If like this kind of troublesome with rentas, then I rentas to Affin, then get cheque from Affin, then go to AM Bank with Affin cheque.

Usually Am Bank gives me an A4 size print out as FD receipt right after place FD.

Thank you very much.. :thumbsup:
I will use bank cheque, anyway rentas fee & banker cheque are charging the same fees.
Thank you  :thumbsup:

well security measure maybe?
MBB, PBB so far I know all cannot. OTC placement can only withdraw OTC. unlike efd.
Imagine if uncle and aunty put fd long long start learning e-banking then suddenly all fd gone. Newspaper hot news again.

yes, prinout as fd cert. Banker cheque is 5, 2 for rentas if i remember correctly
wow lucky u.., i supposed the speed of approval very much depends on branch/staffs.
took me more than 45mins for everything to be done. Also depends on your sweet talking skill to the staff, that's servicing u, i guess,,,. 
was there for earlier promotion 4.5%.

Anyway if done through cheque method process is fast, done on the spot no need to wait.
Did this just few days earlier for 4.3%.

Bad news HLB has lowered its TIA rates. Example 6 mths lowered from 4.2% to 3.9%

Yeah...new eFD promo also 3.9% for 6 months

Ai yah, I should choose TIA 6 mths yesterday instead of 3 mths in eFD. 

But this time TIA & eFD promo same rate for 6 months, used to be TIA higher a bit.

I went to Muamalat Sunway Carnival, there is no promo currently 

Ambank CASA Promo

this is CASA mah, for flexibility I guess

huh, what is that product? I thought its CASA, what's the period of locking?

HLB and PBB cannot credit both principal and interest to acc. Best option is only credit interest to acc. They are hoping we forget the FD when it matures and then give us board rates.

Just check my ambank also same

Sg banks can withdraw both principal and interest for promo rates.   

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Unless you hv sufficient funds in savings a/c, yes you need to set aside 10k in casa

so the OPR would increase or not...

seems like suddenly active with FD promo

8 & 9 March 😁

or versa. Feb versa got 4.0% for first 30k, onwards 3.9%. Higher than KDI?

All so called analysts got it wrong (except one) the last time. So they dont know any better than us.

If OPR don't increase so would it be better to put 50% in short term 3 month FD & 50% in longer term 12 months FD?

Should more than 4.5% FD per annum
But do not know if Powell's warning (7 March 2023) will affect tomorrow Bank Negara's OPR decision?