If need KPI  better higher the FD RATE. minimum place like 10k if can 

Any FD got 5 %intrest but minimum 10k placement  ?

but to maintain HSBC Advance account... you need min RM30k maintained, else got charges tho....

latest FD rate, Affin giving 4.25% for 2 years and Muamalat giving 4.3% for 1 year, and why people not putting money there..., instead they are looking for MBB, HLB, CIMB and others.... which probably giving around 4%-4.1%, not really fully understand why....?

I found out the cheapest banker's check should be from Am Bank: RM 2.80

Mr. Kim,
sorry, I was talking about to use money to buy banker's check, not matured FD converts to banker's check.

Any here are solely `invest` on FD only?

I scared if I asked for 4.3% they will think that u only RM100k also want to bargain so much, looks so greedy! 

My FD maturing next week is in Mbsb, that's why I hope they can give better rates, so that I don't have the hassle to move around.

and for the Hong Leong eFD, it needs to do with the FPX, right?  if withdraw from Mbsb cannot do Fpx, can only use cheque, not viable also.

See the below. 
[attachmentid=9229813]
Uncle Lim, how is yours, matured already ?

Unker CKLimm, apa itu DC 4.88% promo? Sound like it only start on Friday 3/11, ka? I search oredi this thread but can't find DC promo details. Can share please?

Before Singles Day, be sure to have a HLB Current/Savings account, and register for Connect Internet Banking, because we’ve got something special for our Connect customers.

Come back for the big announcement on Friday!

Checked HL online, previously the add'l 0.1% bonus FD interest has been credited in. This is for the previous 8 mth 4% FD promo.   

No matter what happen to the data, I still have my original FD cert. I can claim bank my monies

Before I waste my time - does anyone know the amount in FD required to be able to negotiate the interest rate with Alliance Bank specifically? I am tired of moving the FD around for promo rates and would like to keep the tenure flexible (i.e. 1-3 months).

Thanks - I will get in touch with them to request a better rate. Sadly I dont have 1M to play but if I had I would not place it in short term FDs

Is that based on the promotional FD rate or the board rate?

U are talking about 1996, >21 yrs ago ?  I did not even know about them at that time.

The 1m that can get 1% (not typo ??) is because of high interest rate at that time ? So uncle lim 1m has inflated a lot already.

Now 1m probably can get 0.1 to 0.15% extra (of FD promo rate). 2 or 3 yrs ago, may be can get 0.2 or 0.3% more. 

But not all banks are tempted by it. Some will insist to stick with the FD promo rate. 

Yeah, that's one of the worst misconception around.

EPF is one of the most secure investment you can have in Malaysia with good return (so far).

If they go under, you can bet that the whole country will go bankrupt and all of your assets including FD, properties, shares, insurance, unit trust, etc and most importantly Ringgit will be worthless anyway.

I find that the hoax is mainly perpetrated by insurance and unit trust agents who wants to convince / deceive the older folks to move their funds from EPF to them. 

I interested on it. Can I placing efd without saving account?
Of course I have HL connect account.

Remaks* It seems like placing new e-FD doesn't work if don't have saving account.
Correct me if am wrong.