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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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GrumpyNooby
post May 14 2020, 04:26 PM

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QUOTE(fishmango @ May 14 2020, 04:24 PM)
tried right left up down, all rejected.
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What is the amount you tried?
Maybe similar as previous campaign with min amount of RM 10k.

This post has been edited by GrumpyNooby: May 14 2020, 04:26 PM
GrumpyNooby
post May 14 2020, 04:32 PM

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QUOTE(fishmango @ May 14 2020, 04:27 PM)
tried10k n above n below. all rejected
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I just placed RM 10k.
No problem.

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GrumpyNooby
post May 14 2020, 04:37 PM

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QUOTE(fishmango @ May 14 2020, 04:36 PM)
ic. new fund or ?
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My BSA no money at all.
I need to IBFT from another bank.
GrumpyNooby
post May 14 2020, 04:44 PM

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QUOTE(fishmango @ May 14 2020, 04:43 PM)
ic. that y u using new fund. old fund can't
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Since the T&C is nowhere available in the website, I'm not sure about the requirement of fresh fund.
Maybe you can try to transfer out and transfer in if it works.
If it does work, then need FF.
GrumpyNooby
post May 15 2020, 12:04 AM

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QUOTE(David_Yang @ May 14 2020, 11:56 PM)
Affin is like AmBank, long time you hear nothing from them, no promo at all. And then they pop up by surprise with the by far best FD rate on the market. And after that fall asleep again.

so from my side: Yes.
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No regret of opening a BSA with Affin.
Even though I forgotten my ATM PIN, I don't close it but pay RM 12 for a new debit/ATM card.
GrumpyNooby
post May 15 2020, 02:47 PM

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QUOTE(idoblu @ May 15 2020, 01:43 PM)
haha I found out the hard way. had to call them and found out that the max for each placement is 10k
but you can place a total of 50k per day. in another words you need to place multiple 10k up to 50k per day
not sure the next day can place another 50k or not....

i dunno why they made it so complicated. maybe to give other people chance
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Did CS said need FF?

QUOTE(fishmango @ May 15 2020, 02:46 PM)
Yup, seem like ur transfered fund worked. Would try. Tq
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So FF is the requirement?
Got min amount for placement?
GrumpyNooby
post May 15 2020, 03:34 PM

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QUOTE(kplaw @ May 15 2020, 03:06 PM)
At affin bank now. Got issue with affinsecure which is required for transaction of 10k or more online. The min amount required for the 6m 2.88% promotion is 10k. Tried to do the fd online last night but failed due to the affinsecure thing (stupid requirement in this case as it’s from own saving to own fd). Found out that the promotion can be done otc as well. For those who wish to do it online, the three boxes at the bottom can only be ticked after clicking on the respective links for the documents.
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If you don't check the 3 boxes, you're not able to proceed further too.
2 of them can only be checked after you clicked on the link to the respective document.

GrumpyNooby
post May 15 2020, 04:38 PM

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user posted image

https://www.pbebank.com/Personal-Banking/Pr...mpaign-(2).aspx
GrumpyNooby
post May 15 2020, 06:06 PM

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QUOTE(idoblu @ May 15 2020, 05:59 PM)
For a couple of weeks I couldn't place eFD
Finally today I found out it's my AffinSecure- I had been keying in the wrong pin so it locked me out. All I had to do was de register it and register again. The problem is it doesn't tell you that you had key in the wrong pin. It just says "unsuccessful" 🤦🏻‍♂️

Did you mean max or min cause max per placement is 10k. If min also 10k it means every placement must be exactly 10k? OTC max is how much?
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It's not easy to remember AffinSecure PIN as it needs at least an alphabet I believe.
With that requirement, it's much easier to forget also! laugh.gif

GrumpyNooby
post May 15 2020, 06:14 PM

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Revision of Fixed Deposit / Fixed Deposit-i Interest / Profit Rates (effective 15 May 2020) [For UOB]

Please be informed that Fixed Deposit/Fixed Deposit-i Interest/Profit Rates will be revised respectively to the following:

user posted image
GrumpyNooby
post May 15 2020, 07:33 PM

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QUOTE(kplaw @ May 15 2020, 07:30 PM)
not that i'm afraid la, it's the 1st time i did online transaction that required it. i tried to install the app but failed to receive the 10-digit token during registration. i then saw in the online page that i need to key in either virtual/debit/credit card no for this affinsecure thing but i couldn't find my virtual card  doh.gif was told by the call center that i needed to get it done at a branch this morning. So sad and angry that i lost a day of interest due to this stupid requirement, it shouldn't be needed when transferring from own saving to own fd!  mad.gif
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You don't have a physical debit card with you?
Your Affin Online access is created using what?
GrumpyNooby
post May 15 2020, 07:45 PM

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QUOTE(kplaw @ May 15 2020, 07:45 PM)
paper type virtual card as i don't want to pay extra  biggrin.gif but that's why i lost it la  tongue.gif
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How much extra are we talking about? hmm.gif
GrumpyNooby
post May 15 2020, 08:49 PM

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QUOTE(voc888 @ May 15 2020, 08:47 PM)
Anyone had successfully making an online placement 6M 2.88%  ?

I have problem approving the placement using the AffinSecure as it keep showing processing after keying in the 6 digit pin until the transaction was aborted after the expiry of 60 seconds. I've tried many time since evening and the problem still persists.  ranting.gif
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user posted image

I placed yesterday.

Amount must be exact RM 10k based on information gathered and shared by several forumers earlier today.
GrumpyNooby
post May 16 2020, 02:42 PM

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QUOTE(Mijac @ May 16 2020, 02:38 PM)
doh.gif only 10K per placement ?
This is  bangwall.gif !!!
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If you have RM 50k, 100k or even 500k to place, you can place it at the counter.
You'll get the same rate as per somebody sharing yesterday.
GrumpyNooby
post May 16 2020, 08:04 PM

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QUOTE(babyscouts @ May 16 2020, 07:57 PM)
Good evening
May I know which bank still provide fd slip
Tq in advance
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Public Bank over the counter placement.
GrumpyNooby
post May 16 2020, 08:19 PM

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QUOTE(Human Nature @ May 16 2020, 08:18 PM)
BR, UOB, OCBC over the counter too
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The UOB OTC that I made is just an acknowledgement slip.
It is not proper FD certificate like Public Bank.
How's about your experience?
GrumpyNooby
post May 16 2020, 08:50 PM

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QUOTE(Human Nature @ May 16 2020, 08:47 PM)
Yeah, just the slip  smile.gif
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Certain place that accepts FD as secured or guaranteed deposit/money cannot accept acknowledgement slip right? hmm.gif
GrumpyNooby
post May 16 2020, 11:47 PM

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Weird, why AffinSecure needed for e-FD placement when the FAQ didn't mention such necessity? hmm.gif

user posted image

https://www.affinonline.com/rib_affinsecure
GrumpyNooby
post May 16 2020, 11:50 PM

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QUOTE(WaCKy-Angel @ May 16 2020, 11:49 PM)
Dont need, AffinSecure only needed if u want to transfer out money above RM9999
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Needed. I have placed 3 eFD with amount of RM 10k since last month.
All 3 eFD placements needs AffinSecure.

user posted image
*Waiting for AffinSecure app feedback

Amount less than RM 10k for eFD placement needs SMS TAC too.



This post has been edited by GrumpyNooby: May 16 2020, 11:56 PM
GrumpyNooby
post May 16 2020, 11:58 PM

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QUOTE(qu3vax @ May 16 2020, 11:55 PM)
have, staff at scb offer 3.10 6m 70:30 min 100k
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70:30 is into what to what?

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