I had no doubt what unker limm said was true. Might you have contact number for the new branch? TQ in advance

Gimmick? Pure 6m fd with 4.88%pa at maturity, no CASA, no ut, not good meh? Possibly the deal of the year so far imho

They did not hv enough biometric readers n regn devices. Summore many kiasu take one number but open many family combination accounts. Yeah mcc and actually panicky also, IT fellas all over the place trying to figure out solution.
Took number & went down finger food, coffee, mock tail, go up after 30mins number only move 5 places knn put on thinking cap n hop skip & jump many many cos met an old fren LOL

Bro bbgoat, ppl not sceptical but misled by sifu hahaha

If thinking to go AmBank, hold on till Monday. Just got an insider tip. Dun ask me for details pls

Was told max 35-40m, 9m for non-pb balance pb customer. At 4.88, they paying out 0.88 more for 6 mths only ie max 200k only to get hundreds of new customers. I think they also looking at dsara heights old money. Clever lah

You think so? Best rate? But based on these 2 posts in the spoiler, it's a trap to catch suckers wor. Tak sampai 2.44% pun & mis-advertising. Now I feel like a stupid water fish. I wonder how many forummers here were saved from the trap by these 2 posts

Remember ... if they try this stunt in JB & Penang, warn everybody it's a trap

michaelho yes, I was trying to say the reverse of what I wrote ... well spotted


actually means "I wonder how many forummers here decided against going for this fantastic offer because of ..."

And if they open new branch elsewhere with SAME deal, just go for it. Provided the add'l 0.88%pa interest makes sense to you lah



Absolutely!!!

hahaha sorry but no offense meant. But it wasn't me who did the calculations

I'm particularly pissed this time because it goes back to a very misleading interpretation of "effective interest rate" which was discussed back in February. If anyone interested, boleh baca pages 43, 44 & 45 of this thread & read for yourselves

If any forummer decided NOT to go for this 4.88% deal because of what was written - 2.44% and mis-advertising - then I also dunno what to say except too bad; but forummers must think carefully and not just accept what is written. It's very easy to just accept because the writer is generous with his advice or sounds like he knows what he's talking about. Nobody's perfect

TQ for the link. Indeed a good deal.

I wonder if I transfer money in from my relative's RHB online banking account (he owes me RM10k), can the FD be under my name? Basically, I have money in his RHB account, he doesn't have HLB account, but I have HLB online account & I want the FD to be in my HLB account. Of course, i can ask him to transfer to my non-HLB acct & then I FPX to my HLB account ... but can I skip that step?

Anyone try this before?

I can't remember exactly. But I think the process is:

1. Log in to hongleongconnect

2. Go to HLB promo page

3. Will be asked FPX from which bank. Choose your transferor bank

4. Log in to transferor bank online transaction site & enter details

5. I think automatically, our HLB account will be shown on the FPX page as the transferee account. We just enter the amount

Pls correct me if I mistaken. Also do we key-in amount in between #2 & #3? Or system will take from FPX screen?

LOL pls refresh my memory. Can't remember & dun wanna screw up tomoro

why not try ambank? 0.05% more for 12mths. over the counter. some ppl say till 27/11. some say till 29/11. Try calling a few ambank branches in the morning - some might say yes, some no. that's how inconsistent they are

For Ambank, must call branches directly. kenot save call charges LOL

finally ambank's 4.3% came true

Merry Xmas & happy new year. may rates take off in 2018

silly question (cos i never do before)

my first HLB eFD is maturing soon. Want to take out and put in again for the OTC 12m 4.3%

I plan to issue a cheque from my non-HLB current account and at the same time instant transfer from HLB to my non-HLB current account such that my current account will not go into OD

Question:
On maturity day, can I:
1) transfer direct from the eFD acct to my non-HLB current account
or
2) need to transfer to my HLB savings account first? and then transfer out to my current account?

This post has been edited by okuribito: Jan 7 2018, 02:52 PM

LOL i cannot remember how it was set when i made the placement.

So if it is not auto-renewed, it will be auto transferred to my HLB SA, right?

If auto-renewed, i have to make "withdrawal" from the "new" FD, right? I saw withdrawal option on the screeen. But dun dare to proceed to see if I can specify transferee account LOL. Anyone done "withdrawal" before?

PS: looked again ... under "renewal instructions" it only says "interest credit to account" LOL never say auto renew or principal credit to account

This post has been edited by okuribito: Jan 7 2018, 05:57 PM

haha I added later boss

Nope ... the enquiry screen dun show "Auto Renewal: Yes, No" . I would hv thought it should. But oredi look all over for links to click for that info.... nada ler


hahaha that's why I scared to proceed to explore today. nanti I premature uplift & give HLB free money

This post has been edited by okuribito: Jan 7 2018, 06:23 PM

haha i kenot remember what i specified during placement

oh yeahhhhhhh Thx boss i try after dinnner

hahaha i disagree. I was told 4.3% b4 the HL D'sara City 4.88% week. Then tak jadi. Then recently i think i read someone post AmBk 4.3% 12mth. Now 4.2 or 4.25 pulak. For me, ambank not serious like HLB... kenot take them seriously ler

TQ

salient info...



and looks like OTC only


This post has been edited by okuribito: Jan 10 2018, 06:38 PM

they should give higher rate lahhhhh as long as not competitive rate ... not dinamik haha