QUOTE(CommodoreAmiga @ May 11 2023, 10:38 AM)
Possible...2 weeks down the road..WTF are we giving so high and become sohai? Reduce to previous rates 4.25% or less.
hahaha4.35% will beat the rest of the banks liao
Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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May 11 2023, 10:41 AM
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#201
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May 12 2023, 02:15 PM
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#202
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QUOTE(nexona88 @ May 12 2023, 01:33 PM) seriously.... MBSB also closed for Friday lunchtime/prayers. Reopens 2.45pmthey really closed for Friday Prayers???? didn't faced that issues for others banks.... so far... maybe for those malay super majority states??? but today is off day too... so non issues... needed to wait after 3pm then for doing transactions.... |
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May 12 2023, 07:24 PM
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#203
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May 12 2023, 11:04 PM
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#204
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May 13 2023, 03:16 PM
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#205
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May 13 2023, 05:23 PM
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#206
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QUOTE(Lazygenes @ May 13 2023, 08:29 AM) Just to share, I had a MBSB FD maturing yesterday, it was auto renewed 6 months at 4.25%. Quite good rate for auto renew. That is the highest rate in the market for 6 months. I always thot that Banks' auto-renewal policy/system is to renew at the board rate at the time of renewal. The renewal condition is sometimes printed on the FD receipt/advice of deposit.It is also a bit puzzling that there isn't such a promo rate that we are aware of. I wonder, did MBSB manually renew for you using a "special" rate? And can we also get this 4.25% rate if we make a fresh placement now? |
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May 15 2023, 10:19 AM
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#207
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May 15 2023, 09:52 PM
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#208
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May 16 2023, 02:26 PM
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#209
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QUOTE(nexona88 @ May 16 2023, 12:01 PM) Previously affin have quite competitive rate offerd... Bank Simpanan 4.12 % for 6 months effective rateNot anymore.... Suggest u just move your fund to others banks that give good rates.... For 6m - CIMB 3.88% For 12m - Bank Islam 4.50% 👍 nexona88 liked this post
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May 16 2023, 04:54 PM
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#210
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QUOTE(CommodoreAmiga @ May 16 2023, 03:53 PM) Today got one mature...tomorrow should see it renew. So good..I have got back pain since last week. Don't wanna go out if possible Happy for you! I vote MBSB Bank of the Year! Earliar last month or earlier got renewed for 4%, which was the promo rate then. Those who did not specify autorenewal will presumably not be able to get the same 4.25% rate by requesting for it OTC on the maturity date, since the promo rate is much lower? MBSB is reversing the banking practice, where fresh funds are given better rates than renewal funds. Honestly don't what to make out of their practice. CommodoreAmiga liked this post
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May 16 2023, 05:25 PM
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#211
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QUOTE(CommodoreAmiga @ May 16 2023, 05:09 PM) I think bank realized its very easy to transfer money left and right....fresh fund is overrated. LOL. Hahaha. And they are also rewarding loyal depositors CommodoreAmiga liked this post
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May 17 2023, 10:13 AM
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#212
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QUOTE(AVFAN @ May 17 2023, 10:03 AM) nobody knows.... central bankers can change their minds anytime. IMO, doubt that BNM will hike again so soon, even if FED hikes, as they don't follow FED so closely. BNM's last hike was already a surprise to the market, reckon they will wait to see the effects of their hikes and more data first.US Fed guys previously alluded to no more hikes but latest comments are hawkish, possible another hike coming in June. BNM... RM now at 4.52x... depreciating 0.5% every week.... u decide if BNM will raise in July... China isn't hiking, thinking of easing. But who knows, if local inflation gets worse, or if Ringgit gets much worse... This post has been edited by BWassup: May 17 2023, 10:17 AM |
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May 17 2023, 10:15 AM
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#213
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May 18 2023, 11:36 AM
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#214
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QUOTE(joeblow @ May 18 2023, 10:22 AM) Now I am at bank Islam. 4.5% for 1 year promotion still available. I also just gotten 6 months FD interest at 4.4%, seems likely BI calculation a bit lesser than expected. Don't really know how they calculate... No contest for 6 months & 12 months FD - Bank Islam sapu all! |
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May 18 2023, 05:42 PM
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#215
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QUOTE(joeblow @ May 18 2023, 02:55 PM) No sir, 6 months at BI I don't know what's the rate. I meant 6 months ago I put in 1.5 years at 4.4% fresh fund otc. After 6 months they pay me interest but it is a little bit short of 4.4% for 6 months... You got many people excited for nothing bro! I better post less to have less misunderstanding... But don't stop posting |
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May 18 2023, 06:08 PM
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May 18 2023, 06:46 PM
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May 19 2023, 05:54 PM
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#218
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May 22 2023, 04:08 PM
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#219
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May 24 2023, 02:43 PM
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#220
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Anyone went for MBSB Hari Raya open house lunch today? Did they reveal any new FD promo rates?
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