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Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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cklimm
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Sep 10 2019, 03:16 PM
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QUOTE(jusjul @ Sep 10 2019, 01:58 PM) no link , because it is special promotion to acquire customer to join as premier customer . Strictly Pure FD , min 100k is 4.5% and RM 400k is for 4.7% if you have existing credit card , we can appeal for 5% . Tenure is 3 months. after 3 months you can move out the fund . you must not open any CASA account before or close more than 1 year . You have to open a new casa account and put min deposit RM10k when the casa account is opened . But the RM 10k you can move out the next day . NO UT/investment Bundle if interested you can whatsap me at 0172346138 ask more . When does the promotion last? I have some dough maturing end of Nov.
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cklimm
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Oct 6 2019, 09:16 AM
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QUOTE(Xaser_3 @ Oct 5 2019, 03:36 PM) This is a good deal but a bit sceptical since never banked or had an account with them before. Can anyone shed some light having experience with them before? Slow, but warm.
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cklimm
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Oct 15 2019, 09:01 AM
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QUOTE(Free Spirit @ Oct 14 2019, 06:07 PM) I did  However, please note that both principal and profit of TIA-i are NOT guaranteed. Does HLB seems like collapsing in 6 month?
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cklimm
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Nov 1 2019, 11:31 AM
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Wow, looks like Affin is discouraging bulk placements from customers. They want to save interest costs?
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cklimm
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Nov 18 2019, 02:45 PM
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QUOTE(rocketm @ Nov 18 2019, 10:51 AM) Hi guy, Is it a smart investment to place a foreign FD with Bank of China for RMB? Minimum amount is RMB5,000 (RM2,961) for 1 month tenure and RMB 1000 (RM592) for more than 2 months tenure. 6 months - 8 months (2.30% pa) 9 months - 11 months (2.55% pa) 12 months (2.85% p.a) Thank you for your invaluable support for strenghening the RMB during the Chinese US trade war. But there should be a promotion rate, try ask it from the counter staffs.
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cklimm
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Nov 30 2019, 01:19 PM
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QUOTE(MakcikLum @ Nov 30 2019, 04:03 AM) Hi guys, did anyone heard about RHB FD 18months 5.2%pa? min. RM10K Conditions : 90% FD, 10% US bond the bank officer brief me is capital protect, covered by PIDM but I can't find it at RHB website Anyone from the floor can advise ? thank you.  Does it come from RHB premier?
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cklimm
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Dec 23 2019, 10:10 PM
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QUOTE(plouffle0789 @ Dec 23 2019, 02:42 PM) Is it save fd in singapore much better??? Diversity is always good, provided you still have enough for domestic uses.
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cklimm
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Dec 24 2019, 07:40 PM
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QUOTE(TheRant @ Dec 24 2019, 07:28 PM) But 3.8 is still OK right? Well, it can go better should the unit trust makes positive return.
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cklimm
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Dec 24 2019, 08:12 PM
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QUOTE(TheRant @ Dec 24 2019, 07:52 PM) Understood. Wow ripped off. They can mess up customer like that. Dun even take those kind of stupid investment plans by banks in any form. Well, it will be good for those wanting to buy ASN at a cheaper sales charge. Although there are plenty of 0% sales charge funds out there.
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cklimm
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Dec 24 2019, 09:38 PM
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QUOTE(TheRant @ Dec 24 2019, 09:16 PM) Curious is asn fixed income? What are the returns in recent years? No, it fluctuates, and it has been like negative returns over the past few years
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cklimm
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Dec 24 2019, 10:45 PM
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QUOTE(TheRant @ Dec 24 2019, 09:52 PM) OK. Then it makes it even more damning that they are selling a product with negative returns in the first place over the past few years and packaging with a product that is supposed to be giving fixed return. Wonder what the sales ppl is going to say if I asked them what are the returns for the product. The marketing ppl really needs to be sacked. They deserve to be sacked, should they told you it confirms generate x% return.
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cklimm
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Dec 28 2019, 09:24 AM
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QUOTE(Deal Hunter @ Dec 27 2019, 05:29 PM) After placing for MBSB 5.5% PrimeValue promo, asked how about anything better.  asking for a hamper sounds reasonable enough.
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cklimm
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Jan 19 2020, 09:31 PM
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QUOTE(DRBS @ Jan 19 2020, 06:56 PM) For the HLB TiA, I would like to confirm. It is mentioned that profit sharing at 85:15. I hope that does not mean that we only get 85% of the 4.25% interest due to us, right? Sorry, hope someone can clarify. Went through the T&C and there was no example given so I's not sure that 4.25% is already the 85% you are receiving, no worry
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cklimm
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Jan 22 2020, 03:31 PM
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Now, will the HLB TIA be affected from the rate cut? I mean those that I have already placed recently.
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cklimm
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Jan 22 2020, 03:34 PM
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QUOTE(unknown_2 @ Jan 22 2020, 03:32 PM) already placed is safe, since locked edi. okay, better all in before HLB cut it
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cklimm
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Feb 8 2020, 11:22 AM
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QUOTE(userA123 @ Feb 8 2020, 10:09 AM) It also depends on luck. Right place, right time. If you go to a branch that accepted a lot of deposits but no loans going out, the branch manager will be scratching his head on what to do with these monies. Even if you have 10Mil, he is not going to give you 0.01% extra FD rate. In this case, it will be wiser to apply loan from such branches, and request for 0.5% lower rate
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cklimm
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Feb 15 2020, 10:23 AM
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QUOTE(MakcikLum @ Feb 15 2020, 03:21 AM) I got go to jobstreet & survey the current wages, some boss still offer RM1,400/mth for an executive !! Funny, right ... but that is actually/ reality happen under the sun today ! Can you kindly share us the link of RM1400 executive? It can be a good laughing stock over the weekend?
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cklimm
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Mar 6 2020, 08:50 AM
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QUOTE(rocketm @ Mar 5 2020, 11:59 PM) What is the bank view if the bank no longer offer 6 months FD but only having 3 months FD or not having any FD promo? Sounds like the bank perceives that it will be another rate cut in less than 6 months This post has been edited by cklimm: Mar 6 2020, 08:50 AM
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cklimm
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Apr 23 2020, 03:11 PM
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QUOTE(skysboyz @ Apr 23 2020, 01:34 PM) Last time I seen such rate was like 2010.
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cklimm
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May 5 2020, 05:40 PM
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QUOTE(majorarmstrong @ May 5 2020, 04:50 PM) You will see 2.00% to 2.88% promo rate I am sure hlb will do a lot of 2.88% promo very soon Their marketing team like all the 8 8 8 number Typical Chinaman bank
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