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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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chicaman
post Jul 2 2018, 08:31 PM

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QUOTE(kenny79 @ Jul 2 2018, 07:38 PM)
If u have the priority banking in Ambank sure confirm 4.4% 12month in hand if normal user really need to torrent with the branch manager
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i will check next monday at Am Bank
Micky78
post Jul 2 2018, 09:09 PM

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QUOTE(mrhseinpingq @ Jul 2 2018, 02:21 PM)
RHB promotion FD for min 10k is finish!!!!
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what the min now? only particular branch?
Deal Hunter
post Jul 2 2018, 10:06 PM

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QUOTE(chicaman @ Jul 2 2018, 08:31 PM)
i will check next monday at Am Bank
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Not all Ambank branches offer 4.4%. You need to go to the branch that offers that rate at your town.
mrhseinpingq
post Jul 2 2018, 11:57 PM

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QUOTE(Micky78 @ Jul 2 2018, 09:09 PM)
what the min now? only particular branch?
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extended until 31st July 2018
cute_boboi
post Jul 3 2018, 09:20 AM

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Bank Muamalat, if the FD maturity date is 3rd July, can I go today to withdraw it ? Or wait until 4th July ? hmm.gif
Thanks icon_rolleyes.gif
aeiou228
post Jul 3 2018, 09:34 AM

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Alliance Bank Saveplus account.
Promo period:- 1st Jul to 30th Sept 2018
T&C:- Maintain incremental daily average balance of RM60K in July, August and Sept.
Reward:- RM320 petrol card
Approx effective yield:- 3.5% + RM320 = 4.78%
frozz@holic
post Jul 3 2018, 09:36 AM

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QUOTE(ProxMatoR @ Jul 2 2018, 06:47 PM)
UOB 4.35%p.a. 12mth, monthly interest to CASA.
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thanks for the info, though lower but monthly interest makes up for it. the monthly interest is for everyone or seniors only ?

QUOTE(chicaman @ Jul 2 2018, 07:08 PM)
Am Bank 4.4? Really? I cant seem to find it.

My muamalat 4.5% matured, looking to transfer else where
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yes not for all Ambank branch (although all branches i go to gives the same 4.4% no question asked) as reported by members here.
I tried to ask for more like 4.5%++ at all branches to no avail ... maybe my substantial amount is not " SUBstantial " enough sad.gif
instead they keep on pushing for me to go for FD+ASNB combo plan lol. I am non - priority member btw.
limsc
post Jul 3 2018, 10:43 AM

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QUOTE(cute_boboi @ Jul 3 2018, 09:20 AM)
Bank Muamalat, if the FD maturity date is 3rd July, can I go today to withdraw it ? Or wait until 4th July ?  hmm.gif
Thanks  icon_rolleyes.gif
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You can do it today 3rd July. I have done mine last week. Banker cheque cost RM2.65.
cute_boboi
post Jul 3 2018, 10:53 AM

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QUOTE(limsc @ Jul 3 2018, 10:43 AM)
You can do it today 3rd July. I have done mine last week. Banker cheque cost RM2.65.
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Orait bro, thanks. Planning to ask for RENTAS (RM5.30 ?)
Also monitoring latest FD promo now...
icon_rolleyes.gif

chicaman
post Jul 3 2018, 11:09 AM

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QUOTE(cute_boboi @ Jul 3 2018, 10:53 AM)
Orait bro, thanks. Planning to ask for RENTAS (RM5.30 ?)
Also monitoring latest FD promo now...
icon_rolleyes.gif
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The best is still UOB 4.35% or Am Bank 4.4%
limsc
post Jul 3 2018, 11:18 AM

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QUOTE(cute_boboi @ Jul 3 2018, 10:53 AM)
Orait bro, thanks. Planning to ask for RENTAS (RM5.30 ?)
Also monitoring latest FD promo now...
icon_rolleyes.gif
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I never ask RENTAS but I think should be RM5.30..as the teller told me " Lima ringgit lebih" I move to Ambank 4.4%
ProxMatoR
post Jul 3 2018, 11:20 AM

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QUOTE(limsc @ Jul 3 2018, 11:18 AM)
I never ask RENTAS but I think should be RM5.30..as the teller told me " Lima ringgit lebih" I move to Ambank 4.4%
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when the amount is quite huge, usually they will go for rentas. and now should be RM5.00 only, since no more GST
chicaman
post Jul 3 2018, 11:21 AM

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QUOTE(ProxMatoR @ Jul 3 2018, 11:20 AM)
when the amount is quite huge, usually they will go for rentas. and now should be RM5.00 only, since no more GST
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I used rentas previously, how long it takes? Previously took around 3-4 hours.
ProxMatoR
post Jul 3 2018, 11:25 AM

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QUOTE(chicaman @ Jul 3 2018, 11:21 AM)
I used rentas previously, how long it takes? Previously took around 3-4 hours.
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Should be the same. I experienced immediate before tho. but can't remember which to which bank and when sweat.gif
Wong Kit yew
post Jul 3 2018, 01:30 PM

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https://www.hlisb.com.my/en/personal-i/prom...fd-i-deals.html
Hong Leong Bank has National Day FD promotion from 14 July until 31 August 2018.
BoomChaCha
post Jul 3 2018, 02:00 PM

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QUOTE(aeiou228 @ Jul 3 2018, 09:34 AM)
Alliance Bank Saveplus account.
Promo period:- 1st Jul to 30th Sept 2018
T&C:- Maintain incremental daily average balance of RM60K in July, August and Sept.
Reward:- RM320 petrol card
Approx effective yield:-  3.5% + RM320 = 4.78%
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thumbsup.gif

Bank of China 4.4% for 1 year
AM Bank (Sri Permaisuri) 4.4% for 1 year

https://www.bbazaar.my/fixed-deposit/fd-pro...TQB2XBBtGG&rc=1
cute_boboi
post Jul 3 2018, 02:21 PM

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Thanks for all the above info, here's my update today:
- Withdraw FD at 12-1pm
- RENTAS RM5 without GST
- 2:10pm money is in MBB icon_rolleyes.gif

HLB Merdeka rate 4.2% is low. Waiting for the 7-7 digital. There is no UOB or Ambank nearby sad.gif and I prefer online banking if possible.

Bank Islam 2 years 4.65% p.a. effective rate is over by end June.

hmm.gif

chicaman
post Jul 3 2018, 02:22 PM

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QUOTE(BoomChaCha @ Jul 3 2018, 02:00 PM)
thumbsup.gif

Bank of China 4.4% for 1 year
AM Bank (Sri Permaisuri) 4.4% for 1 year

https://www.bbazaar.my/fixed-deposit/fd-pro...TQB2XBBtGG&rc=1
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http://www.bankofchina.com/my/en/bocinfo/b...7_12113195.html
chicaman
post Jul 3 2018, 02:24 PM

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QUOTE(cute_boboi @ Jul 3 2018, 02:21 PM)
Thanks for all the above info, here's my update today:
- Withdraw FD at 12-1pm
- RENTAS RM5 without GST
- 2:10pm money is in MBB  icon_rolleyes.gif

HLB Merdeka rate 4.2% is low. Waiting for the 7-7 digital. There is no UOB or Ambank nearby sad.gif and I prefer online banking if possible.

Bank Islam 2 years 4.65% p.a. effective rate is over by end June.

hmm.gif
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1-2 Hours sounds good

Want to try Bank of China? 4.4% But not sure if PIDM protected

http://www.bankofchina.com/my/en/bocinfo/b...7_12113195.html

Edit: Yes Eligible for PIDM protection.


Is Ambank protected by PIDM?

This post has been edited by chicaman: Jul 3 2018, 02:27 PM
BoomChaCha
post Jul 3 2018, 02:38 PM

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QUOTE(chicaman @ Jul 3 2018, 02:24 PM)
1-2 Hours sounds good

Want to try Bank of China? 4.4% But not sure if PIDM protected

http://www.bankofchina.com/my/en/bocinfo/b...7_12113195.html

Edit: Yes Eligible for PIDM protection.
Is Ambank protected by PIDM?
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Yes, both Bank of China & Am Bank are protected by PIDM

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