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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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bbgoat
post Oct 24 2025, 10:55 AM

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QUOTE(jwgs0010 @ Oct 24 2025, 10:41 AM)
Is this over counter? Cant find details on their website or im missing something
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Yes, u miss out something. biggrin.gif

It is OTC.
bbgoat
post Oct 25 2025, 01:28 PM

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QUOTE(jwgs0010 @ Oct 24 2025, 10:49 PM)
Does it mean if withdraw 5th month still can get ~3.69% interest for 4 months?
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0 interest for premature withdrawal.
bbgoat
post Nov 2 2025, 12:17 PM

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QUOTE(Human Nature @ Nov 1 2025, 11:40 AM)
Those with maturiing Muamalat FD, do you still get sms or counter offer to retain the fund?
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My Muamalat FD matured on Sat and principal and interest into SA. Transferring them out for placement in BR for 3.83% with mthly profit (1k locked).

But the 1k is just 1 time.
bbgoat
post Nov 6 2025, 11:34 AM

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Withdraw from Muamalat matured FD. Was offered 3.85% but no mthly interest. Still withdraw out with BC. Their BC was rather fast compared with
other banks taking some time to issue BC.

Went to BR for 3.83% with 1k lock in. Found out the 1k is in investment account! Anyway already proceeded with the FD with mthly interest. Subsequently no need the 1k lock in. The investment acct takes sometime to create.
bbgoat
post Nov 6 2025, 02:19 PM

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QUOTE(Human Nature @ Nov 6 2025, 01:31 PM)
Yeah, i received the same renewal offer too but only for principal amount.
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Did u renew or also moved to BR?

bbgoat
post Nov 13 2025, 10:40 PM

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QUOTE(Afterburner1.0 @ Nov 13 2025, 11:00 AM)
Which BR branch did u go to for the mthly interest? also got FD in BM maturing soon....
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Not branch specific, your choice of profit at maturity or mthly profit.
bbgoat
post Nov 21 2025, 03:38 PM

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From Affin RM

Good news !!! ✨🌟🔥
Special promotion

Date: 20th Nov to 31st Dec!
First come first serve !
( Fresh Fund)🌈

1️⃣ CASA PROMO (Conventional)
Tenure : 2 or 3 mths
Interest: 3.55%pa
Min placement : RM10k


2️⃣*CASA–FD Bundled* (Conventional)
FD Rate: 3.80% p.a.
CASA Rate: 3.55% p.a.
Effective Rate: 3.75% p.a. (80:20 FD:CASA)
Tenure: 6 months
Min Placement: RM100,000

3️⃣ *TIA-i*
(Islamic)
Rate: 3.75% p.a.
Tenure: 6 months
Min Placement: RM100k

👥 Eligibility: All individual customers

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