AIYH Thanks a lot!

A few pages somebody was asking why this thread suddenly so active with newcomers. As for me personally, it was because my 1 year FD matured and I needed to do something with it. Stocks was too complicated for me, so UT funds it was. 2 days in, 0.51% portfolio growth.

I'm also not a very wasteful person in terms of spending and am a man of simple needs. So yeah all that extra monthly money, better to put it into investment rather than sitting in my bank account.

All the best to everyone here. My personal goal for this one year is to see 8-10% growth in my portfolio at least. Hopefully all of your targets are met and here's to a good 2017 from an investment perspective!

We were arguing about TA Global Tech unit split. Didn't you remember?

Unit split and distribution mana ada sama?

I am talking in IOS, you jawab to me in Android pulak!

Xuzen

Hye everyone..
Good morning & happy new year
Hope this year will bring prosperity to all of us..

same here. fd matured and the rates suck. got a big cash injection right after trump election. here's to everyone making a success with their investment coming year and let us help the guys in need

just becareful.....few forummers here are known to have published their few years annualised returns of less than FD rates.
anyway hope yours are NOT the same as them.
HAPPY NEW YEAR and may the odd be forever be with you!

aren't all investments built on hope? without hope what can we do? Do or do not. there is no try.
-Master Avangelice

How to follow xuzen portfolio closely? Will he update instantly once he shoot the 35% CMF?
Very interested to know

subscribing into his service by bank into his a/c some predetermined amount would be a good start....

Wow, that's PONZI scheme

Just follow this FSM thread and you can get periodic update on Xuzen's portfolio.....

And by the way:

Get ready on 7th and 14th for lower sales charge.

Also cny promo may happened. I think I got this in 2015.

Edit... last minute prs submission.... look at the top 5 funds...



This post has been edited by adele123: Jan 2 2017, 09:55 AM

It is very true indeed that there are many people out there who are less fortunate who could benefit a lot from our help. If everyone can just donate a small sum of money, that would add up and certainly help those in need. Besides money, there are other ways to help out too. One can volunteer their time & effort to help out those in need. Even sharing useful information in this forum can also be a form of charity.

Sometimes a person might be sad that they lost money in investment. But one should be grateful as one is already better off than many because at least one has money to invest in the first place compared to some who might not have enough to eat.

So lets make this world a better place by doing our part no matter how small they may be.


Commendable indeed.


A balanced fund is a mixed asset fund but the reverse is not necessarily true. A mixed asset fund is comprised of multiple asset classes like equity (EQ) & fixed income (FI) in different proportion. When the proportion is almost equal (e.g. 50% : 50% or 40% : 60%), then it is a balanced fund. When it is skewed more towards equity (e.g. 90% EQ : 10% FI), then it is an aggressive mixed asset fund. When it is skewed more towards FI (e.g. 10% EQ : 90% FI), then it is a conservative mixed asset fund.

Guys, I want to know one thing. Is the concept of dividends similar for Unit Trusts and Stocks? Or are they different? Like we know if a UT declare RM0.04 dividend per unit, then the unit price will see a RM0.04 drop due to the dividend being declared. Does it work the same way with shares by any chance?

EDIT: Or is it fairer to equate dividend for UT with stock splits for shares? Cause they both seem to have no bearing on your total net value.

This post has been edited by contestchris: Jan 2 2017, 01:02 PM

while waiting for responses,
I GOOGLED and found this....
distribution from unit trust & dividend from stock, are they the same?
https://forum.lowyat.net/topic/2131719/all

Well I'm none the wiser after reading that. Conflicting responses.

Would it be best to equate a UT dividend with a stock split for shares? Cause my understanding tells me those are the two most similar scenarios. Based on my research it is rare for a stock price to drop RM0.03 if a RM0.03 dividend is declared (unlike UT fund, which WILL drop RM0.03). Heck stock prices may even rise after a dividend. Stock dividends are derived from profit, UT dividends...I am not so sure. I don't think they necessarily come from profit.

Guys, if say one wants to join FSM, it is best to research and decide all the funds you want before hand, and subscribe it at one go when you open the account to take advantage of the 1% promo charge? Also, is this 1% only available for few days after you open the account?

based on your research.....what make you think "Stock dividends are derived from profit, UT dividends......they don't necessarily come from profit".?


This post has been edited by MUM: Jan 2 2017, 01:21 PM

YES, read the and understands all the risks and cons of Unit investing and really understand you risk profile and objectives of investing, forming a portfolio and funds selection and etc, etc...BEFORE you open the a/c.
to lump sum or not....depends on the invested amount vs your assets....

the is a promo on 7 & 14 Jan....for some selected funds at 0.5%SC
https://www.fundsupermart.com.my/main/resea...st-in-2017-7814

new a/c benefits of 1%SC is valid or 30 days.
https://www.fundsupermart.com.my/main/acl/accountOpening.tpl

This post has been edited by MUM: Jan 2 2017, 01:24 PM