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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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chicaman
post Feb 5 2024, 06:58 PM

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Anyone knows Affin rate?
chicaman
post Feb 15 2024, 04:27 PM

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QUOTE(Ichitech @ Feb 13 2024, 07:21 PM)
Bro, BIMB 4% 24M  & AFFIN 3.9% 12M is OTC ? what is the amount ?

Edit : just visited affin branch and promotion is 12M 3.6% only...
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3.6% is Invikta?
chicaman
post Feb 15 2024, 09:29 PM

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QUOTE(BoomChaCha @ Feb 15 2024, 08:12 PM)
Just went to Bank Islam, here are the conditions if want to place FD with joint name:

(1) Cheque to place FD must be 2 names
(2) Both must present when place FD
(3) Both must present when withdraw FD

Question: Then why Bank Islam can put "one to sign" on FD cert?
Answer from Bank Islam: "one to sign" is to allow one of depositors to come to check balance (is it necessary to check..??  confused.gif )

Question: Why both must present when withdraw FD?
Answer from Bank Islam: Because there were some cases happened in the past that after one depositor had withdrew FD, another depositor complained.

If submit banker's cheque, FD can effective on the same day. But maybe can only collect FD cert after cheque clearance.
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So far BI is the best rate? 4.15%?

This post has been edited by chicaman: Feb 15 2024, 09:29 PM
chicaman
post Aug 26 2024, 04:23 PM

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anyone knows if muamalat 4.1% still available?
chicaman
post Aug 27 2024, 11:39 AM

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QUOTE(Afterburner1.0 @ Aug 27 2024, 08:51 AM)
Yes, btw their online banking site....cant even see ur fd amount..... only can see ur savings acc amount..... oh dear muamalat..... r ur digital banking team stuck in dinosaur era??????
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thats why they saved money on digital, able to give higher interest rate haha
chicaman
post Sep 17 2024, 02:56 PM

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If US start cutting rates, I think Malaysian bank will follow and FD rate will be lower starting next month
chicaman
post Oct 16 2024, 01:07 PM

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QUOTE(nexona88 @ Oct 16 2024, 11:51 AM)
But some saying already finished

Better check it out first...

Next is bank Muamalat... 3.90 pure FD
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Used to be highest 1-2 months back, reduced from 4.1%

Seems like a down trend now
chicaman
post Nov 19 2024, 07:51 PM

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QUOTE(paramdav @ Nov 17 2024, 09:50 PM)
I went to Muamalat Bank in Subang on 15th Nov
the guy told me that 4.1% fd has reached the quota
now can only get 4.05 :-(
as I as in a hurry, no choice, i did mine at4.05
anyone else encounter this this new fd rate ?
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thats the best u can get now
chicaman
post Nov 25 2024, 11:38 AM

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QUOTE(pepsi89 @ Nov 24 2024, 10:17 AM)
Standard Chartered has 5% FD rate, anyone got hold of the news too? i see flyers in their branches but not in the websites
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No FD goes beyond 4.5%, if ever there is, its linked to investment in 60:40, 70:30, 80:20 manner
chicaman
post Feb 10 2025, 03:48 PM

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So far Muamalat 3.98% and MSBS 4.0% is still the best, waiting for better rate
chicaman
post Feb 14 2025, 05:22 PM

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Anyone knows Affin Invikta rate?
chicaman
post Feb 27 2025, 11:37 AM

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Affin Islamic FD untul 28-Feb

4% Min 50k

Over the counter only, please ask your own bank
chicaman
post May 8 2025, 12:47 PM

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QUOTE(iGamer @ May 7 2025, 09:55 PM)
Bank officer called and said got this promo, the rate was too good to be true hmm.gif. On the phone didn’t said must bundle, probably will only tell me this if agreed to meet up…  sweat.gif
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No FD above 4.1% now
chicaman
post May 20 2025, 01:24 PM

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QUOTE(Johneal @ May 19 2025, 11:13 PM)
Hello, can anyone tell me if MBSB allows to set up advance instruction before the maturity date to renew FD (you call that rollover?)  I have an FD matured on 24th May saturday, but I will be away for few weeks, and not able to renew or setup new FD on 26th May.  Can I walk in to branch before 24th May to ask the bank to set up renewal instruction in advance ?    Please advise, thanks.
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Usually yes, I had done so before
chicaman
post May 26 2025, 12:13 PM

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QUOTE(bbgoat @ May 23 2025, 11:01 AM)
The campaign is FTA-i Bonus Booster. I have asked the officer involved before going to the branch.

I did have few FD from Muamalat that is still running with mthly profit.

For this one has to wait till June to confirm as their FD cert never show the mthly profit option.
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Mine with Muamalat runs with monthly profit also, OTC
chicaman
post May 26 2025, 02:05 PM

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QUOTE(Human Nature @ May 26 2025, 01:45 PM)
Dang, the two branches in my states really  doh.gif
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But I placed it 4.1% last year August, probably they discontinued it already

I was surprise when they told me its monthly interest, only recently I went to withdraw the interest
chicaman
post May 26 2025, 02:17 PM

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QUOTE(Human Nature @ May 26 2025, 02:09 PM)
Oh you mean it was last year's placement, not the current campaign.
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Nope, sorry if I confused u
chicaman
post Jun 3 2025, 05:55 PM

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What is the latest Affin Promo?
chicaman
post Jun 10 2025, 05:14 PM

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Affin, renewal + fresh fund 5% gets 3.9%
chicaman
post Jun 11 2025, 01:29 PM

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QUOTE(Human Nature @ Jun 10 2025, 06:14 PM)
Good deal, otc?
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OTC, not bad deal i think

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