anybody putting some bullets into hlb's efd tomorrow?

read page 1

yep, showing 4.07% after succssful FPX transfer. it was clearly showing 4.10% before transfer.



*called CS. he cant answer and noted the new 4.10% rate wasnt reflected in the system either. he asked me to wait till next Tuesday to see if the rate has been adjusted. i told him this is utterly ridiculous as the promo is until 7th, where left me 2-3 days to make further placements. i also told him this shouldnt be the case because this is eFD and everything is done online, yet the rate wasnt applied correctly to successful placement. he offered to monitor if the new rate is updated then will call me back. if it doesnt change, he will escalate to internal team, and would make the adjustment.*

This post has been edited by cybpsych: Sep 1 2017, 08:50 AM

super messy indeed. seems the promo rate must be manually updated (backend) by hlb gnomes so that it reflected correctly. what's most confusing is the placement setup page showing 4.10% rate clearly, hence the confidence to complete the FPX. *facepalm x9999999999999*

i guess the timing of this promo sux for september since it began on a long holiday period

This post has been edited by cybpsych: Sep 1 2017, 09:46 AM

hope they fix it properly, because we only know the final rate after FPX transfer.

also they better patch back to 4.10% for those who placed earlier.

i'd suggest you call your respective RHB branch to enquire the details. no point keep pestering here where there is no answer, probably nobody tried or relevant ppl not in the forum.

for those affected by the error rate (4.07% instead of 4.10%) from HLB eFD 6 mths in the morning of 1 Sep 2017, update from CS is that they have compiled a list of affected placement(s) and is scheduled to apply the correct rate by today or tomorrow (the latest).

affected customers shall receive SMS notification once the fix has been applied to the affected placement(s).

if by tomorrow the rate is not fixed, call them up.

HLB just called.

seems like they will retain the 4.07% rate for the placement.

however, they will credit back the 0.03% profit difference, in lumpsum and in advance, by 30 September 2017. that means, for RM10k placement, 0.03% profit is RM1.49.

the existing placement will remain 4.07% rate and will continue getting monthly interest crediting as normal.

well, for me, no issue since i'm getting the profit difference in lumpsum and in advance instead of spreading across 6 months

pure 7.88% without any other strings attached?

just realized the 0.03% profit different (rm1.49 for 10k placement) already credited into hlb sa.

there's a number for you to call and ask for the details.

fresh-ness is from the bank's point-of-view.

from your example, not fresh because same amount from same bank.

usually fresh fund is from other banks (different bank). some banks even consider topping up current fund is considered fresh (different amount).

you need to check with your respective bank on their definition.

// RM0.00 UOB Puchong: Enjoy FD promo rate of 4.10%pa (12-mth), min RM10k fresh fund. Visit us on Saturday, 23/9/17 10am-2pm. Call 03-80768582 for info. T&C apply //

General Investment Account-i (GIA-i) Campaign [ Maybank | T&Cs ]
Campaign Period: 16 September 2017 - 15 January 2018

Invest in Maybank Islamic General Investment account (GIA-i) and be rewarded with one of the highest returns around.

With minimum placement of RM10,000 for Individual and RM 25,000 for SME/BB in a single receipt, earn higher returns of up to 4.00% p.a with reinvestment of your monthly profit. What's more? Get your dividends paid monthly with Maybank Islamic General Investment Account-i.

Indicative profit rates are as follows:

Fresh Fund Placement


*PSR to Investor = 50% or more


Non-fresh Fund Placement


*PSR to Investor = 50% or more


How do you do placement?
Please visit any Maybank or Maybank Islamic Branches for more details.

Disclaimer
The offered profit rates for the campaign may be revised should there be an Overnight Policy Rate (OPR) revision by Central Bank of Malaysia, in view of the assets reprising following the OPR revision. This is an investment account that is tied to the performance of the underlying assets. For more information please refer to the Product Disclosure Sheet. All returns and profit rates are indicative.

Not covered by PIDM and the capital is not guaranteed.

why not? http://www.ocbc.com.my/personal-banking/ac...promotions.html

read the t&c: monthly

both the same.

just place Conventional la, i already gotten my 1st month interest for Sep eFD offer.

this question was asked and replied yesterday

no idea; not sure how FPX works in terms of ownership validation (if any).

even if you want to, you need the other ppl's internet banking login details before FPX can complete; or that person need to be present with you