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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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peach_on_tea
post Jan 10 2020, 10:23 PM

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Hong Leong Bank offer online e-fd 3.98% for 6months. Min RM10,000. Valid from today until end of February 2020.
peach_on_tea
post Feb 6 2020, 03:41 PM

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QUOTE(Pengie @ Feb 3 2020, 10:11 PM)
any eFD promo with less than 10k?
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OCBC promo 3.48% / 9months / min RM1k...only at selected date...unfortunately it's not eFD...you may walk in if interested....check their website for branch and specific date.
peach_on_tea
post Feb 20 2020, 10:26 AM

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QUOTE(BoomChaCha @ Feb 19 2020, 10:54 PM)
Astro 3.9% has max limit RM 50K.

3.8% has no FD amount limit
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but astro 3.9% only need FD 10k : casa 1k.....
I'm lousy on calculation....so still the 3.8% win?
peach_on_tea
post May 4 2020, 11:37 PM

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QUOTE(bbgoat @ May 4 2020, 10:50 AM)
Received from OCBC RM

Good Morning ☀️
*FD Promo Rate effective 4/5/2020 :*

*6 Months FD*
🔸 3.10% p.a.
🔸 Minimum Placement RM10K

*12 Months FD*
🔹 3.25% p.a - *FULL FRESH FUNDS*
🔹 3.20% p.a - *EXISTING FUNDS/ TOP UP*
🔹 Minimum Placement RM10K

The above rates are available for both Conventional & Islamic FD.

All promotion are subject to availability, will update if there is any changes on the rates.
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How come their website still state the 3.25% 10months online promo extended to 05May? Or yours are counter rate?

peach_on_tea
post May 5 2020, 10:24 PM

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QUOTE(bbgoat @ May 5 2020, 09:33 AM)
If u read few posts back, u can see the answer. 10 mths is eFD promo. The one  I posted is OTC.
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Long time didn’t come here and update myself only with latest few posts. Should be overlook it. Luckily get the online promo placement today before it’s ended. 😁
peach_on_tea
post May 15 2020, 11:27 AM

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QUOTE(dannyw @ May 15 2020, 08:50 AM)
No longer valid.

It drop again to 2.60% p.a. for 3 months, and for Islamic only.
doh.gif
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Go for ocbc efd got 2.7%/10m.
peach_on_tea
post May 21 2020, 11:25 AM

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QUOTE(rocketm @ May 20 2020, 05:50 PM)
Does the OCBC rate 6 mths for 2.55% is online or counter rate? What is the minimum amount for the placement?
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OCBC efd now got 2.7% 10month. min 1k. existing fund also applied.
peach_on_tea
post May 27 2020, 10:30 AM

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QUOTE(Human Nature @ May 26 2020, 10:15 PM)
Thanks for all the replies. Just realized that still need to go UOB this week to withdraw cash OTC to avoid CASA being dormant.
June will be a heartache month as few FD maturing. Will divert a bulk of them into BR as their 2.75% 12m is the best bet for now.
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Their BR now isn’t revised to 2% for 12m now?
peach_on_tea
post May 27 2020, 11:38 AM

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Been told uob is offering 3.39% 12m, min 10k, 10% casa lock 3 months. Anyone know is it true? Can’t find any info on their page.
peach_on_tea
post May 27 2020, 12:54 PM

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QUOTE(airtawarian @ May 27 2020, 12:09 PM)
If put 450k can get better rate?
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Not sure. You may ask the bank directly and let us know.
peach_on_tea
post May 27 2020, 12:59 PM

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QUOTE(Human Nature @ May 27 2020, 12:20 PM)
2.75%
https://www.irakyat.com.my/index.php/person...posit-i-account
I don't think so ler. There needs to be an OTC transaction.
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I thought you are talking uob br. 🙄

peach_on_tea
post May 27 2020, 01:06 PM

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QUOTE(GrumpyNooby @ May 27 2020, 12:56 PM)
I believe the offer you got from UOB is branch specific whereby info is not really available in their official bank portal.
Either you get it from your RM or via SMS from your preferred branch.
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I don’t have UOB acc. Got the info from fb group just now. Cuz I believe here d info are most updated so check with you all 😆. If really got that good rate I might go to open an acc there.
peach_on_tea
post May 27 2020, 06:42 PM

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QUOTE(Human Nature @ May 27 2020, 01:21 PM)
Opps, BR here stands for Bank Rakyat  nod.gif
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Lol sorry for my misunderstanding. I thought br stand for board rate. Haha
peach_on_tea
post May 27 2020, 06:48 PM

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QUOTE(GrumpyNooby @ May 27 2020, 01:08 PM)
I didn't receive SMS from UOB regarding any FD promo.

But yesterday somebody has shared for UOB OTC FD:
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Yea I saw it too. So I’m wondering the big gap for the rate.
peach_on_tea
post Dec 1 2020, 03:45 PM

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QUOTE(mamamia @ Dec 1 2020, 01:16 PM)
Hi sifu, I've question on Bank Islam FD... I placed FD with bank islam for 12 months last year. the slip show expected profit rate is 4%. Today when it matured and withdraw, the interest receive is only 3.8%.. when i complaint to teller, the teller said 4% is just expected profit rate, so, actual can be less than 4%, i thought once it is display in the cert, i should expect to get 4%, how can I deal with this case? Or did I missed out anything?

Please see the slip attached..
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As I know, fd islamic is based on the profit sharing which the rate might be different throughout the period.
peach_on_tea
post Dec 1 2020, 05:55 PM

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QUOTE(heavensea @ Dec 1 2020, 05:27 PM)
Hlb next fd promo only available as Islamic FD, tricky...
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But I think hlb quite ok la. So far they gave the same rate as advertised on my 2 previous placement.
peach_on_tea
post Dec 29 2020, 09:20 AM

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QUOTE(faradie @ Dec 28 2020, 06:21 PM)
Pls note there is a discrepancy - bank offers int rate of 1.75% for 1-5 yrs tenure. How to explain 6 mths tenure he got 2.5%?
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HLB having fd promotion now with CASA 2.5%
https://www.hlb.com.my/en/personal-banking/...v-dec-2020.html
peach_on_tea
post Aug 6 2021, 12:23 PM

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Fyi, Affin still having efd promo. Not sure when end date.
Islamic/Conventional 12m - 2.5% 10k

user posted image
peach_on_tea
post Aug 8 2022, 09:07 AM

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QUOTE(CommodoreAmiga @ Aug 7 2022, 02:47 PM)
Just managed to do it. The FD has increased from 2.75% to 2.8% for 6 mths now.  smile.gif
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But I still get 2.75 yest? hmm.gif
peach_on_tea
post Aug 8 2022, 03:44 PM

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QUOTE(fabu8238 @ Aug 8 2022, 02:28 PM)
I got 2.8 tdy using fpx from another bank so maybe 2.75 is from non-fresh funds but internal MBB funds?
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Same. I fpx from other banks yest then only place fd.
Wish to withdraw now then put for a new one, but then dont know is it still consider new fund? doh.gif

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