From Affin RM

Affin Bank FD Special Rate for invikta customer

12 months 4.05%
Minimum RM100K and above
FRESH FUNDS only

*rate might change from time to time, subject to quota availability

CIMB offer is now 7 mth 3.75% FPX xfer.

https://www.cimb.com.my/en/personal/promoti...4-campaign.html

From Affin RM

Affin Bank FD promotions from *08/03/2024* until *24/03/2024* :

**Normal Customers**
3 mth @ 3.50%
4 mth @ 3.55%
6 mth @ 3.65%
9 mth @ 3.70%
12 mth@ 3.75%

Min Placement RM8K

**Avance Customers**
3 mth @ 3.55%
4 mth @ 3.60%
6 mth @ 3.70%
9 mth @ 3.75%
12 mth@ 3.80%

Min Placement RM10K

✨✨*Affinbank Affin Invikta* customers : ✨✨
3 mth @ 3.65%
4 mth @ 3.70%
6 mth @ 3.80%
9 mth @ 3.85%
12 mth @ 3.90%

Min Placement RM50K

It is higher by 0.1% for 12 mth. See below Feb/March Affin promo

Affin Bank new FD promotions from *24/01/2024* until *29/02/2024* :

**Normal Customers**
3 mth @ 3.40%
4 mth @ 3.45%
6 mth @ 3.55%
9 mth @ 3.60%
12 mth@ 3.65%

Min Placement RM8K

**Avance Customers**
3 mth @ 3.45%
4 mth @ 3.50%
6 mth @ 3.60%
9 mth @ 3.65%
12 mth@ 3.70%

Min Placement RM10K

✨✨*Affinbank Affin Invikta* customers : ✨✨
3 mth @ 3.55%
4 mth @ 3.60%
6 mth @ 3.70%
9 mth @ 3.75%
12 mth @ 3.80%

Affin Bank FD promotions from *08/03/2024* until *24/03/2024* :

**Normal Customers**
3 mth @ 3.50%
4 mth @ 3.55%
6 mth @ 3.65%
9 mth @ 3.70%
12 mth@ 3.75%

Min Placement RM8K

**Avance Customers**
3 mth @ 3.55%
4 mth @ 3.60%
6 mth @ 3.70%
9 mth @ 3.75%
12 mth@ 3.80%

Min Placement RM10K

✨✨*Affinbank Affin Invikta* customers : ✨✨
3 mth @ 3.65%
4 mth @ 3.70%
6 mth @ 3.80%
9 mth @ 3.85%
12 mth @ 3.90%

Min Placement RM50K

This post has been edited by bbgoat: Mar 8 2024, 02:00 PM

From Affin RM

Affin Bank FD promotions from *01/04/2024 to 14/4/2024* :

**Normal Customers**
3 mth @ 3.50%
4 mth @ 3.55%
6 mth @ 3.65%
9 mth @ 3.70%
12 mth@ 3.75%

Min Placement RM8K

**Avance Customers**
3 mth @ 3.55%
4 mth @ 3.60%
6 mth @ 3.70%
9 mth @ 3.75%
12 mth@ 3.80%

Min Placement RM10K

✨✨*Affinbank Affin Invikta* customers : ✨✨
3 mth @ 3.65%
4 mth @ 3.70%
6 mth @ 3.80%
9 mth @ 3.85%
12 mth @ 3.90%

Min Placement RM50K

Affin Invikta FD offer is only OTC.

If true, this is super good rate though 18 mths. I also have few 12 mths 4.5% FD coming up. Not sure can get the same 18 mths offer of 4.65%.

I think can ask the branch mgr on this.

Disappointed with this one with the way it was done by the bank.

Received call from MBSB on their promo. Looks like MBSB is heavily promoting on their 12 mth 4% FD. Going to move BI matured
FD there later.

Going to uplift the BI 4.5%, looks to me to go to MBSB 4% 12 mth one. But it is OTC.

MBSB's 4% FD promo, last week I heard will end yesterday. This morning send WhatsApp to ask the officer. No reply yet.

Tomorrow got BI FD maturing, so hoping to move to MBSB as well.

As said, last week MBSB's officer said will end by 22nd Wed.

Today contacted the officer, she said still available tomorrow. So probably has not reach their target yet.

In MBSB, asked the manager. Said initially they wanted to close by 22nd May but now HQ even changed to July.

Subject to their target size for this promo

Initially I was thinking of moving from BI to BR. But with the 10k lock up, effective rate about 3.857 for my amount.

The larger the FD amount, the effective rate will go up. But the monthly interest is the sweet portion compared with
MBSB or BI negotiated rate.

So now thinking of moving to BR or MBSB. Pro and cons.

Looks like BR lockup is 10k irrespective of FD amount placed for the promo, unless I read the TnC wrongly.

BI wise, if 500k and above, can get 4%, the BM told me this today.

I think I will still move to MBSB 12 mth 4%.

Bank Islam

just to update our latest fd promotion
from 25/06 until 31st Dec 2024
3 mths -3.75%
6 mths -3.95%
12mths-4.00%
Min placement RM10k

Ya, the BI BM WhatsApp me after 6pm yesterday.

So tomorrow going to move BR FD over there.

This post has been edited by bbgoat: Jun 26 2024, 10:23 AM

Initially actually wanted to stay with BR promo, too much with MBSB.

Cannot resist this one 4% !

Add: Actually "empty" out from BI recently, now moving back to BI ! Ha ha

This post has been edited by bbgoat: Jun 26 2024, 10:28 AM

I asked about getting 4.1%, the BI BM told me need 1M or more. Let us know after u tried.

Today I withdrew BR FD. The counter mentioned about their 4% with 10k hold in SA. I told him not a good deal.
He did not pursue any further.

Rentas to BI took minutes only. So placed in BI for 12 mth 4%. No Chinese crowd yet. Probably will be after few more
days, when the word has spread.

Add, also can do online termination.

It depends on individual. I once uplifted online BI FD after placed few days later and used the fund for another
purpose. That feature turns out to be convenient. Of course for larger fund, this feature is not that useful as
limited to 50k online xfer.

Also before terminating the FD OTC, doing online uplift saved u from filling up extra forms later in BI OTC.