Thanks for all the replies. Just realized that still need to go UOB this week to withdraw cash OTC to avoid CASA being dormant.
June will be a heartache month as few FD maturing. Will divert a bulk of them into BR as their 2.75% 12m is the best bet for now.

Thanks for all the replies. Just realized that still need to go UOB this week to withdraw cash OTC to avoid CASA being dormant.
June will be a heartache month as few FD maturing. Will divert a bulk of them into BR as their 2.75% 12m is the best bet for now.

13. No profit shall be payable on premature withdrawals of eFD-i, regardless of the number of completed months at
the time of premature withdrawal.

HLISB reserves the right to claw back and deduct an amount equivalent to the profit paid to the Eligible Customers
in respect of the eFD-i Amount which is prematurely withdrawn from the principal eFD-i Amount upon withdrawal.

Customer(s) shall be deemed to have agreed to waive his / her right to claim the full selling price for any
withdrawal of eFD-i before the maturity date.

I was going through the terms of the Hong Leong eFD promo.

One of the terms says this:
Never used islamic eFD before, but if premature withdrawal does that mean will lose part of the principal amount?

Been told uob is offering 3.39% 12m, min 10k, 10% casa lock 3 months. Anyone know is it true? Can’t find any info on their page.

Their BR now isn’t revised to 2% for 12m now?

Actually, no need to go to the branch. Withdrawal online when mature or set instruction to credit Casa upon maturity. Then, transfer out using IBG or DuitNow. Savings account will not considered as dormant as long as there is a credit to the account - you will achieve this when FD amount is transferred to your Casa. If want to be sure, just transfer rm1 from other bank account to this UOB Casa.

This will avoid u to travel all the way to the branch during MCO or CMCO period.

2.75%
https://www.irakyat.com.my/index.php/person...posit-i-account
I don't think so ler. There needs to be an OTC transaction.

Refer here for Maybank
https://www.maybank2u.com.my/WebBank/DormantAccount-FAQ.pdf

4. How do I prevent my account from turning dormant?
The simplest way is to ensure that there are some transactions
being made in your account i.e to withdraw or deposit some
money over the counter, even if it is a small amount.

Now what era, where got people still go to deposit or withdraw small amount at the counter.
The staff will piss you off by asking you to do it at the CDM/CRM/ATM or do online.

That's what the staff told me ler, even specifically need to withdraw cash so CDM doesn't count. I been dutifully doing it at UOB/OCBC/Ambank for few years already. You mean you guys don't do this at all and no dormant charge?

Obviously no for sure. Reference to Harimau Bank, Sotong Bank, Siti Bank, Affin and UOB.

The only account which I'm doubtful now is my BSN.
Not sure what is the status for that BSN account but every 2 to 3 months, I got do online interbank fund transfer into it.

Okay okay, then i no need go to the branch this week. Else everytime i just withdraw RM10 

If put 450k can get better rate?

Not sure. You may ask the bank directly and let us know.

2.75%
https://www.irakyat.com.my/index.php/person...posit-i-account
I don't think so ler. There needs to be an OTC transaction.

I believe the offer you got from UOB is branch specific whereby info is not really available in their official bank portal.
Either you get it from your RM or via SMS from your preferred branch.

I don’t have UOB acc. Got the info from fb group just now. Cuz I believe here d info are most updated so check with you all 😆. If really got that good rate I might go to open an acc there.

FD promo rates at UOB till 31/5

7 months 2.6%pa
9 months 2.75% pa

I thought you are talking uob br. 🙄

I didn't receive SMS from UOB regarding any FD promo.

But yesterday somebody has shared for UOB OTC FD:

I checked, the UOB promo is applicable to all branches till 31 May or when fund size are fully size. However, it is not listed in their website. Dunno why.