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Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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CommodoreAmiga
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Jan 20 2023, 09:47 AM
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QUOTE(woowoo1 @ Jan 20 2023, 09:41 AM) Actually, RHB do permit uplift on maturity. The only confusing part is the interest will not be shown in your principal b4 you uplift on maturity date. Once you successfully uplift and b4 you press proceed, it will tell you how much you are uplifting and the amount would be principal+interest. So do take note Really? Sounds risky to user and very sneaky on RHB part. I don't think I have much FDs left in RHB. Next time I try it out, thanks.
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CommodoreAmiga
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Jan 23 2023, 10:10 AM
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QUOTE(mavistan89 @ Jan 23 2023, 08:42 AM) Yes exactly, I'm waiting for 5%+ as well, thanks to our FM to spoil our plan. Missed tengku Political pressure. Sure kena. Maybe next round can resume.
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CommodoreAmiga
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Jan 30 2023, 06:06 PM
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QUOTE(cybpsych @ Jan 30 2023, 05:55 PM) CIMB eFixed Deposit/eFixed Return Income Account-i (eFD/eFRIA-i)Campaign Period: 30 January 2023 - 14 March 2023 https://www.cimb.com.my/en/personal/promoti...fd-efria-i.htmlThree (3) Months 3.58% p.a. Eight (8) Months 3.98% p.a. Twelve (12) Months 4.20% p.a. CIMB Term Investment Account-i (TIA-i)Campaign Period: 26 January - 14 March 2023 https://www.cimb.com.my/en/personal/promoti...paign-2023.html IMPORTANT DISCLAIMER: THIS IS AN INVESTMENT ACCOUNT PRODUCT THAT IS TIED TO THE PERFORMANCE OF UNDERLYING ASSETS AND NOT A DEPOSIT PRODUCT. Ooh. Gooding. I will take the 4.2% FD. Got lots of FDs maturing starting next week.
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CommodoreAmiga
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Jan 31 2023, 12:49 PM
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QUOTE(8earread @ Jan 31 2023, 12:12 PM)  OCBC Li Chun Promo OCBC Chun Li's promotion not very Chun....โน๏ธ
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CommodoreAmiga
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Feb 1 2023, 03:12 PM
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QUOTE(rahsk @ Feb 1 2023, 01:50 PM) ambank 4.3% for 12mths................asked at uptown branch OTC? Priority Customer?
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CommodoreAmiga
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Feb 1 2023, 03:13 PM
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QUOTE(gamenoob @ Feb 1 2023, 11:29 AM) Taking advantage of KL holiday .. went to MBSB to do FD. Darnโฆ check cannot clear on same day because BNM off. Have to do multiple online transfer on the spot with different acct back to MBSB due to the daily limit โฆ ๐
What's the rate at MBSB now?
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CommodoreAmiga
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Feb 1 2023, 06:37 PM
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QUOTE(lim47 @ Feb 1 2023, 06:31 PM) CASA crap.
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CommodoreAmiga
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Feb 1 2023, 09:35 PM
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QUOTE(contestchris @ Feb 1 2023, 05:50 PM) Why OTC and eFD have different rates? Isn't it less cost for online? OTC is to make you more difficult to lari with your money...some banks OTC deposit also need OTC withdrawal.
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CommodoreAmiga
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Feb 2 2023, 09:26 AM
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QUOTE(gooroojee @ Jan 31 2023, 07:30 PM) Finally, after donkey years only got app....i was about to close my Affin account next week.
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CommodoreAmiga
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Feb 2 2023, 12:13 PM
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QUOTE(kinwawa @ Feb 2 2023, 11:50 AM) i think this App only applicable for accounts related to A1addin. Normal one still not accessible. So i think still no apps for AffinMY WTF. Ok, I close account next week.
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CommodoreAmiga
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Feb 2 2023, 08:08 PM
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Hmm....my AUM with Ambank dropped below 200k, but I still receive a priority e-mail. Am I still a Signature Priority customer???
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CommodoreAmiga
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Feb 3 2023, 04:37 PM
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QUOTE(frankliew @ Feb 3 2023, 02:15 PM) RHB 4.2% 12 month Online can place liao.Minimum 10k Ooh gooding. Tomolo I have another FD matue. QUOTE(romuluz777 @ Feb 3 2023, 11:31 AM) Ambank's 4.3% @12 mths promo is for non-premier banking customers only. Non priority Customer? Must be OTC?? This post has been edited by CommodoreAmiga: Feb 3 2023, 04:38 PM
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CommodoreAmiga
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Feb 4 2023, 10:32 AM
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CommodoreAmiga
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Feb 4 2023, 11:09 AM
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QUOTE(gooroojee @ Feb 4 2023, 10:56 AM) That's the down side of FDs. If want flexibility, can try Standard Chartered Privilege$aver savings account, as long as you fulfil their conditions, you can get up to 6.15% p.a. Sure make you buy all sorts of useless UT plans. Lose kaw kaw already. Btw, having problems with Bank Mualamat now...FPX can't get money out. Only can Duit Now transfer. Jalat bank. Since morning already very hard to login. Not worth coming back even if interest higher. I think RHB has best eFD now at 4.2% for 12mths. Open to all. This post has been edited by CommodoreAmiga: Feb 4 2023, 11:11 AM
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CommodoreAmiga
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Feb 4 2023, 01:23 PM
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QUOTE(BrookLes @ Feb 4 2023, 11:41 AM) I dun trust epf with my money for the next 15 years. If you are > 55 can take out all anytime. Don't think it's a big risk if you follow world economy and financially literate. It won't sink overnight even if Anwar is not PM Tomorrow.
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CommodoreAmiga
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Feb 4 2023, 06:02 PM
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QUOTE(michaelchang @ Feb 4 2023, 04:37 PM) and have not considered the risk of losing $ on UT I put vanilla 4.2% eFD RHB this morning. Can sleep soundly. ๐
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CommodoreAmiga
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Feb 5 2023, 01:07 PM
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QUOTE(joeblow @ Feb 5 2023, 12:09 PM) Hi all, I have big fd up this coming week. Now highest FD is ambank 4.3% 12 months with 10k in casa? Or cimb TIA 4. 3% 12 months? Nothing more than 4.3% right? If same rates, I would take the one that is not TIA. Is Ambank's some TIA or straight FD?
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CommodoreAmiga
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Feb 5 2023, 04:11 PM
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QUOTE(Cookie101 @ Feb 5 2023, 03:21 PM) Available till end of month. Not necessary 200k. But u must be priority to be eligible. If first timer then u need 200k. Branch has different practices btw. Was outstation and went to a different one for placement but was told no monthly for below 50. They say no such option for their system even they clearly can see thereโs record of multiple placement with monthly. Not a major concern personally so just proceed. Otherwise you may want to go those allows monthly. Hmm...thanks for the info. Will call my RM tomolo.
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CommodoreAmiga
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Feb 5 2023, 06:30 PM
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QUOTE(BrookLes @ Feb 5 2023, 06:25 PM) Dun need to know one personally to guess. That is how interviews work right? Much triggered...๐๐๐
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CommodoreAmiga
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Feb 7 2023, 10:24 PM
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QUOTE(thenuts15 @ Feb 7 2023, 06:04 PM) Hi, may I know whats the latest FD promo? Ambank 4% seems interesting. Just checked with my RM , the 4.3% OTC also needs 10k to be in saving account, but it is not earmarked and can be withdraw the next day.
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