3.9% for 1 Year

If no topup is 3.7%

The rates that I mention is for Invikta Members

Maybe can, must be Fresh i think, not sure until when, need to check with the Banker at the seat, must press them to ask their manager

The last time when BNM increase OPR, bank hardly increase interest rate, now reduce OPR all bank immediately reflect the changes

Despite what our gov said bout economy, bank negara speak otherwise on OPR, good luck to those old people that rely on FD interest. Interest goes down, cost of living goes up.

one of the minor reason, tak kan immediately 1 day after the news they decide to raise.

Its due to weak economic growth in Q1 and global trade. After 1st July, econ will move slower as cost will increase, so spending will reduces for sure, so reduce interest rate to "encourage spending".


Thats my POV

Those that wants to do short term FD 3 Months, can try Al-Rajhi Digital Bank, 3.75% for 3 months, 3.8% for 6 months




https://www.alrajhibank.com.my/personal/pro...y-on-my-alrajhi

This post has been edited by chicaman: Jul 11 2025, 12:30 PM

Sounds good, mine expiring next month

2 years back PB 4.5%

So when were the 4.7% days?

wasnt it until end of the year?

My muamalat is expiring this month end, not sure if can get 3.85%

Renewed Muamalat OTC @ 3.85%

I called they told me fresh fund 3.55% if not mistaken

Alrajhi 3 months is higher if short term, but of course that bank app a bit wonky la....

need to find other bank that gives better rate, affin no longer offers good rate.