Welcome Guest ( Log In | Register )

Bump Topic Add Reply RSS Feed
6 Pages < 1 2 3 4 > » Bottom

Outline · [ Standard ] · Linear+

 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

views
     
chicaman
post May 22 2018, 06:18 PM

( ;ﾟДﾟ) t(-.-t)
*******
Senior Member
9,706 posts

Joined: Feb 2005
From: Why U wana know? Status: Meditating™
QUOTE(Cookie101 @ May 20 2018, 08:35 PM)
Earlier last month was offered same rate before it was withdrawn. Can try your luck for substantial amount.

Otherwise bank Rakyat seems to be comparable for 2years and above tenure, though I’m not keen about it.
*
Yes my amount is quite substantial, if they ok then i will keep for another 1 year.
chicaman
post Jun 29 2018, 12:56 PM

( ;ﾟДﾟ) t(-.-t)
*******
Senior Member
9,706 posts

Joined: Feb 2005
From: Why U wana know? Status: Meditating™
QUOTE(guy3288 @ Jun 28 2018, 03:01 PM)
Time to move back to BR 4.8% FD
*
Any link?
chicaman
post Jul 2 2018, 03:50 PM

( ;ﾟДﾟ) t(-.-t)
*******
Senior Member
9,706 posts

Joined: Feb 2005
From: Why U wana know? Status: Meditating™
QUOTE(cybpsych @ Jun 29 2018, 10:45 PM)
user posted image

#HLBDigitalDay is back and it’s bigger and better.
07 JULY 2018-13 JULY 2018

get ready for the eFD rates!

https://www.hlb.com.my/en/personal-banking/...l-day-2018.html
*
They did not mention the rate?
chicaman
post Jul 2 2018, 04:00 PM

( ;ﾟДﾟ) t(-.-t)
*******
Senior Member
9,706 posts

Joined: Feb 2005
From: Why U wana know? Status: Meditating™
But 4.17 is not that attractive LOL considering 4.27 also not so attractive
chicaman
post Jul 2 2018, 07:08 PM

( ;ﾟДﾟ) t(-.-t)
*******
Senior Member
9,706 posts

Joined: Feb 2005
From: Why U wana know? Status: Meditating™
QUOTE(frozz@holic @ Jul 2 2018, 04:31 PM)
Anyone know which bank offering more than 4.4% best is 12 mths ?
have an FD maturing real soon and so far those i have visited

Ambank = 4.4
maybank = utter rubbish rates
CIMB = 4.3
Bank M = 4.5 (but too long period)
hong leong = rep told me wait for 7/7 ( i guess rate won't be as good knowing HLB)
RHB = 4.38 (15 mths)
*
Am Bank 4.4? Really? I cant seem to find it.

My muamalat 4.5% matured, looking to transfer else where
chicaman
post Jul 2 2018, 08:31 PM

( ;ﾟДﾟ) t(-.-t)
*******
Senior Member
9,706 posts

Joined: Feb 2005
From: Why U wana know? Status: Meditating™
QUOTE(kenny79 @ Jul 2 2018, 07:38 PM)
If u have the priority banking in Ambank sure confirm 4.4% 12month in hand if normal user really need to torrent with the branch manager
*
i will check next monday at Am Bank
chicaman
post Jul 3 2018, 11:09 AM

( ;ﾟДﾟ) t(-.-t)
*******
Senior Member
9,706 posts

Joined: Feb 2005
From: Why U wana know? Status: Meditating™
QUOTE(cute_boboi @ Jul 3 2018, 10:53 AM)
Orait bro, thanks. Planning to ask for RENTAS (RM5.30 ?)
Also monitoring latest FD promo now...
icon_rolleyes.gif
*
The best is still UOB 4.35% or Am Bank 4.4%
chicaman
post Jul 3 2018, 11:21 AM

( ;ﾟДﾟ) t(-.-t)
*******
Senior Member
9,706 posts

Joined: Feb 2005
From: Why U wana know? Status: Meditating™
QUOTE(ProxMatoR @ Jul 3 2018, 11:20 AM)
when the amount is quite huge, usually they will go for rentas. and now should be RM5.00 only, since no more GST
*
I used rentas previously, how long it takes? Previously took around 3-4 hours.
chicaman
post Jul 3 2018, 02:22 PM

( ;ﾟДﾟ) t(-.-t)
*******
Senior Member
9,706 posts

Joined: Feb 2005
From: Why U wana know? Status: Meditating™
QUOTE(BoomChaCha @ Jul 3 2018, 02:00 PM)
thumbsup.gif

Bank of China 4.4% for 1 year
AM Bank (Sri Permaisuri) 4.4% for 1 year

https://www.bbazaar.my/fixed-deposit/fd-pro...TQB2XBBtGG&rc=1
*
http://www.bankofchina.com/my/en/bocinfo/b...7_12113195.html
chicaman
post Jul 3 2018, 02:24 PM

( ;ﾟДﾟ) t(-.-t)
*******
Senior Member
9,706 posts

Joined: Feb 2005
From: Why U wana know? Status: Meditating™
QUOTE(cute_boboi @ Jul 3 2018, 02:21 PM)
Thanks for all the above info, here's my update today:
- Withdraw FD at 12-1pm
- RENTAS RM5 without GST
- 2:10pm money is in MBB  icon_rolleyes.gif

HLB Merdeka rate 4.2% is low. Waiting for the 7-7 digital. There is no UOB or Ambank nearby sad.gif and I prefer online banking if possible.

Bank Islam 2 years 4.65% p.a. effective rate is over by end June.

hmm.gif
*
1-2 Hours sounds good

Want to try Bank of China? 4.4% But not sure if PIDM protected

http://www.bankofchina.com/my/en/bocinfo/b...7_12113195.html

Edit: Yes Eligible for PIDM protection.


Is Ambank protected by PIDM?

This post has been edited by chicaman: Jul 3 2018, 02:27 PM
chicaman
post Jul 3 2018, 03:54 PM

( ;ﾟДﾟ) t(-.-t)
*******
Senior Member
9,706 posts

Joined: Feb 2005
From: Why U wana know? Status: Meditating™
QUOTE(cute_boboi @ Jul 3 2018, 03:00 PM)
BoC opening hours 9:30am-4pm Mon-Fri only  sad.gif  Not convenient for me to go during working hours / lunch.

Nearby I got RHB bank only, which I open & close last 1-2 years for the FD.
icon_rolleyes.gif
*
What is the rate?
chicaman
post Jul 3 2018, 05:15 PM

( ;ﾟДﾟ) t(-.-t)
*******
Senior Member
9,706 posts

Joined: Feb 2005
From: Why U wana know? Status: Meditating™
QUOTE(cute_boboi @ Jul 3 2018, 04:47 PM)
I just walk down to open an account first. They verbally answer FD OTC promo supposedly end 30 June, now extended to end Sep.
15 months 4.38% minimum 10k?

Plan to park half here and half wait for HLB.
hmm.gif

Edit: RHB Bank
*
RHB is any branch? I dont think HongLeong will be any better
chicaman
post Jul 3 2018, 08:35 PM

( ;ﾟДﾟ) t(-.-t)
*******
Senior Member
9,706 posts

Joined: Feb 2005
From: Why U wana know? Status: Meditating™
QUOTE(cute_boboi @ Jul 3 2018, 06:00 PM)
RHB should be any branch, I guess. They still giving the photocopy A4 flyers for the FD promo.
icon_rolleyes.gif

HLB 7-7 digital eFD I'm shooting in the sky, maybe 4.27, 4.37, 4.47 kind of promo ?  hmm.gif
*
Most likely 1-3 months 4.17
4-6 4.27
7-9 4.37
10-12 4.47

That kind of things lol
chicaman
post Jul 4 2018, 10:31 AM

( ;ﾟДﾟ) t(-.-t)
*******
Senior Member
9,706 posts

Joined: Feb 2005
From: Why U wana know? Status: Meditating™
So now best is

UOB 4.38% Ampang Branch
RHB 4.38% Any Branch (15 Months)
Ambank 4.4% Any Branch
chicaman
post Jul 11 2018, 12:59 PM

( ;ﾟДﾟ) t(-.-t)
*******
Senior Member
9,706 posts

Joined: Feb 2005
From: Why U wana know? Status: Meditating™
QUOTE(Deal Hunter @ Jul 11 2018, 11:19 AM)
Phoned and was told this old Affin special promo at minimum 250k per placement already ended yesterday 10 July 2018 at Bangsar branch.
Was 13 mths at 4.45%, 15 mths at 4.5% and 18 mths at 4.6%. Too late for those who only noticed/aware about this now. Time to adjust rates after BNM meeting due and other banks offerings. console.gif
*
4.6% for 18 months is good deal, damn i missed it

chicaman
post Jul 11 2018, 01:59 PM

( ;ﾟДﾟ) t(-.-t)
*******
Senior Member
9,706 posts

Joined: Feb 2005
From: Why U wana know? Status: Meditating™
QUOTE(Wong Kit yew @ Jul 11 2018, 01:29 PM)
Hopefully OPR will raise today, then 4.6 pa will appear again.
*
I just placed at AmBank for 1 yeaer 4.4%

bangwall.gif
chicaman
post Jul 11 2018, 03:52 PM

( ;ﾟДﾟ) t(-.-t)
*******
Senior Member
9,706 posts

Joined: Feb 2005
From: Why U wana know? Status: Meditating™
[quote=Micky78,Jul 11 2018, 03:09 PM]
[quote=chicaman,Jul 11 2018, 01:59 PM]
I just placed at AmBank for 1 yeaer 4.4%

bangwall.gif
*

[/quote

via OTC or online?
*

[/quote]

OTC tho...
chicaman
post Jul 13 2018, 12:42 PM

( ;ﾟДﾟ) t(-.-t)
*******
Senior Member
9,706 posts

Joined: Feb 2005
From: Why U wana know? Status: Meditating™
QUOTE(frozz@holic @ Jul 13 2018, 09:48 AM)
They just want you to invest with them to achieve their quota i guess, yes i heard of this too at all banks i go and ask for FD/UT rates.
asnb is mostly long term deposit (maybe 3yrs min.) cause of the 5% they take from you.
One of the options is i am also thinking to spilt 50/50 for this then 3 mths later put 50% FD into asnb.
*
QUOTE(TOMEI-R @ Jul 13 2018, 09:52 AM)
The 5% is ridiculous. It's like the Chinese saying, "You have not met the judge but get hit 50 times first. " Their returns also not fixed.
*
Yes I was offered also and they tried to persuade me to put in ASNB telling me how secured.

To get equivalent return of FD, you need 2 years min in ASNB, however there are chances of Capital Appreciation since the price per unit is low now due to KLSE tanking lately due to investors running away with all the negative news namely 1MDB, cutting HSR, Bandar Malaysia, ECRL, MRT, LRT3 projects etc
chicaman
post Jun 22 2019, 01:12 PM

( ;ﾟДﾟ) t(-.-t)
*******
Senior Member
9,706 posts

Joined: Feb 2005
From: Why U wana know? Status: Meditating™
What is the cheapest way to transfer large amount 100k or 500k to another bank at the lowest rate?
chicaman
post Jun 22 2019, 04:47 PM

( ;ﾟДﾟ) t(-.-t)
*******
Senior Member
9,706 posts

Joined: Feb 2005
From: Why U wana know? Status: Meditating™
QUOTE(zenquix @ Jun 22 2019, 04:17 PM)
i recommend the latter- lots of banks will float large cash amount + ask you to sign alot of forms. it may be 0 cost but lost opportunity when u can't touch your own money
*
How much it cost for Banker's Cheque?

I remembered last time I used Rentas
« Next Oldest · Finance, Business and Investment House · Next Newest »
 

6 Pages < 1 2 3 4 > » Top
Add ReplyOptions
 

Change to:
| Lo-Fi Version
 0.0500sec    0.74    7 queries    GZIP Disabled
Time is now: 10th December 2025 - 10:54 PM
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Removal Request
Powered by Invision Power Board © 2025  IPS, Inc.