Apparently this promo can only be done OTC. Anybody did online?

hahahaha dua dua also kinda dummy in their own unique way.

But if I had to choose one .... Affin wins the prize ... kadang2 boelh masuk kadang2 tak boleh.... when can get in, whatever u do sure half baked... really waste time! MBSB - now we know 9K or 27K only ... no waste time. Just treat as a dinosaur bank & do OTC


This post has been edited by okuribito: Jun 10 2020, 06:25 PM

is this on their website yet? Tried calling my branch pic but can't get thru

got link to details? all-in effective rate?

rec'd sms already.... it's on! Until 15/11

Mthly interest onli if 20k n above

Dealhunter was very committed imho... passionate imho. Just checked - he last posted July last year. Any idea?

TQVM for helpful info.

May I know what happens if OPR go up or down from current 3% before maturity? Will our rate be adjusted for new OPR?

TIA

RE Bank Islam promo, the T&C says

I have savings account there. Can i transfer from other bank into my SA & make the deposit from there? Is my SA a Debit Account mentioned in the T&C?

TQIA

got it!

So I went to BI just now and they said got another promo 5.9% 70:30 FD:SA deal. LOL coba nasib cabutan tuah win this & that. Effectively ~4.1x% + lottery ticket

BUT the thing that screw up my day is EPF "promo" On the way to BI, saw EPF "roadshow" saying voluntary contributions increased to 100K wef 1/6 today

As a jobless warga mas, that is very tempting news. Because iinm, **div is calculated yearly but takes into consideration the dates of contributions and withdrawals... not simply the balance at the end of the year. What that means is that we earn div penuh for everyday the money is with kwsp. And we can treat it like a supercharged savings account, masuk keluar sesuka hati vs zero int for premature FD withdrawal. Of course, warga mas only lah

haha I think they are pretty concerned about the withdrawals - that's why raise to 100K from 60K. And I think also good news for FD rates becos now kwsp competing with the banks - surely the banks will respond with higher rates.

So what do u think?

PS: **Hopefully I am not mistaken about how div is calculated cos that's a major factor to consider

sure or not? not that bad lah

Can we get a statement of all my FD transactions with Maybank? Do they charge by the page? I dun mind paying

PS: how far back do they keep the records? Seven years? Twelve years?


This post has been edited by okuribito: Jun 19 2023, 06:07 PM

Hi all, just want to re-confirm something that must have been discussed here before. It's regarding taxability of interest income from FD...

As far as I can remember, FD interest is not taxable for individuals (ie excluding folks running a business & their business funds are put into FD - for them imho their interest income are taxable)

I remember tracking down the LHDN or Income Tax Act that exempts interest earned by individuals BUT I dunno where I saved it in my HDD.

Fortunately I found an article in i-money (https://www.imoney.my/articles/income-tax-guide-malaysia/what-is-a-tax-exemption) that says the exemption has been in place since 30 Aug 2008... but it does not reference to any LHDN document

So, I wonder if anyone has a link to any LHDN document that says the exemption has been in place since 30 Aug 2008? Thnaks

PS:

1) I've also seen statements that say there is a rm100k limit for exemption... is the 100k on the principal or 100k on interest? Again, would appreciate link to an LHDN document.

2) I've decided not to start a new thread because I think better to ask a targeted / involved audience here... if y'all dunno, who else might know, right?

This post has been edited by okuribito: Apr 28 2025, 06:45 PM

thx alex, that's a good official source.... and no limit either