Just wondering why banks give a better FD rate for over the counter deposit. Online FD usually give a lower rate. I hate going to the bank looking for a parking space then waiting for a counter number.

Any views whether the hong leong e-FD will make it to 888 mil...its currently at 552 mil with only 5 days left

Extra 0.18% interest if it reaches 888 mil

Confirmed that HLB will award extra 0.10% irregardless whether RM888 mil is achieved. The extra 0.08% will still be awarded if the fund size is achieved.   

Please visit their HL Connect website.

FYI Effective Rate 3.57%

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And for PIDM, it just a feel good.  In reality, any bank troubles 1st takes away your deposits, and when PIDM is paid to your a/c, the bank has every right to take it away from you the 2nd time.

i wonder why Maybank no special FD rate for Maybank ASPIRE customer ? it is not considered as premier ?

Simple, ask them to view CCTV recording to see who dealt with you previously. The paper trail can easily detect who, just a matter whether they want or not.

The blacker the face, the better. I faced another cheating case by SCB staff and I still have to go to the branch several times since have several certs. So whenever my queue number is called and the cheater is supposed to serve me, I will say out loud I don't deal with cheaters. So the manager will either get another staff to handle my transaction or he himself will do.

So very true! 
  View CCTV, sure able to know who is the culprit!
Lol !!!      Cool way to deal with the situation !
  Respect !!

Confirmed below (or will it be changed soon  ):
- 500k and above in one single cert then will get monthly interest. Cannot be 250k X 2
- no Priority Banking for this bank (they said I will be treated like their PB  )

Not sure if I will put in another FD there if another bank has similar offer in the future ! 

Hi guys, just wanna check is it legit or not..My 1k FD in Affin for normal board rate was 3.45% last year and this year 3.8% ? Just auto renewed. Is system error or legit ? Because it seems like the best FD % for none promotion rate. 

Statement from UOBM contains the following:-

Common Reporting Standard (CRS)

From 1 July 17, UOB Malaysia will be required to collect and report customer's financial account information to IRB Malaysia to comply with CRS. For opening of account from 1 July 17 onwards customers need to declare tax information. Please refer to the OECD website for more details on CRS.

Since day 1 all bank will open ctos to check your financial status but how they Google your detail?

Day 1 ? When was CTOS established ? 

The RM type in my name in Google. Got a list of results then printed out like 2 pages of it. 

Ya wo, don't know why the branch officer and manager look very appreciate for the FD renewal... Whenever you renew, they will shown "amat terima kasih"... Made me feel so "pai seh" anyway.. Other bank may act like, want then come... Don't want then just leave...

All human emotions related when we withdraw FD. Some don't care, some sad/upset, some pester u not to withdraw, some offer u better rate ...........................

Hi, having RM2,000. Nowhere to spend, any bank accept this fund with providing high interest rate? Appreciate your help. Thank you.

you must have put millions in FD

How to proof that the funds we put in are after years & years of savings?

So u have exceeded the single FD amt shown some time back ?   
Ya, he has one famous FD statement shown and some of the people here have kept it. 

It has to do with the new CRS that banks need to adopt to meet the AEOI, whereby Malaysia is also one of the participant.

Banks need to report/submit the account holders situation (eg whether they have income at overseas aka tax resident there etc) especially on those so called "high value" account.

The new act regarding the CRS.

http://www.federalgazette.agc.gov.my/outpu...gan)%202016.pdf

dont think it is a new practice. bank branches have been known to ask where you live or work before deciding on opening a new account for you. for at least for the past 15 years that i could remember.

no such bullshit overseas, only in malaysia.

"For limited time only, receive limited edition collectibles** with minimum fresh funds deposit of RM20,000."

Any idea what collectible is that?