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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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cybpsych
post Apr 7 2017, 07:15 AM

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PB Step Up Fixed Deposit/Term Deposit-i

Terms and Conditions

- English Version, please click here. (PDF format, 44kb)
- Bahasa Malaysia Version, please click here. (PDF format, 40kb)
cybpsych
post Apr 7 2017, 07:16 AM

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PB Rollover Reward

Terms and Conditions

- English Version, please click here. (PDF format, 60kb)
- Bahasa Malaysia Version, please click here. (PDF format, 64kb)
cybpsych
post Apr 18 2017, 11:36 AM

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CIMB: Important notice on extension of campaign period for "6 month & 12 month Unfixed Deposit™ Campaign" & "CIMB Preferred 12 month Unfixed Deposit™ Campaign"

Important notice on the extension of campaign period to 30 June 2017 for the following campaings:

1) 6 Month & 12 Month Unfixed DepositTM Campaign; and
2) CIMB Preferred 12 Month Unfixed DepositTM Campaign

Other campaign terms remain unchanged.

http://www.cimbbank.com.my/en/personal/pre...t-campaign.html

This post has been edited by cybpsych: Apr 18 2017, 11:37 AM
cybpsych
post Apr 27 2017, 05:13 PM

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General Investment Account-i (GIA-i) Campaign [ MBB | T&Cs ]

With minimum placement of RM10,000 for Individual and RM 25,000 for SME/BB in a single receipt, earn higher indicative effective profit rates of 3.93% p.a for GIA-i 9 months campaign. What's more? Get your dividends paid monthly with Maybank Islamic General Investment Account-i.

Indicative profit rates are as follows:

user posted image

How do you do placement?

Please visit any Maybank or Maybank Islamic Branches for more details.

Disclaimer

The offered profit rates for the campaign may be revised should there be an Overnight Policy Rate (OPR) revision by Central Bank of Malaysia, in view of the assets repricing following the OPR revision. This is an investment account that is tied to the performance of the underlying assets. For more information please refer to the Product Disclosure Sheet. All returns/rates are indicative. Not covered by PIDM and the capital is not guaranteed.


cybpsych
post Apr 28 2017, 11:19 AM

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QUOTE(celaw @ Apr 28 2017, 11:12 AM)
Does this indicate that eGIA normal placement rate would dropped further? Because the effective rate of first 6 mths campaign placement is just 3%, while normal eGIA placement through online now is 3.45%. So need to really place 8 mths or full 9 mths under campaign to get higher effective rate. This is no difference with real FD placement with bank while the fund is protected by PIDM some more.
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doesn't matter

if rate not attractive just move on to other promos.

no need kill braincells just to analyze this little promo.
cybpsych
post May 16 2017, 07:17 AM

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eIFD-i/eFD Campaign [ Maybank ]
10 May 2017 - 10 June 2017

Enjoy higher rates with minimum deposit of fresh funds RM10,000 for Individuals / Joint Account depositors / Sole proprietors in a single certificate.

eIFD-i/eFD Campaign RatesTenureCampaign Rates*
6 months3.69% p.a
12 months3.83% p.a

*Should there be any Overnight Policy Rate (OPR) change, the offer rates may be revised. Terms and Conditions Apply

Click here for eIFD-i (Islamic) /eFD (Conventional) Campaign FAQs

Click here for eIFD-i (Islamic) /eFD (Conventional) Campaign Terms & Conditions

Click here for process flow to ‘Place eIFD-i/eFD Campaign'

Click here for process flow to ‘View Campaign Rate'
cybpsych
post May 17 2017, 01:54 PM

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QUOTE(jrrsim @ May 17 2017, 10:41 AM)
this promo cancelled?
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yeah, strange all links are invalid hmm.gif
cybpsych
post May 26 2017, 06:48 AM

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UOB FD Plus Promotion [ UOB | T&Cs (EN) | T&Cs (BM) ]

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cybpsych
post Jun 2 2017, 04:02 PM

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QUOTE(Vio @ Jun 2 2017, 01:20 PM)
hello guys would like to ask for the mbb efd, how do i know im entitled as the interest rates are not shown when i chose gia
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u should read all the documents posted for this eFD promo

Click here for process flow to ‘View Campaign Rate'
cybpsych
post Jun 14 2017, 03:09 PM

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QUOTE(sendohz @ Jun 14 2017, 03:01 PM)
Is this the same promo as the blast SMS for particular branch?

I got email stating 12 months 4.1%, 10k
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this one should be generic for mass...

Terms and Conditions: ENG | BM

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cybpsych
post Jun 25 2017, 01:01 PM

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QUOTE(Vinzcent @ Jun 24 2017, 11:17 AM)
4.5% only for 12 mth? can i put longer let's say 24mth?
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this is not how FD works, you dont simply add fund or extend the tenure for a specific promo rate.

after maturity, renewal will be on board rate.

read the T&Cs.
cybpsych
post Jun 26 2017, 11:46 AM

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QUOTE(WIS9000 @ Jun 26 2017, 11:07 AM)
Is this promo extended? Tried to place thru eFD website but there was a pop up saying that they reached their limit. Can we still place for this promo?
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i placed it yesterday though.....

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cybpsych
post Jun 27 2017, 08:01 AM

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QUOTE(starry-starry @ Jun 27 2017, 12:28 AM)
According to the campaign FAQs, it says

"*The Campaign Rates may be revised accordingly to reflect the changes of the overnight policy rate (OPR) set by Bank Negara Malaysia, if any. The Campaign Rates are offered only once. Upon rollover, the Board Rate will be provided."

Does it mean each customer can only place 1 FD under this campaign?
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1 cycle.

after maturity, 6 or 12 months, it will renew to board rate.

u can place many placements (e.g. 10 x rm10k) each with promo rate.
cybpsych
post Jun 27 2017, 04:35 PM

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QUOTE(starry-starry @ Jun 27 2017, 04:31 PM)
Thanks!

I tried placing the fd, there was no pop-up message about this e-ifd-i but I proceed anyways selecting Islamic fixed deposit, then there was this message appeared saying "Limit for Efd has been fully utilized".

Has anyone tried placing the FD?
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i guess already full.

i placed on Sun (25 Jun @ 11am).
cybpsych
post Jun 28 2017, 11:42 AM

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QUOTE(enriquelee @ Jun 28 2017, 10:39 AM)
That post say the promo end at 23 June 2017.
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because it was posted here in May 26 mah, so you missed this one out.
cybpsych
post Jul 12 2017, 06:39 AM

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PB Super FD / TD-i Campaign [ PBB ]

- Click here for Flyer (English & Chinese) - Click here for Flyer (Bahasa Malaysia)

- Click here for Terms and Conditions (English) - Click here for Terms and Conditions (Bahasa Malaysia)

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cybpsych
post Jul 18 2017, 11:04 AM

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PB eFD Campaign [ PBB | T&Cs (EN) | T&Cs (BM) ]

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cybpsych
post Jul 19 2017, 03:00 PM

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QUOTE(unknown @ Jul 19 2017, 02:55 PM)
This morning SMS.

StandChart: Enjoy 3.9%p.a on 6mths or 4%p.a on 12month. Fixed Deposit & receive exclusive gift upon placement. Valid until 31/8/17
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more info here https://www.sc.com/my/campaign/fdtdi4/
cybpsych
post Aug 2 2017, 11:46 AM

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just received this...

// RM0.00 UOB Cheras: Enjoy 4.10%pa (12-mth) FD promo rate with fresh fund RM10k. Visit us on Saturday 5/8/17, 10am-2pm. Call 0391062788 for more info. T&C apply. //

I never visited any uob branch before. why send to me. hmm.gif

This post has been edited by cybpsych: Aug 2 2017, 11:47 AM
cybpsych
post Aug 31 2017, 08:40 AM

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QUOTE(cybpsych @ Jul 5 2017, 01:41 PM)
 Premature withdrawal prior to maturity of tenure is subject to the following conditions:

 For withdrawals within 3 months of the investment tenure, the customers shall agree to waive the right to receive all of the attributed profit;
 For withdrawals after 3 months of the investment tenure and before the maturity date, the customers shall agree to waive the right to receive 50% of the attributed profit.
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QUOTE(FDInvestor @ Aug 30 2017, 05:10 PM)
I have placed RM3,600 for 12 month with GIA. After 8 days, the closing amount still remain at RM3,600. I read from the website that the profit will be calculated on daily basis. What is the underlying reason for the scenario I have encountered ? Need the help from sifus.
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seriously dude, were you aware of the change in GIA since 1 Aug 2017? read above or from M2U.

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