to or exceeding 90%. Among the local banks, Maybank's ratio was the highest at 99.2% at end-Mar 17 while three other banks had above-90% LD ratios. The lowest ratio at end-Mar 17 was the 80.3% for Hong Leong Bank, providing room for the bank to engage in active asset liability management to defend its margins," he said.

Due to weak deposit growth, Ng said the industry's LD ratio had risen in the past five years — from a low of 76.2% in February 2012 to 90.4% in June 2017.

"The ratio first touched the 90% mark in Nov 16 and it has been hovering around that level since then. If the deposit growth remains at the 3%+ level (or lower) and there is no drastic slowdown in loan growth, banks' LD ratios will continue to climb," Ng said.

http://www.theedgemarkets.com/article/cimb...ong-bank-lowest

Could mean housing loan is harder to obtain and bank interest rate to rise soon.

Among those 141 projects, five saw year-on-year (y-o-y) double digit growth in their average absolute transacted prices. Topping the list was One Menerung in Bangsar with a 14.9% hike, followed closely by Intan Apartment in Setiawangsa with a 14.5% growth and Sang Suria Condominium in Sentul with a 13.5% growth. Putra Apartment in Setiawangsa and Desa View Towers in Melawati both achieved a 10.5% and 10.1% rise respectively.

At the opposite end, 78 condos saw sale prices drop from 2.2% to 11.7% y-o-y. The five steepest dips were experienced by Platinum Lake PV10 in Setapak at 11.7%, Abadi Indah Apartment in Taman Desa at 9.2%, G Residence in Desa Pandan at 8.9%, Seringin Residences in Kuchai Lama at 8.4% and Idaman Residence @ KLCC at 8.2%.

Meanwhile, prices at 164 condos remained unchanged, while another 124 condos did not have any comparison as there were no transactions the previous year.

https://dbv47yu57n5vf.cloudfront.net/s3fs-p...2470_locked.pdf

Believe this is the beginning of condo price dropping.

This post has been edited by icemanfx: Aug 13 2017, 03:28 AM

Ayam is very bullish property in next year, Ayam think it is a laggard to all the asset class available, many of the asset is having pump hard to the moon, the last chance to buy it cheap is now, it will not wait for anyone when the same panic buying strike back again. Keep the nonsense opinion to the sour grape who don't want to accept it.

Sounds like you are desperately need people to buy off your property.

Ayam has few potential buyers who want to buy Ayam properties so badly, do jew even understand how it feel to be a part of the seller market? It feel great

This post has been edited by cocbum4: Aug 12 2017, 08:23 PM

You are either in oblivion or high on drugs.

Ironically jew don't get to understand how it feel
More pipu want to buy Ayam can always sell it to higher bidder.

20 thread later, still bable-beble-buble....

http://www.propwall.my/classifieds/1412116...ng?tab=property

https://www.brickz.my/transactions/resident...ara/non-landed/

http://www.propwall.my/11_mont_kiara/class...ting=For%20Sale

Launched price $720 psf in 2008, recently transacted between $751 to $934 psf. It seems some vendors are willing to let go at about 2008 launch price.


This post has been edited by icemanfx: Aug 16 2017, 11:14 PM

Wow! UUU shud BBB!

Yep condo price dropping, ayam hope next week ayam can get this freehold condo in bb 1200++ sq feet for less than 600k, hopefully not many ppl go for the auction 😊

good luck. so brave. got prepare 660k cash onot

I never buy cash from auction so far...plus my limit for the unit is 600k, so just gonna bring 60k bank draft. Even if I wanted to I don't have 600k cash.

120 days is more than enough time to secure all the approvals and loan disbursement to get the prop la. Especially since this is a freehold prop.

You just need to take leave and get your ass moving to chase for the relevant approvals and documents. Most of the time within 90 days settle. Unless you're the type who just throw to lawyer and expect them do everything for you without you chasing then gg la. But I guess my lawyer so far been good, she kena harass by me kao kao before d so now when I buy prop from auction, she will work on it on high priority to avoid me bugging her. Lol.

good. i guess u got a good lawyer

It's all about hounding people bro. If ur lawyer say developer approval delay then you just need to go to developer office and hound them. They do it fast if you hound them enough.

condo location?

Regardless of how you guys envision sudden crash or totally free fall of property price, i just wanna say, materials price have gone up again, things will eventually getting more and more expensive and we are no longer can construct same unit for same price like we used to back to 5-10years ago. So, keep waiting, and we will see how DDD for the entire market, time will tell.

By the way labor cost have gone up quite substantial, thanks to unflavorable exchange rate. That eats up quite lots for project cost too.

This post has been edited by JustForCheonging: Aug 17 2017, 12:16 PM