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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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chicaman
post Jun 28 2019, 01:09 PM

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QUOTE(okuribito @ Jun 28 2019, 10:14 AM)
Can please share the link for this 4.5% TD-i promo ? Can't find on Affin's website. TQ
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I think should be 4.05%
chicaman
post Jul 1 2019, 03:49 PM

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QUOTE(aeiou228 @ Jul 1 2019, 01:17 PM)
Affin FD rates update.

All promos ended. Highest rate now is 4.15% 13months. Half yearly interest. Applicable to renewal or fresh fund.
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This one not valid anymore?
QUOTE
Promo from 17 May to 31 December 2019. Minimum 5k.

Islamic TD-i
p0m6  3.6 %
p0m12  4.5 %
p663m15  4.23 %

chicaman
post Jul 1 2019, 05:00 PM

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QUOTE(go626201 @ Jul 1 2019, 04:40 PM)
Just live chat with Affin Bank.
They told me the rate is the same as 10/05/2019

user posted image

user posted image
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QUOTE(kplaw @ Jul 1 2019, 04:52 PM)
I just placed the 15-month one this afternoon at 4.23%. Interest payment is 6 monthly. I think the 12 month one is 4.05%
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I guess 12 Months 4.05%, 13 Months is 4.15%, 15 Months 4.23%
chicaman
post Jul 1 2019, 05:01 PM

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Just a curious queston, if someone has 500k to 1million cash, want to put in FD

Do you think there will be a special rate?
chicaman
post Jul 2 2019, 12:08 PM

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QUOTE(naruko85 @ Jul 1 2019, 10:26 PM)
Hi, want to ask this one is OTC or online?
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Should be OTC
chicaman
post Jul 3 2019, 05:27 PM

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QUOTE(BoomChaCha @ Jul 3 2019, 04:29 PM)
Oh...I have Affin 4.3% 24 months with every 6 months interest payment to my affin saving
and this 4.3% FD will mature this month. I am thinking to renew it with Affin 4.23% too...

Yes, uplift to saving account at least can earn some interest from saving account if you are late to
withdraw your FD..

Thanks.. thumbup.gif
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My AmBank 4.4% is maturing, this week. Going to give Affin a go
chicaman
post Jul 6 2019, 09:02 PM

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QUOTE(frankzane @ Jul 5 2019, 02:39 PM)
FD interest rate has dropped?
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For many months already
chicaman
post Jul 8 2019, 04:09 PM

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QUOTE(frankzane @ Jul 8 2019, 01:58 PM)
I see...just got to know. Now 3 months only 3% rite?
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Check this post

https://forum.lowyat.net/index.php?act=findpost&pid=93216532
chicaman
post Jul 16 2019, 03:11 PM

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QUOTE(Deal Hunter @ Jul 15 2019, 09:26 PM)
Higher rate - so are you going to place at Bank Rakyat 4.28 % p.a. with your choice to credit interest every month or at the end into your Bank Rakyat CASA account of your choice (p01m11 @ 4.28 % p.a.)?

Yes you got it wrong about the Affin rate. It is 4.23 % p.a. Not 4.23 % return after 15 months.
Yes you have to open a CASA account by going to the correct mix branch which have both Affin Bank and Affin Islamic Bank together in the same branch building. Don't simply go to the wrong place.
No you do not open an eFD for this. This promo must go do there over the counter OTC.

For info on FD promos, if never mention specifically anything else always usually mean per annum for the interest rate and effective interest rate, and minimum 10k per placement OTC.

If you place at Affin, the IBD for the periodic p663m15 payments are at 164 days + 182 days + 92 days for this July.

As a tip, you should note that placing on Wednesday or Thursday this July will result in the Maturity Dates on Saturday or Sunday in October 2020.
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Affin 4.23% is PIDM protected?
chicaman
post Jul 28 2019, 11:07 PM

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I have done placement for Affin, 13 months, 4.15%
chicaman
post Jul 29 2019, 12:14 AM

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QUOTE(anuj25 @ Jul 29 2019, 12:09 AM)
Hello,

May I know if you did it online or at the branch?
Any idea, how long it takes to open an account?

Thanks
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Branch, I have existing Loan Account, so it took around 30minutes for the placement signing a few form
chicaman
post Oct 31 2020, 09:20 PM

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Affin 12 Months 2.45%
chicaman
post Nov 2 2020, 10:56 AM

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QUOTE(legendgod @ Nov 2 2020, 01:34 AM)
Still got ka? Thought ended on 15th last month
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When try to make placement, still available
chicaman
post Jul 18 2021, 02:38 PM

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so far the best rate is RHB? 2.5%
chicaman
post Aug 9 2021, 07:35 PM

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QUOTE(peach_on_tea @ Aug 6 2021, 12:23 PM)
Fyi, Affin still having efd promo. Not sure when end date.
Islamic/Conventional 12m - 2.5% 10k

user posted image
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still got?
chicaman
post Nov 12 2021, 05:20 PM

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QUOTE(steadypong @ Aug 31 2021, 03:11 PM)
user posted image
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Still valid?
chicaman
post Jan 17 2022, 09:10 AM

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QUOTE(don123 @ Jan 10 2022, 02:57 PM)
I guess Affin bank still the highest at the moment with 2.55% 12 month, 18 months 2.6%
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online only?
chicaman
post Jan 21 2022, 02:10 PM

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QUOTE(babysotong @ Jan 20 2022, 05:29 PM)
Affin rates better. Some more, it is a FD and not TIA
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still got ah Affin?
chicaman
post May 26 2022, 04:08 PM

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Expecting the interest rate to go up?
chicaman
post Sep 28 2022, 04:25 PM

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So the highest is Bank Rakyat 3.55?

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