if u hv clicks, u can do that efd/efriai:
https://www.cimb.com.my/en/personal/promoti...fd-efria-i.html

take note u usually cannot get it or even see it if u go to clicks direct.
u must go via that promo link, click on it to take u to yr clicks to work.
that promo link will go blank when the period expires, but will return when a new one is up.
or, just google "cimb efd/efriai" for it.

and dun worry, CIMB has no more this "fresh funds" bs.
i hv been doing this a long time - easy, convenient.
bye bye to driving, parking, transfers, earmarks...
may not be highest rates but usually good enuf.
every bank has its own view what BNM will do next.
what i read, most analysts think BNM will leave rates unchanged in may but will raise 25bps in july:

BNM meetings
03 May 2023
06 Jul 2023

BNM will be under pressure to raise if US Fed continues to raise at next Fed mtg on 03 May (04 May our time).
Or BNM will follow fed eventually to cut rates.

there r 2 camps now - one believes fed will raise one more time 25bps and pause... then... start cutting rates to avoid recession.
the other camp thinks everyone's being fooled - fed will keep raising rates as the prime motive is to tame inflation which is still running high.

so... do yr FD placements according to what u believe is coming, nobody really knows.

Why the flyer says "Profit up to 4.25%"..? 

You think can place this FD lah..? 

The chance of OPR down is almost impossible within these 2 years.. 

Don't know if can get monthly interest or not from this Bank Islam FD promo?

This FD is available until December 0f 2023..
It looks like Bank Islam wants to "sapu" all available FD funds in Malaysia..? 

is A1addin the banking app for Affin Bank?

Lol you think the bank stupid is it.

Rhb - 3m 4.05%; 6m 4.1%
Mbsb - 3m 4.1%; 6m 4.2%
Cimb - 12m 4.05%
Bank Islam - 12m 4.25%
Ambank - Islamic 12m 4.2%; Conventional 12m 3.8%
Affin - 12m 4.2%

how does it work? I recall the compare with previous month avg balance?

Any details of the T&C? Thank you

go.uob.com/5

(1) Alliance Bank FD Promo For Normal Customers
4.3% for 6 months. No monthly interest.
Min RM 1K, max RM 100K

Condition: Need to open Save Plus saving account and deposit RM 10K. Can withdraw this RM 10K the next day.
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Yes, Privilege needs to be a new customer.

Non-Privilege can take (1)

Please contact 4 contact persons from alliance at the bottom of the page 

Alliance Bank:

(1) Personal --> min RM 1000 to max RM 100K

(2) Privilege --> (a) min RM 1000 to max 300K
                        (b) min RM 1 million, max also RM 1 million

The bottom part. 12 months: 4.15% is inferior to the e-FD promo, which is 12 months: 4.20%

https://www.alliancebank.com.my/promotions/...-promotion.aspx

Alliance is confusing 

Ok. But why need to  make the distinction? Is savings account acquisition that important? I think not, the amount in savings is small, and can go out any time.   

Anyway, thanks for noting the difference. By that, it means that because I closed my savings account last November, I will be eligible for 4.2% now. 

If it changes to RM2.6b, quickly withdraw all!! 😂

U mean one month pro rated dividend rate?

Something like that?

Following Wednesday's increase, US interest rates stand at 5% to 5.25%, up from 4.75% to 4.5% since the last increase in March. Not since 2007 have they been this high.

In the US, the interest rate is a range, rather than a single percentage - unlike the UK - because the Fed is not permitted to set a specific figure. The figures is a target rate set to guide lenders.

wahhh MBSB so good one ah? renew at promo rate. This is first time I ever hear bank of being so generous