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Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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nexona88
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Jul 29 2024, 09:23 AM
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QUOTE(kyleen @ Jul 29 2024, 08:54 AM) https://www.thevibes.com/articles/news/4539...without-consentI recall this fraud case too that happened a couple of years ago, though for this one, the fraud seems to be with the RM. I remember I had to sign a extra form to give the rights to transact through RM for premier banking. I have never use this service and now I wish I never sign it. This one which bank huh?? International bank... Can be HSBC, OCBC or UOB 🤔
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nexona88
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Jul 29 2024, 02:13 PM
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QUOTE(goolie @ Jul 29 2024, 12:44 PM) which bank offers highest FD rate without investment now? Bank Muamalat 12m tenure 4.1% 👌
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nexona88
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Jul 30 2024, 09:23 AM
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QUOTE(woowoo1 @ Jul 30 2024, 05:48 AM) Based on the viral letter from nube, the lost rm2 mil it seems to implicate Maybank. Like I mentioned earlier, it can happen to any banks be it big or small especially if there is internal fraud. do get your internet access and check your balance often and report promptly if there is discrepancy Of all the banks It's Tiger.... One of damn strict banks.. Everything needs to show proof & documents... Yet, someone easily can withdraw FD... That also 2mil... Which is not any peanut amounts
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nexona88
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Aug 2 2024, 11:19 AM
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QUOTE(Hinote @ Aug 2 2024, 11:16 AM) Yes 🙏 » Click to show Spoiler - click again to hide... «
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nexona88
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Aug 2 2024, 07:43 PM
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QUOTE(??!! @ Aug 2 2024, 04:44 PM) Just checked with my branch. Said promo valid for whole month of August. Could be branch specific. Mind asking which Branch? So I can see if it's related to roadshow or not... This post has been edited by nexona88: Aug 2 2024, 07:44 PM
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nexona88
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Aug 2 2024, 10:39 PM
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QUOTE(??!! @ Aug 2 2024, 09:58 PM) Hmm.. JB branch is in the roadshow list But only on 15 August 🤔 The guy above say specific date only gets the promo rates... So it's branch specific then... This post has been edited by nexona88: Aug 2 2024, 10:41 PM
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nexona88
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Aug 5 2024, 02:09 PM
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Deleted - scared it's touch on R&R
Sorry
This post has been edited by nexona88: Aug 5 2024, 02:19 PM
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nexona88
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Aug 12 2024, 08:38 PM
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QUOTE(sg8989 @ Aug 12 2024, 06:13 PM) IMPORTANT DISCLAIMER THIS IS AN INVESTMENT ACCOUNT PRODUCT THAT IS TIED TO THE PERFORMANCE OF THE UNDERLYING ASSETS AND NOT A DEPOSIT PRODUCT. And Not Protected by PIDM too 😁
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nexona88
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Aug 17 2024, 11:04 AM
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QUOTE(cybpsych @ Aug 17 2024, 08:59 AM) yep, that's why i asked him/her whether he/she saw TD or TIA  by referring TD with 4.1% from mbsb, it will further confuse the readers here. Actually it's Chuffling that mentioned TD Not me or others... MBSB one is TIA Everyone is clear about it The Link posted clearly also says TIA
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nexona88
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Aug 18 2024, 09:05 AM
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QUOTE(sibeh hoseh @ Aug 17 2024, 02:48 PM) Hi wonder any sifu here knows is the bank muamalat FD at 4.1% still available? Not sure if they have a quota since they claim the promo last till end of the year What I know It's still available last week... Someone I know did placement So should be still available
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nexona88
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Aug 26 2024, 11:38 AM
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QUOTE(Chiggah @ Aug 25 2024, 04:53 PM) Is Bank Islam 4% FD covered by PIDM ? Unless it's written as TIA All FD from Islamic banks covered by PIDM..
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nexona88
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Aug 27 2024, 02:23 PM
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QUOTE(bamboo1 @ Aug 27 2024, 01:46 PM) Guys, update: Bank Islam OTC branch ( NOT BeU of Bank Islam digital) the 4% 12months is NO longer available. Oohh.. Their target is achieved... earlier than the closing date... Not surprising since it's one of the best rates offered in the market....
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nexona88
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Sep 2 2024, 07:47 PM
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QUOTE(HypoglossalXII @ Sep 2 2024, 07:43 PM) So the AEON Bank 3.88% ended right? I read they said they might maintain for those who already deposited but the app reflects as 3.0% now. So RIZE is the best for the moment, barring the conditional 4% from Boost? Post here - AEON Bank https://forum.lowyat.net/topic/5439709/+1400Rize https://forum.lowyat.net/topic/5452847/+320This post has been edited by nexona88: Sep 2 2024, 07:48 PM
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nexona88
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Sep 8 2024, 11:33 AM
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QUOTE(MGM @ Sep 8 2024, 11:27 AM) I am curious, why FD n not ASM? My last FD was ~20 years ago, after that all in ASMx. No PIDM protection?? No trust with ASNB? Hanky panky going on the fund. Lack of transparency?
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nexona88
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Sep 9 2024, 05:28 PM
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QUOTE(Afterburner1.0 @ Sep 9 2024, 02:53 PM) thanks for the update.... but i just wonder.... wat do these banks think when planning their FD rates promo... everyone knows the best rates is 4.1% at muamalat bank.... so faster go rush to Muamalat bank guys.... Backing on trust.... Of their existing customers & Brand name... I meant, some old folks have doubts on Muamalat bank...
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nexona88
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Sep 17 2024, 07:55 PM
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QUOTE(Optizorb @ Sep 17 2024, 02:59 PM) why would BNM follow if US fed cut rates? Do enlighten. QUOTE(chicaman @ Sep 17 2024, 02:56 PM) If US start cutting rates, I think Malaysian bank will follow and FD rate will be lower starting next month US increase the rates also BNM didn't increase the rates... That's why MYR become so weak.... Anyway OPR is not the only factor to determine the FD rates... You see now, even OPR maintain, FD rates still dropping 😁 This post has been edited by nexona88: Sep 17 2024, 07:56 PM
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nexona88
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Sep 18 2024, 11:42 AM
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QUOTE(BWassup @ Sep 18 2024, 10:38 AM) MYR is top performer this year Because of US fed expected to cut rates around 50pts while BNM expected to maintain the rates.... And yet.... FD rates keep dropping 😁 while MYR slowly recovering from all time low.... Still long way to go... Need to get around 4.00 first...
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nexona88
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Sep 26 2024, 07:33 PM
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QUOTE(aeiou228 @ Sep 26 2024, 05:10 PM) https://www.chinapress.com.my/?p=4117479RM23k eFD stolen. Summary in English. Scammer logged into her bank account from an unregistered device, removed her registered device, disabled biometric security. eFD RM23k transferred out in multiple transactions. Which bank this time.... One by one case of illegal withdrawal... Anyway Seems like Ambank only (from the interface) or PB 🤔🧐
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nexona88
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Sep 26 2024, 08:43 PM
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QUOTE(Ayambetul @ Sep 26 2024, 08:33 PM) You got eFD there too?? Just check time to time Don't ignore any calls.... And Blocked them as Scammer... Like the person did...
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nexona88
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Sep 27 2024, 02:22 PM
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QUOTE(CommodoreAmiga @ Sep 27 2024, 01:58 PM) Hmm...i have just uplift my matured FD from BI back into my savings account Al-Awfwar something. But when i try to do DUITNOW, there is a 50 cents charge? Even IBG has 10 cents charge? WTF?? Is this new rule with Bank islam? UPDATE: Never mind. Found the answer. Apparently >RM5K, Bank can charge you for transfer. So far i haven't encounter with other banks. So i just made multiple 5k transactions.  Which other Bank don't charge 50c fee?? So far I see.. it's from DuitNow side that charge the fee... Edit: Now I remember This 50c fee is for ATM DuitNow transfer only... This post has been edited by nexona88: Sep 27 2024, 02:25 PM
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