Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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 Oct 19 2024, 01:20 PM
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#641
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48,519 posts Joined: Sep 2014 From: REality 
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QUOTE(FDInvestor @ Oct 19 2024, 11:45 AM) Should I lock in 2 years for UOB Bancassurance with 4.6% p.a. ? Confirm won't increase Will BNM revise OPR in coming months ?  But got chances of cutting rates next year onwards... Capt. Marble and FDInvestor liked this post
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Oct 21 2024, 09:02 AM
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#642
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All Stars
48,519 posts Joined: Sep 2014 From: REality
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QUOTE(Porkycorgi5588 @ Oct 21 2024, 08:49 AM) savings interest is not dividend. Shouldnt need to worry. In Malaysia even if the tax the same, you need 2.5 mil to get 100k interest payout at 4%PA. you got 2.5mil cash, still worry about 2% tax?  FD, CASA, ASMx, UTs & EPF all tax free... So much investment types is tax free... |
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Nov 4 2024, 12:05 PM
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#643
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48,519 posts Joined: Sep 2014 From: REality
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QUOTE(BladeRider @ Nov 3 2024, 04:28 PM) Anyone tried placing e-fd via ftp, the "fresh fund" transferring from GX bank? I tried maybank, but no GX bank in their selection list. Digital bank cannot boss...Need to use the ordinary one... |
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Nov 18 2024, 07:55 PM
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#644
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48,519 posts Joined: Sep 2014 From: REality
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QUOTE(aeiou228 @ Nov 18 2024, 08:57 AM) If you deposit by cheque, does FD takes effect same day ? Next day...Muamalat not that efficient to clear & give on same day |
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Jan 1 2025, 09:39 PM
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#645
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48,519 posts Joined: Sep 2014 From: REality
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Be Prepared for even lower FD rates for 2025 https://www.nst.com.my/business/economy/202...pct-2025-report OPR expected to drop around 2.75% from current 3% So better lock up the "good" FD offering that available... CommodoreAmiga, voc8888, and 1 other liked this post
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Jan 4 2025, 05:29 PM
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#646
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48,519 posts Joined: Sep 2014 From: REality
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QUOTE(brandonkl @ Jan 4 2025, 03:57 PM) I messaged Bank Mualamat in Facebook and they informed me this campaign ended 31 Dec 2024. Any new offering by them for January 2025?? |
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Jan 4 2025, 07:53 PM
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#647
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48,519 posts Joined: Sep 2014 From: REality
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QUOTE(brandonkl @ Jan 4 2025, 06:24 PM) No offering as at today. Thanks Probably later CNY got new limited edition promotion 😁 |
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Jan 7 2025, 09:16 AM
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#648
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48,519 posts Joined: Sep 2014 From: REality
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QUOTE(sg8989 @ Jan 7 2025, 12:52 AM) Anyone took Bank muamalat FD 4.1% on last year? It's locked rates... cannot simply change like that...I found out the profit rate has gone down to 3.85% Please check yours. I thought is lock for one year 4.1%?  Why yours different?? Better contact bank muamalat for details |
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Jan 8 2025, 10:22 PM
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#649
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48,519 posts Joined: Sep 2014 From: REality
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QUOTE(ruudygh @ Jan 8 2025, 10:09 PM)  I got to the page using google search. And its actually https when i click on the address bar to reveal the full address I tried to log... No issues... Both Brave & Firefox Browser 🙏 |
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Jan 9 2025, 09:02 AM
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#650
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48,519 posts Joined: Sep 2014 From: REality
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QUOTE(ruudygh @ Jan 9 2025, 04:20 AM) Very strange. I tested on Windows11 Chrome Edge Firefox, and also on my phone all same problem (using wifi, Time Internet) Then it's should be IP related issues... On Time FiberBut if I use data (Celcom) on my phone, it has NO problem. |
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Jan 15 2025, 05:50 PM
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#651
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48,519 posts Joined: Sep 2014 From: REality
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QUOTE(Micky78 @ Jan 15 2025, 05:46 PM) saw a chinese newspaper, predict increase 0.25 in Q2 or Q3. Meanwhile our Neighbor just cut their rates unexpectedly...Which hurt their currency, Rupiah 😁 |
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Feb 21 2025, 11:13 AM
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#652
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48,519 posts Joined: Sep 2014 From: REality
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QUOTE(coolstore @ Feb 20 2025, 02:45 PM) dare not try cimb one tia, hlb one more steady, but all in all better stick to pure fd this year, looks very uncertain If one were to pick between FD & TIAI personally would just pick FD Less headache & more confident... Capital $$$ secured... Won't lose it if performance not going well... |
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Feb 24 2025, 11:30 PM
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#653
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48,519 posts Joined: Sep 2014 From: REality
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QUOTE(Syok Your Mom @ Feb 24 2025, 12:11 PM) Why UOB needs fresh funds for their FD ? Very hassle If you know the loophole by regulars FD kakisYou won't be asking this silly question... Please read up more... The definition of "fresh fund".... It's don't really need to be pure "fresh"... Nowadays with Rentas & DuitNow... Easier to become "fresh fund".... |
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Mar 13 2025, 02:02 PM
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#654
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48,519 posts Joined: Sep 2014 From: REality
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QUOTE(sweetpea123 @ Mar 13 2025, 07:59 AM) Just curious, which bank allows RM200K FPX? Individuals sure cannot one... Companies / Corporate account higher Normally it's 50k for individual account limit BenChiew liked this post
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Apr 24 2025, 02:21 PM
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#655
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48,519 posts Joined: Sep 2014 From: REality
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QUOTE(DarkCoffee @ Apr 24 2025, 01:27 PM) OPR going down soon? next meeting 8 May https://www.bernama.com/en/region/news.php?id=2416191Seems like July 9 meeting as per CIMB analyst saying.... |
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May 7 2025, 09:08 PM
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#656
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48,519 posts Joined: Sep 2014 From: REality
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QUOTE(iGamer @ May 7 2025, 06:04 PM) Anyone can confirm HLBB is having 6% FD promo for 12mth? 6%???I suspect it's some combo FD - Investment - CASA thingy Confirmed won't have pure FD with such rates in the market. I can guarantee that.... |
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May 7 2025, 09:57 PM
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#657
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48,519 posts Joined: Sep 2014 From: REality
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QUOTE(iGamer @ May 7 2025, 09:55 PM) Bank officer called and said got this promo, the rate was too good to be true Ahhhh... . On the phone didn’t said must bundle, probably will only tell me this if agreed to meet up…  Then it's confirmed got combo stuff involved.... They got KPI to achieve.... You meet the officer.... Talk talk to you to take up offer 😁 |
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May 8 2025, 01:01 PM
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#658
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48,519 posts Joined: Sep 2014 From: REality
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QUOTE(chicaman @ May 8 2025, 12:47 PM) No FD above 4.1% now Pure FD...If combo one.... Yes because it's link with investment products |
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May 8 2025, 07:07 PM
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#659
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48,519 posts Joined: Sep 2014 From: REality
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QUOTE(jhleo1 @ May 8 2025, 04:51 PM) I just googled only. https://www.hlisb.com.my/en/personal-i/mana...-account-i.html It's expected actually...However when i login to check it is only 3.70% 12 months. FD rates guaranteed cannot get 6% one.... Not for years to come.... It's not 97" time.... Everything interest rates super high... |
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May 21 2025, 04:41 PM
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#660
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48,519 posts Joined: Sep 2014 From: REality
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QUOTE(diehard1979 @ May 21 2025, 02:59 PM) https://www.cimb.com.my/en/personal/promoti...paign.html#casa Already clearly written eFD in the link...This only for eFD? if go to branch can get this rate? There's others FD promo at branch level... You can ask them about it.... Size of $$$ is matter most... Bigger one can ask for better rates.... |
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