check again when near maturing.

the promos are quite limited with short deadline.

the rates also fluctuates a lot.

extended to 30 Apr 2019

Fixed Deposit (FD) Hooray Campaign [ MBB ]
Campaign Period: 1 March 2019 to 31 March 2019

Hooray for higher FD/IFD-i rates up to 3.95% p.a. for 4 months!

This promotion is open to new & existing Maybank customers and is applicable for Conventional Fixed Deposit (FD) and Islamic Fixed Deposit (IFD-i) with 4 months tenure with minimum deposit placement of RM10,000 for Individual or RM25,000 for Small Medium Enterprise, Sole Proprietorship, Partnership, Clubs, Societies, Associations & Business Banking Customers of the Bank.

The campaign period is valid from 1 March 2019 to 31 March 2019 or upon reaching the campaign limit, whichever is earlier.

Tier 1 Rate
Tenure: 4 Months
Campaign Rate*: 3.95% p.a.

Over the Counter (OTC)
Fresh Funds placement
Interest / Profit crediting to Maybank CASA / Daily Fund-i Account

eFD/eIFD-i via Maybank2u
Interest / Profit crediting to Maybank CASA / Daily Fund-i Account

eFD/eIFD-i mode of placement:
Maybank2u (for new and existing FD/IFD-i customers)
Maybank2u Mobile Application (existing FD/IFD-i customers only)
Any ‘Modification' made to existing eFD will not be entitled for eFD Campaign Rate.

Tier 2 Rate

Tenure: 4 Months
Campaign Rate*: 3.85% p.a.

Over the Counter (OTC) Only
Non-Fresh Funds placement
Interest/ Profit crediting to Maybank CASA / Daily Fund-i Account


Click here for FD Hooray Terms & Conditions (Conventional)

Click here for IFD-i Hooray Terms & Conditions (Islamic)

Click here for the Process Flow to View eFD Campaign Rate

This post has been edited by cybpsych: Mar 11 2019, 08:51 PM

back from MBSB and BIMB today. whole day spending times at these 2 banks.

1) placed mbsb 12mth @ 4.48%. due to joint-account, arduous process to fill forms for SA and FD.

opened BSA with passbook. no atm/dc. internet banking coming this year. upon maturity, all goes into SA.


2) bimb 24mth @ 4.65% (Go7). also joint-account, simplified registration at CS counter (filled signature slips, and personal info slip, not even full form), staff processed mostly on PC. some basic Q&A, nothing alarming. longer time when doing actual placement at counter.

opened wadiah/BSA with passbook. didnt take debit card without fee, no use for their SA/internet banking. worry later upon maturity to visit and withdraw. no issue to me.

mbsb damansara
bimb plaza sentral

should be half day done. but bimb midday closing hours between 1230-230pm, I guess for Friday prayers.

wasted time.

really gotta take note on banks operating hours.

should've already ended 28 Feb

http://www.bankislam.com.my/home/personal-...cts/tdt-i-go-7/

no need reply back to me. i know the T&C.

the link is for the user asking for it.

can share mine ...

Cell	Formula
C2	=ROUND(B2+F2,2)
E2	=F2/I2/B2*365
F2	=D2/365*I2*B2
H2	=EDATE(G2,MID(A2,SEARCH("?M",A2)-1,2)+0)
I2	=H2-G2

i loosely based on 365 days calculation. may run off if cross year to leapyear. i dont care the 365 vs 366 variation by different banks. i just use it to loosely know the profit difference for different tenure.

change the tenure month in cell A2. 12M = 12 months, 1M = 1 month, 3M = 3 months. The maturity date will pick up the tenure month and calculate the end date.

ignore the EIR if dont need. I used it for step-up fd with varying rate for each cycle.

the date formatting for Placement and Maturity, i put it to include the "day name" of the date. just curious whether it falls on weekend or weekdays. some may want to know, some dont. it's just cell formatting anway. can even put shorter date format if you want, e.g. 9/3 or 9/3/19.

This post has been edited by cybpsych: Mar 20 2019, 11:55 AM

haha my Excel above can also put manual maturity date, it'll calculate the interest regardless.

AP - add to principal (interest) or CR - credit to account
AR - auto renew (upon maturity) or CR - credit to account

I put this when I did a lot of eGIA, so some I let auto renew until I uplift it.

PB Special2 FD / TD-i Campaign
- 21 March 2019

Please be informed that the promotional interest / profit rates under the “PB Special2 Fixed Deposit / Term Deposit-i” Campaign will be revised with effect from 22 March 2019.

Click here for the revised Terms and Conditions in English.




PB Enterprise FD Campaign
- 21 March 2019

Please be informed that the promotional interest rates for “PB Enterprise FD” Campaign will be revised with effect from 22 March 2019.

Click here for the revised Terms and Conditions in English.



PB Junior Campaign
- 21 March 2019

Please be informed that the Fixed Deposit promotional interest rate for PB Junior FD Sub-campaign under the PB Junior Campaign has been revised with effect from 22 March 2019.

Click here for the revised Terms and Conditions.

where did u see maybank 4.48%?

nobody mention here doesnt mean nobody put.

rates as usual just so-so, 4.0% for 12mth.

of course most prefer higher rate. pbb hardly been in the top promo rate anyway.

what is the withdrawal instruction?

both must present? or either one?

if either one, go withdraw as usual.

better dont risk waiting till maturity. just withdraw any savings/FD/etc related to the deceased (if you have access)

Get higher returns with our new Fixed Deposit/-i promotion! Select an offer and start growing your funds!
01 MARCH 2019-30 APRIL 2019

https://www.hlb.com.my/en/personal-banking/...-promotion.html