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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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cybpsych
post Apr 10 2019, 03:39 PM

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RM0.00 UOB Cheras: Visit us on Saturday 13/4/19 (10am-2pm). Enjoy 12 mths FD promo rates of 4.23%pa with min RM10k new funds. Info, call 03-91062788. T&C apply
cybpsych
post Apr 12 2019, 09:15 AM

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QUOTE(tkc123 @ Apr 11 2019, 10:13 PM)
Went to CIMB Taiping branch today to place FD.
4.10% 6-mths, min RM10K
4.00% 12-mths, min RM10K

Then I realized the link above for eFD is still working.  bangwall.gif
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interesting.

my previous cimb FD (otc) @ 4.4% 6mth matured today, and autorenewed at 4.10% rate (6mth) hmm.gif

forgotten maturity today, didnt bring cert to uplift it laugh.gif doh.gif

user posted image


as for the interest, it was credited into cimb SA, but the timestamp is in the "future" blink.gif

user posted image
cybpsych
post Apr 12 2019, 10:14 AM

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QUOTE(neil888 @ Apr 12 2019, 10:12 AM)
Called Affin bank, 4.55% campaign valid date changed to 22 April 2019 (not more 31May19) because reaching their target. New 15 months FD rate 4.4% (interest paid every 6 months, no lock-in amount in saving account) this is a normal FD no promo period. TQ
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of course, cuz 23 April is effectively ended.
cybpsych
post Apr 12 2019, 09:04 PM

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QUOTE(kochin @ Apr 12 2019, 05:12 PM)
anybody have any idea what is this?
https://www.cimbbank.com.my/openday

any insider got any knowledge of the possible offer for FD?
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RM0. CIMB: Join us for Branch Open Day www.cimbbank.com.my/openday .Get special gift when you sign up and deposit with us.Child birth cert required.T&C apply


could be special junior deposit? no idea though
cybpsych
post Apr 12 2019, 09:34 PM

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user posted image

https://www.maybank2u.com.my/maybank2u/mala...golden0419.page?

This offer is only available over the counter at all Maybank branches in Malaysia.
The campaign is valid from 1 April 2019 to 30 April 2019 or upon reaching the campaign limit, whichever is earlier.

user posted image

Click here for Terms and Conditions (Conventional) | Click here for Terms and Conditions (Islamic)
cybpsych
post Apr 14 2019, 08:19 PM

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QUOTE(da drummer @ Apr 14 2019, 07:18 PM)
I see..tq for info..will get back here if got question.tq sir

Sample of calculation..is it correct?
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amount: 5000
placement date: 14 Apr
maturity date: 14 Jun
tenure: 61 days
rate: 3.15% p.a.

interst: 5000 x 3.15% x 61 / 365 = 26.32
cybpsych
post Apr 16 2019, 08:53 PM

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QUOTE(cybpsych @ Apr 1 2019, 11:27 AM)
PB Enterprise FD Campaign
- 1 April 2019

Please be informed that the promotional interest rates for “PB Enterprise FD” Campaign has been revised with effect from 1 April 2019.

Click here for the revised Terms and Conditions in English.
PB eFD Campaign
- 1 April 2019

Please be informed that the Campaign Period of “PB eFixed Deposit (PB eFD)” has been extended to 30 June 2019.

Click here for the revised Terms and Conditions.
PB Fixed Deposit/Term Deposit-i Campaign
- 1 April 2019

Please be informed that Public Bank is launching “PB Fixed Deposit / Term Deposit-i” Campaign starting from 1 April 2019 to 30 June 2019.

Click here for the Campaign’s Terms and Conditions in English.
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QUOTE(yuunasue @ Apr 16 2019, 08:12 PM)
link invalid..... website not found
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QUOTE(yuunasue @ Apr 16 2019, 08:17 PM)
Thanks bro.. anyway i can only found 6 month....  cry.gif
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because you were not getting the latest promos

This post has been edited by cybpsych: Apr 16 2019, 08:53 PM
cybpsych
post Apr 17 2019, 04:14 PM

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QUOTE(edroli @ Apr 17 2019, 04:11 PM)
Which bank offers online fixed deposit or eFD?

Which one has higher rates?

Do you go to the bank to renew the FD once it is due? As this is time consuming if you have FD but due at different dates.
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did you read the list few posts above?
cybpsych
post Apr 18 2019, 07:51 PM

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QUOTE(gchowyh @ Apr 18 2019, 04:11 PM)
Seems like today it keeps trying to load but the page never loads.
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because you copied a NON-WORKING link doh.gif

yours, even putting www will not work because the url is not full/proper:
CODE
https://cimbclicks.com.my/clicks/#/wps/mypo...k/ecFdPromo?r=1


actual:
CODE
https://www.cimbclicks.com.my/clicks/#/wps/myportal/ibk/ecFdPromo?r=1

cybpsych
post Apr 19 2019, 11:05 PM

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QUOTE(cybpsych @ Apr 12 2019, 09:15 AM)
interesting.

my previous cimb FD (otc) @ 4.4% 6mth matured today, and autorenewed at 4.10% rate (6mth)  hmm.gif

forgotten maturity today, didnt bring cert to uplift it  laugh.gif  doh.gif

user posted image
as for the interest, it was credited into cimb SA, but the timestamp is in the "future"  blink.gif

user posted image
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just noticed CIMB OTC FD adjusted the maturity to working day. from my 1st placement above, it suppose to mature @ 12 Oct (Sat), but somehow new maturity adjusted to 14 Oct (Mon).

my 2nd placement, again renewed to 4.10% 6mth, and maturity adjusted to working day as well.

user posted image
cybpsych
post Apr 22 2019, 09:41 AM

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QUOTE(oceanmoon2 @ Apr 22 2019, 09:35 AM)
i have been trying for many times, cannot see the link too... tried copy paste the link to other browsers also cannot see the promotion. is that mean that i am not eligible for the CIMB FD promotion?
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copy fully the link to your browser
login to cimbclicks
the promo rates will be available
cybpsych
post Apr 22 2019, 11:17 AM

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QUOTE(bbgoat @ Apr 22 2019, 10:50 AM)
CIMB OTC 6 mths Islamic FD rate dropped to 4.1%.

FD promo rates keeps on dropping in anticipation of OPR drop.  sad.gif
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yeah, today went cimb branch to withdraw 3 placements which already auto-renewed.

staff asked me why not continue with them as they're giving 4.1% rate now. told them to proceed withdrawal. smooth process, all fund goes back to BSA.


now targeting hlb 6mth 4.2% biggrin.gif


QUOTE(syhuang @ Apr 22 2019, 10:30 AM)
can use hp to log in? still can't
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works fine for me

user posted image

This post has been edited by cybpsych: Apr 22 2019, 11:23 AM
cybpsych
post Apr 22 2019, 11:23 AM

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QUOTE(bbgoat @ Apr 22 2019, 11:23 AM)
Next week my CIMB eFD 6mths 4.5% FD maturing. Now have to face lower FD promo rates.

Last week, I have placed for HL 6 mth 4.2%. Before that HL FD kosong already.  tongue.gif
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yeah, i have a bunch of cimb efd 6mth 4.5% maturing too brows.gif
cybpsych
post Apr 22 2019, 02:50 PM

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QUOTE(mrbs84 @ Apr 22 2019, 02:04 PM)
Interested to put some money in FD, any recommendations from sifu?

At the moment looking at bank rakyat, offering 4.5% pa for 60 month.
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read Post #11005
cybpsych
post Apr 24 2019, 10:28 AM

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QUOTE(zenjiazenjia @ Apr 24 2019, 09:59 AM)
Hi,  can anyone confirm the Maybank 3.95% for 4 months still available? I have made the placement yesterday via M2U,  the interest is just board rate.

user posted image
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Campaign Rates Conditions
Profit crediting to Maybank CASA / Daily Fund-i Account

meaning, the profit (interest) must be set to credit to account e.g. Savings Account.


yours is set to "add to principal"
cybpsych
post Apr 24 2019, 10:48 AM

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QUOTE(hammerjit @ Apr 24 2019, 10:40 AM)
joint effort bro @boomchacha...
credit to everyone who are sharing their info...

and lastly hope this list benefits those hunting for better deals...
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wonder if cherroy willing to give this thread a new start and appoint new TS. current TS is MIA and left this thread outdated.
cybpsych
post Apr 24 2019, 02:38 PM

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QUOTE(aeiou228 @ Apr 24 2019, 01:18 PM)
I like to read your posts, very informative and always supported with pictures and official links, you will make a good TS. I would suggest you open a new FD thread for 2019 and new thread every year. The reason for yearly thread is because old FD rate info is unnecessary in our search for best rate.
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thanks, but i can't commit to be a TS. thumbsup.gif

QUOTE(cherroy @ Apr 24 2019, 02:36 PM)
You may open a new thread for it and update the list.

There are many outdated info/ FD rate still being quoted.  sweat.gif
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better open-up new TS application smile.gif
cybpsych
post Apr 26 2019, 04:11 PM

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QUOTE(ciohbu @ Apr 22 2019, 11:11 PM)
(3) Affin 4.49% for 18 months. Min 20k to max 200k, no CASA

-> i heard the quota is full and last day is 23rd April
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QUOTE(familyfirst @ Apr 26 2019, 04:00 PM)
Affin 4.49% confirm habis/ending by 30th?  Hate it when you go all the way and the random girl at the desk tell you no such rate.  How to proof ah?
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supposedly ended 23 Apr. my checking also say ended.

no proof la. info given by them, how are we to counter-proof their own answer? laugh.gif


fd can end anytime, subject to quota or other reasons.
cybpsych
post Apr 26 2019, 10:32 PM

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AMBANK: Revision of Funds Crediting for Fixed Deposits, Term Deposits and Foreign Currency Fixed Deposits

Dear Valued Customers,

Please be informed that effective Friday, 26 April 2019, all payments related to Fixed Deposits, Term Deposits and Foreign Currency Fixed Deposits i.e. interest/profits crediting, maturity and upliftment withdrawals, shall be credited into your AmBank/AmBank Islamic Current/Savings/-i account.

Should you require any clarifications, please visit your nearest AmBank/AmBank Islamic branch or kindly call our Contact Centre at +603-2178 8888.

Thank you for banking with us.

Eligible for protection by PIDM.

cybpsych
post Apr 28 2019, 08:15 AM

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QUOTE(MakcikLum @ Apr 28 2019, 01:39 AM)
Thanks Guy3288 for the reply, anyone else who is existing joining the Go 7 campaign, can share the experience?
I have no offend to BI, just wondering whether I should place my FD with BI or other bank
Hai-ya auntie mah ... "kia-si" a bit ... but the interest is high ... hard to let go ... so ...  tongue.gif  biggrin.gif
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you do know that "other bank" also have the same clause in their respective T&Cs, right?

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