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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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BWassup
post Oct 25 2024, 10:03 PM

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QUOTE(New2LYN @ Oct 25 2024, 04:22 PM)
So now the highest fd rate for 12m is Mbsb bank? 4%

Any other banks offer higher than this? Or other alternatives to go for other than fd?
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Thot Muamalat is 4.05% for > RM100k, unless promo ended.
BWassup
post Oct 25 2024, 10:14 PM

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QUOTE(BWassup @ Oct 24 2024, 04:40 PM)
When we withdraw FD, just remind them to uplift the hold on Truesavers, which they will do shortly thereafter anyway
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Ran into a hitch today when I went to Ambank to uplift my Bundled FD with savings account.

I went to another branch thinking that with across-branch banking, everything could be done immediately. Not so.

The FD can be withdrawn immediately at any branch, but immediate upliftment of the hold on the amount in the savings account can only be done at the branch where the FD was originally placed (manual override). Otherwise, the hold will only be released by the system during the system runs overnight, and available for withdrawal the next day.


BWassup
post Oct 26 2024, 11:45 PM

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QUOTE(guy3288 @ Oct 26 2024, 04:45 PM)
the Bonus profit in Am True saving acc  is paid on 24th each month,  24.10.24 received CR179.76
My FD and its equivalent portion in Am true savings matured few days ago, taken all out already on same day.

if  want  bonus on 24.11.24 better continue to  bank in 3k, make 3 FPX payments also this month.

tips .want 4.75% head off to next door, forget about FD
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Can share 4.75% next door is which bank? laugh.gif
BWassup
post Oct 27 2024, 08:56 AM

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QUOTE(TOS @ Oct 27 2024, 12:37 AM)
He means ASNB FP lah, the thread just below this one...  laugh.gif
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ok ok. laugh.gif I never did ASN b4. Will get into the thread
BWassup
post Oct 30 2024, 11:41 AM

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QUOTE(Afterburner1.0 @ Oct 30 2024, 10:25 AM)
roughly 500k to 800K
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Big enough. Even smaller amount like mine, no harm in asking also. Will call them soon laugh.gif
BWassup
post Nov 1 2024, 11:55 AM

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QUOTE(bbgoat @ Oct 31 2024, 08:58 AM)
As said earlier, ASK !  biggrin.gif  tongue.gif
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Muamalat cannot call branch, all handled by one call centre number. Call centre staff are not that well-versed. Anyone got direct contact number for PJ Jaya One Branch, can please share? Thanks

This post has been edited by BWassup: Nov 1 2024, 12:27 PM
BWassup
post Nov 6 2024, 10:42 AM

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QUOTE(Human Nature @ Nov 6 2024, 09:29 AM)
Bonus interest not paid on maturing date. I forego them and withdraw all.
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If still maintain the Truesaver account (min RM20), will get the October bonus interest on 24th November. Or if worthwhile, maintain until December for November bonus as well. Bonus interest is independent of FD placement.

This post has been edited by BWassup: Nov 7 2024, 09:05 AM
BWassup
post Nov 6 2024, 10:44 AM

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QUOTE(Afterburner1.0 @ Nov 6 2024, 10:03 AM)
So anyone managed to nego with bank muamalat ( Jaya 1) for better rates with bigger amount?  i called them but they fix it it and don't allow further nego.... sigh....
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I placed on Monday. Could not nego higher rate.
BWassup
post Nov 18 2024, 08:55 AM

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QUOTE(paramdav @ Nov 17 2024, 09:50 PM)
I went to Muamalat Bank in Subang on 15th Nov
the guy told me that 4.1% fd has reached the quota
now can only get 4.05 :-(
as I as in a hurry, no choice, i did mine at4.05
anyone else encounter this this new fd rate ?
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Yes, it's been 4.05% for quite a while.
BWassup
post Nov 20 2024, 09:33 AM

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QUOTE(BboyDora @ Nov 20 2024, 08:28 AM)
oh. Public bank and CIMB bank got. (My FD)

you can click to print it out. Other bank not sure
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Is it an actual FD Receipt, or what banks term as Advice of Deposit?
BWassup
post Nov 21 2024, 10:30 PM

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QUOTE(brandonkl @ Nov 21 2024, 04:29 PM)
Just opened 12 mths FD in Bank Mualamat today at 4.05% at the branch.

Can't view my FD online because I didn't open a Savings account. To register on-line account, need Debit Card.
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Did you opt for monthly interest payment? Without internet banking, it is more cumbersome to withdraw the monthly interest.
BWassup
post Dec 25 2024, 09:20 AM

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AmBank Bundled FD with Truesavers Account

Anyone received the bonus interest for Truesavers account for the month of November yet? Seems a bit late, mine is not in yet as of now.
BWassup
post Jan 7 2025, 09:11 AM

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QUOTE(sg8989 @ Jan 7 2025, 12:52 AM)
Anyone took Bank muamalat FD 4.1% on last year?
I found out the profit rate has gone down to 3.85%
Please check yours.
I thought is lock for one year 4.1%?

user posted image
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Mine still 4.1%
BWassup
post Mar 14 2025, 11:46 PM

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QUOTE(sweetpea123 @ Mar 13 2025, 07:59 AM)
Just curious, which bank allows RM200K FPX?
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I think HSBC
BWassup
post Jun 3 2025, 07:30 PM

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QUOTE(paramdav @ Jun 3 2025, 11:22 AM)
Hong Leong Birthday FD offer 3.99 for 45 days

user posted image
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Not everyone's birthday will fall within this 45 days, right? hmm.gif
BWassup
post Aug 1 2025, 11:42 AM

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QUOTE(MUM @ Aug 1 2025, 07:40 AM)
Soalan Lazim - Akaun Pelaburan Berjangka-i

https://www.muamalat.com.my/wp-content/uplo...t-Account-i.pdf

Just a note: ...non pidm protected
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Think the 12 month rate has been reduced to 4.0%

BWassup
post Aug 11 2025, 11:18 PM

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QUOTE(sweetpea123 @ Aug 11 2025, 08:53 AM)
Thanks, but by invitation only... 😬
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See if you can access this promo after login online banking to check your eligibility
BWassup
post Oct 23 2025, 06:40 PM

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QUOTE(bbgoat @ Oct 22 2025, 02:26 PM)
Got below requirement:

New FD Promotion!!
3.69% p.a 6 mths
3.83% p.a 12mths
Min RM10K.
& Lock RM1,000 in Rizq Plus Account.
Until 31dec2025.T&C.
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less than 3.83% overall then

BWassup
post Nov 17 2025, 08:50 PM

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QUOTE(Barricade @ Nov 17 2025, 01:58 PM)
My 300k FD maturity today. Withdrawed all and place into Webull's moneybull MMF. Promo now 6% PA for 90 days, capped 200k.
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Info from fb: Webull will top up the monthly money market fund return to 6.0% via a booster coupon, effective for 90 days. The top up is not in cash? What can we do with the Booster coupon?

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