source? no details?

everyone can put? no need special status? pure FD? no need put extra fund into other CA/SA?

yes, i'm aware of that one from ambank.

the user's posted info, is lack of info.

read the t&c

promo rate seldomg updated in the website, especially when banks tweaks the rate/offer on weekly basis.

call and ask your preferred cimb branch for the rate they are offering. diff location, diff rate.

Save with Chinese New Year promotional rates online and at our branches [ HLB | eFD T&Cs | FD T&Cs | FD-i T&Cs ]
08 JANUARY 2019-28 FEBRUARY 2019



This post has been edited by cybpsych: Feb 5 2019, 08:33 PM

CNY Branch Celebration

https://www.hlb.com.my/en/personal-banking/...open-house.html

Join our Open House at 50 Branches

https://www.hlb.com.my/content/dam/hlb/my/i...2019-tnc-en.pdf

Enjoy a high rate at 4.50% p.a. on your 3-month FD/-i, a privilege for Astro subscribers only! [ HLB | T&Cs ]
24 JANUARY 2019-28 FEBRUARY 2019



*The Effective FD / FD-i Rate varies according to the type of Nominated CASA / CASA-i.

Example 1: Customers A places RM10,000 in 3-month Conventional FD and RM1,000 in Pay&Save Account (interest rate: 0.00% p.a.), earmarked 3 months. The 3-month effective rate is 4.09% p.a.

Example 2: Customers B places RM10,000 in 3-month Conventional FD and RM1,000 in Harvest Savings Account (interest rate: 0.20% p.a.), earmarked 3 months. The 3-month effective rate is 4.11% p.a.

Example 3: Customers C places RM10,000 in 3-month Islamic FD and RM1,000 in Basic Savings Account-i (profit rate: 0.25% p.a.), earmarked 3 months. The 3-month effective rate is 4.11% p.a.


Terms and conditions apply. Deposit products are eligible for protection by PIDM.

oh well.... Bank Negara keeps OPR at 3.25% amid sustained economic expansion seen

sure no other requirements?

assuming placement today, maturity 27 Dec 2019. interest earning 384.33

assuming placement today, maturity 27 Dec 2019. interest earning 384.33

you are confused with your own % rate

just wondering, your earlier tenure in months, does the interest/profit calculation based on months (eg tenure 3 months, calculated as 3/12?) or in days?

yes, placement date is compulsory, T=1, however maturity date is not counted.

hence, total period is less 1 day..... maturity date - placement date = actual earning days.

we may need new TS to start a new thread, perhaps.

cherroy

new thread le, not threat

PB Special2 FD / TD-i Campaign
- 31 January 2019

Please be informed that the Campaign Period of “PB Special2 Fixed Deposit / Term Deposit-i” has been extended to 31 March 2019.

The promotional profit rates for Term Deposit-i under the “PB Special2 Fixed Deposit / Term Deposit-i” Campaign will be revised with effect from 1 February 2019.

6-Month 4.00% p.a. | 12-Month 4.20% p.a.

Click here for the revised Terms and Conditions in English.

This post has been edited by cybpsych: Jan 31 2019, 07:30 AM

transfer out and then back into your ocbc bank. u got 7 days period for the transferred fund to be "fresh".


Read the T&C thoroughly.

https://www.ocbc.com.my/personal-banking/ac...otes/index.html

it doesnt matter how you do it, as long as the fund in the ocbc savings account is not older than 7 days.

even today 2 Feb, u can trasnfer 30k to bank A, then bank A to ocbc back. no need wait 3 Feb anyway.

in bank A, try find the max transfer limit.


yes, pbb has this flexibility to "top up" with few Ks to recycle existing fund into "fresh".

This post has been edited by cybpsych: Feb 2 2019, 10:17 PM