RHB latest 4.08% pa for 8 mths. Can place online. Not even a special promo!
Those who have online FD from recent MBB promo can certainly move over there when matured.

Re-cap on highest rates per tenure:
Ambank 4% 2 months
Muamalat 4% 3 months
HLB 4.13% 6 months
Alliance 4.38% 12 months (special event)
Bank Rakyat 4.8% 24 months (OTC, min 100k)

CIMB FD Conventional OTC (30/1-28/2)
3 mths - 3.6%
6 mths - 3.95%
12 mths - 4.2%

Alliance FD OTC
3 mths - 3.3%
6 mths - 3.9%
12 mths - 4.15%
(12 mths promo 4.38% - expired)

RHB FD
8 mths eFD - 4.08%
12 mths OTC - 4.25%

Source: Call 2 Bank Branch/RM

Any idea whether Ambank 12 months 4.3% still ongoing?

A1addin app is Affin online banking app?

Damn damn damn .... Very attractive rate now on Ambank bank 😍😍😍....too bad my FD until on April will be maturity 😖😖😁😔

US fed just raised another 25bps.
https://www.cnbc.com/2023/02/01/fed-rate-de...point-hike.html

now, we wait BNM 9 march meeting...

if RM stays <4.25 to the $, good chance BNM will not raise.

but for sure, no reduction yet...?

Looks like  now highest is Ambank 4.3%

Ambank's 4.3% @12 mths promo is for non-premier banking customers only.

https://www.mbsbbank.com/promotions/cny-tdi-campaign

mbsb term deposit 12mths@ 4.3%

Unfortunately.. my fd has not matured when they announced 4.8. and I already put all that matured earlier to 4.5

But thinking about it. Maybe I should have just uplifted and put to 4.8.

But I would have put all that matured later this month to 4.8 if still there.

Sure make you buy all sorts of useless UT plans. Lose kaw kaw already.

and have not considered the risk of losing $ on UT

Why uplifted since you already locked at higher rate than upcoming reduced rate?

Then you shall ask CIMB if upcoming rate increase will you get locked rate be increased too? I wish this really happen since upcoming rates is increasing nowadays Hahaha..... Notice says applied to all but may not apply to those already placed before rate revised unless you double confirm with bank and not simply make your own assumption.

thank you very much. hope i will able to place it today.

I don't see 3.98% either...using PC. So mah fan, I will stick with RHB.

PBB FD promo 4.8%? Mind to share more details? Couldn’t find. Thanks

Because TIA is islamic banking, which prohibits Interest (riba). So TIA is considered as investment (TIA = term investment account), with a "proposed" profit rate.

I've never tried CIMB TIA, but I've used HLB TIA for a long time and they've always honoured their stated rate.

Also note that TIA deposits are not protected under PIDM.

Some like RHB also usr the term "term deposit".

I'm surprised the product has not been standardised by BNM.

special also kept it at 3.99% - nothing special

is this cimb fd promo meant for totally new account registra?

did mention new application / placement