QUOTE(areankim @ Jul 13 2024, 10:23 PM)
Yes, still available as for now...And the crowd at the branch is getting bigger by the weeks...
So the quota might reach target / full earlier than stated (year end).
So better do your placement faster 👌
Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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Jul 14 2024, 09:11 AM
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Jul 14 2024, 05:28 PM
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QUOTE(areankim @ Jul 14 2024, 03:39 PM) ok mine reach maturity on 8 July, but was renews to 2.65% so i withdrew. Sure can do placement. No worries Tomorrow go over the counter again to see if can place. thanks guys! But Mondays always more crowds... areankim liked this post
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Jul 16 2024, 11:39 AM
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Which Bank in Malaysia give the best rate in the market... Good valuable article published... Good read 👌 https://www.freemalaysiatoday.com/category/...more-right-now/ CommodoreAmiga liked this post
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Jul 16 2024, 02:03 PM
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Jul 17 2024, 09:01 AM
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Jul 17 2024, 01:00 PM
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QUOTE(ericlaiys @ Jul 17 2024, 10:39 AM) Not attractive rates...Failed marketing |
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Jul 18 2024, 09:58 PM
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QUOTE(KOEL @ Jul 18 2024, 03:56 PM) It looks like the FD rates will remain low....the BEST18 might not look best for now but that might change months down the line... What you mean??The rates would be revised upwards?? From the hints given out by BNM... No rate hike.... Maintain or cut only.... Look see US fed cut or not... Whatever... FD rates won't be high for this year... Won't be hitting 5% anytime soon This post has been edited by nexona88: Jul 18 2024, 09:59 PM |
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Jul 19 2024, 10:32 AM
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QUOTE(KOEL @ Jul 19 2024, 10:07 AM) What I mean is that if you don't take the 3.8% now, you might not get it later. I am in line with you i.e. FD interest rate will remain low due to the reasons you have mentioned. Ooh...You mean better lock up the FD first... Since it's 18m tenure... Later lower rates, cry father mother 😁 Logic point... But 3.8% not very attractive also.... But at least better than some banks offering.... |
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Jul 19 2024, 02:04 PM
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QUOTE(guy3288 @ Jul 19 2024, 11:13 AM) ya lah ini 3.8% is 0.3% lower than current high If that's the case...if big amount simply go lock 3.8% rugi lo... the way i see it, it doesnt seem to be getting lower and lower because prior to that all below 4% if you remember... for quite long time then MBSB came up with 4, BI follow suit Now Muamalat upped it to 4.1 not enough to quickly go grab it.. unlike the 4.8% early last year that one i say yes quickly lock it. because 4.75% is just there next door if FD tak mahu naik. This one to lock up our fund at lower rate because next few months, rates going up... Maybe towards 4.3%?? Since now already got 4.1% offering in the market??? Hmmm..... But OPR is maintain boss... The interbank rate already up up??? 🧐 Because what I know, it's one of the factors too... Determine the FD rates... |
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Jul 19 2024, 03:36 PM
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Jul 19 2024, 05:47 PM
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QUOTE(virtualgay @ Jul 19 2024, 04:03 PM) yala... who will give cash - i was wondering where got cash 100k at home Whatever method of payment those takut just go to branch la I still love the old school style of going to branch 👌 Old thinking but it's much safer than those other method... Some mentioned eFD got issues for placement... Not reflected bla bla bla... (Other banks) This post has been edited by nexona88: Jul 19 2024, 05:47 PM |
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Jul 19 2024, 10:04 PM
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QUOTE(gabkwong2 @ Jul 19 2024, 09:40 PM) https://themalaysianreserve.com/2024/06/24/...thdrawals-case/Read this... How to trust leh?? |
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Jul 20 2024, 08:47 AM
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QUOTE(guy3288 @ Jul 20 2024, 12:57 AM) tak boleh simply takut just because of some isolated theft Understand...other banks pun ada kes, some you dont know only, doesnt mean no case we just need to be on the look out and not just sleep on it. for all you know the bank with a case exploded could well be safer rather than another bank whom people think money tak boleh hilang one every one complacent...... air tenang jangan sangka tiada buaya. But the trust is not there anymore... Worries if again won't happen or not... But yeah... We need to monitor our FD placement & CASA always.... Keep on lookout for suspecting transaction (if there).... Every single thing must be under our watch 👌 |
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Jul 22 2024, 10:33 AM
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Jul 22 2024, 11:38 AM
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Jul 26 2024, 10:05 AM
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Jul 26 2024, 07:49 PM
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QUOTE(DarkCoffee @ Jul 26 2024, 05:00 PM) MBSB give out 4.3% FD rates also many would have doubt on them...After "excellent track record" recently.... Better be safe than sorry 👌 So even though Bank Islam is slow... At least they can be trusted as for now....... Muamalat.... For me okay... No issues 👌 But 1 guy here have bad experience with them.... sg8989 liked this post
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Jul 26 2024, 10:38 PM
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QUOTE(guy3288 @ Jul 26 2024, 09:48 PM) If 4.3% MBSB i will add more Well..risk is every where lah my 4.4% in MBSB go on till 2025 takkan nak withdraw and lari If already have existing FD locked up... Then no choice boss... Rugi if break But given choice Personally won't dare after the fiasco happen.... Might change mind if they can give 4.5% or 5% 😁 FD rates very important in final decision... And no lock up $$$ in CASA |
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Jul 27 2024, 06:50 PM
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QUOTE(guy3288 @ Jul 27 2024, 04:34 PM) Take risk for high FD rates lorh...If just give like what other banks... Why take the risk & lose the sleep over thinking if money would be lost or not. Safe or not 👌 That's why, Willing to take chance if they offered 5% |
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Jul 28 2024, 09:06 PM
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QUOTE(kyleen @ Jul 28 2024, 08:46 PM) As I recall, we are required to verify thumbprint for every transaction at the bank counter, or is this just for show ? Any attempts to bypass this authorisation requires some kind of IT knowledge. It could be they are just scapegoats behind the mastermind. Just my speculation. If I remember correctly They also gotten the fake Mykad thingy with the account holder name.... Maybe I guess same name / ic number / address with account holder but the thumbprint is the scammer one... And the photo too... All fake one 😁 This post has been edited by nexona88: Jul 28 2024, 09:06 PM plantcloner and kyleen liked this post
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