At least got door gift

It always helps to talk nicely

The branch manager informed earlier this month that the promo rates i.e. the rates in the system that people know about through the RMs and managers (especially as nowadays they don't bother to post them in the branches or on their websites! ) are not negotiable, but special rates for other tenors can be sought upon request.

At that time, the special rates could be sought for tenors above 15 months, but for FD up to 15 months, will just get the promo rates.

Is this still the case, or can special rates be requested for ALL tenors (as long as got big money) including those tenors with promo rates?

PBB view seems to be that yield curve beyond 1 year is going down, offering lower rates after 12 months.

MBSB promo rates expired on 31 May. Anyone knows what their promo rates are now, if any?

Good thing for those who grabbed the May promo rates instead of waiting for their June promo rates, which never came!

Good for you and others in same boat!

Maybe 6 months later still can get 4.25%

UOB FD Plus June 2023

6 months 3.65%
12 months 3.85%

Won't lose. bank will give you one more day interest

Long-awaited announcement from BR. Above market average, but well below BI.

Are these rates negotiable, based on amount?

Just a note: BR is not under PIDM

Made FD placement @ Bank Islam PJ State. 12 months @ 4.5%.

No savings account required. Banker's cheque given same-day value, so commencement date is today.


All-in, took just 20 minutes

Did you confirm with them if OPR rises by another 25bp, will the FD rate rise to 4.75%?

Then no need to rush now, can wait another 6 months

I'm looking for a forum on investing in bonds, both Malaysian and foreign. Tried to search but can't seem to find it.

Can anyone help?

TQ in advance

for biz accounts right?

Yeah, RHB system is a bit confusing. I have encountered this before too.

As discussed in this forum last year, the zero interest shown is based on the renewed FD today i.e. accrued from today onwards. If withdrawn today, will get full interest for the FD maturing today. I got my interest when I withdrew online on the maturity date itself.

It should be fine to withdraw your FD today @sirius 2017 but, if in doubt, just check with their CS.

Affin rates broke below 4.00% after a long time above it.

[quote=fartbrat,Jun 27 2023, 07:28 PM]
guys, my fd is due soon. do i have to visit the same branch where i placed the fd for withdrawal? i realized theres another branch nearer to me after deposit == its ambank btw.



Can withdraw at any Ambank branch

Good deal. Much better than their normal account promo

So actually they don't need to specify fresh funds. Wasting customer time and banking resources to transfer out and then fpx back in