What's the definition of fresh funds ya? let's say if i have 10k in maybank. placed in fd. can i withdraw all the funds and then deposit into a new fd account? or do i need to inject funds outside from my maybank? tq

Very quiet.... Any Jan2017 promo from Pbb? Preferably long term 6mths, 12mths, 15mths???

Very quiet.... Any Jan2017 promo from Pbb? Preferably long term 6mths, 12mths, 15mths???

Minimum placement to be their Xclusive customer?

better take either:

3 mth @ cimb @ 4%

8 mth @ hongleong efd @ 4%

9 mth @ ambank @ 4%

if ok with step up/prorata, also secure maybank 12mth effective rate 4%

if ok with less secure with no pidm protection, bank rakyat one would be highest rate among others in next week

if aged 40 & above, alliance bank @ 4.05% 12mth, juz slightly lower than bank rakyat but got pidm protection

AMB 4.1- 3yrs min 50k

BR up the game a little bit !

Received SMS from BR:
4.08% 12 mth min 10k

Also win prize up to 40k with T & C. Until 23/2/2017

300k. Any more question please ask in Priority Banking thread.

https://forum.lowyat.net/topic/554471/+820
BR CNY FD promo, 4.08% 12 mth monthly interest already started. See previous page. 

Hey, did the offer started ? I have a fd matured tomorrow . So if yes , i could transfer it to BR

Negotiated rate.
MBSB can get 4.5% 5 years FD above 300k, quarterly interest.
go grab before quota finish.

Negotiated rate.
MBSB can get 4.5% 5 years FD above 300k, quarterly interest.
go grab before quota finish.

Which branch?

What you guys think of this Affin Bank Promo?

Monthly interest creditted ONLY for depositors who know what they are doing. Otherwise NO.

Some people do not get it because they are not aware of it or how to get it. These people assume  it is automatic, but it is a mistake. You have to do and check to ensure something extra in the application form otherwise the normal default is to not give at all as for normal cases.

The normal way is to get the interest at the end on maturity.

For Bank Rakyat, need to place minimum 5k and 6 months at least to get monthly interest payment to your savings account. This is not automatic. You need to specify this and fill in the account number otherwise treated like normal FD and paid at the end.

In the case of joint FD, if the interest is put into a sole account of one of the joint FD holders, the other holders may need to sign some agreement to do so and a fee may be charged.

You also need to watch out and get it right for the eFD when filling in the application details. As I understand at present stage, there is no way to handle the electronic version of the above agreement.

If you do not update or check your account regularly, the old figures may disappear and lumped together after some time. This may confuse some depositors especially those who are not familiar with how to calculate the monthly interests of their FDs. Detailed statement can be subject to fees depending on bank practice.

As of today, CIMB promo rates for 1 month dropped from 3.25% to 3.2%. 3 months dropped from 3.85% to 3.8%. 6 months maintained at 3.45%. 12 months maintained at 3.4%. All at minimum 10 k until further notice.