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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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cybpsych
post Dec 22 2024, 08:40 AM

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QUOTE(romuluz777 @ Dec 21 2024, 09:22 PM)
Whats the eligibility to get Invikta membership and to entitle to this special FD rate ?
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https://www.affininvikta.com/storage/affin_...VIKTATnCEng.pdf
cybpsych
post Jan 13 2025, 04:36 PM

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QUOTE(thenuts15 @ Jan 13 2025, 02:40 PM)
Hi,
anybody have latest info on any Public Bank FD promo?
Thanks
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https://www.pbebank.com/en/announcements/la...-i-campaigns-4/

https://www.publicislamicbank.com.my/person...td-i-campaigns/
cybpsych
post Jan 13 2025, 05:25 PM

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QUOTE(brandonkl @ Jan 13 2025, 05:08 PM)
PBB FD rates are always low or lowest among the big local banks.

Among the bigger local banks, HLB is the highest.
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not everyone go for highest rate biggrin.gif

some have preferred banks, past experience, trust, and so on
cybpsych
post Jan 18 2025, 09:10 PM

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QUOTE(jerebubu @ Jan 18 2025, 01:48 PM)
anyone have any idea on how affin bank FD works?
already have saving account with the bank, need to open another account?
and no e-FD for affin bank right??
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affin got efd

affin fd account is just a placeholder account for all your FD placements (certs). it's automatically created for you, but part of the fd application process at the branch.
cybpsych
post Jan 24 2025, 03:21 PM

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QUOTE(paramdav @ Jan 24 2025, 11:18 AM)
Any banks offering Saturday banking for this Saturday 25th Jan ?
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Weekend Banking

Saturday and Sunday Banking Hours | UOB Malaysia\

OCBC Klang Valley Saturday Banking Branch Hours 2025
cybpsych
post Jan 25 2025, 09:15 PM

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Campaign Period: 21 January 2025 – 31 July 2025

Unlock Wow-Laweh savings and investments with Bank Muamalat!

Enjoy a special 3.98% p.a. for 12 months—exclusively when you apply for Visa Infinite-i Credit Card.

Terms and Conditions | FAQ

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cybpsych
post Jan 28 2025, 11:29 PM

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QUOTE(Chuffling @ Jan 28 2025, 06:37 PM)
Minimum 10K depo
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cybpsych
post Feb 1 2025, 05:50 PM

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cybpsych
post Feb 6 2025, 07:28 AM

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QUOTE(Optizorb @ Jan 28 2025, 11:36 AM)
mbsb
min placement = 1k fresh/top up from rollover
12 months = 4%
6 months = 3.8%
3 months = 3.65%

3/6 months: https://www.mbsbbank.com/sites/default/file...n-3.0-ENG_0.pdf
12 months: https://www.mbsbbank.com/sites/default/file...month-ENG_0.pdf

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QUOTE(michaelchang @ Feb 5 2025, 09:02 PM)
Just went to MBSB today. Promotion for FD 4% for 12 months.
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existing
cybpsych
post Feb 7 2025, 07:28 AM

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FD and TD-i – Standard Chartered Malaysia

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cybpsych
post Feb 13 2025, 10:57 AM

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QUOTE(kb2005 @ Feb 13 2025, 09:18 AM)
Anyone know the counter rate for CIMB ?
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google? cimb website?

Fixed Deposit Account Interest Rates | CIMB
cybpsych
post Feb 14 2025, 05:17 PM

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QUOTE(kb2005 @ Feb 14 2025, 05:07 PM)
If you go counter, the rate higher than website.
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counter rate is not board rate?

or are you actually referring to promo rate?

if promo rate, then refer their Latest Promotions | Win and Save | CIMB
cybpsych
post Feb 20 2025, 10:47 AM

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QUOTE(Johnslow @ Feb 20 2025, 10:09 AM)
What's with sc

The fd otc placement need to wait for banker cheque's to clear first then fd is placed

Other bands even int banks placement is same day
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not every bank do that
cybpsych
post Feb 21 2025, 09:52 AM

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QUOTE(togekiss @ Feb 21 2025, 09:34 AM)
painful in what sense?
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capital may not be protected (less than initial placement) due to investment nature

hong leong's TIA is more stable and so far, honored the rate upon maturity. of course, the standard investment t&c and disclaimer applies.
cybpsych
post Feb 25 2025, 06:36 PM

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affin OTC for mass customers

4% 12m minimum placement 50k

25-28 Feb only
cybpsych
post Feb 26 2025, 10:38 AM

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QUOTE(DarkCoffee @ Feb 26 2025, 10:11 AM)
how about invikta ?  hmm.gif
interest upon maturity? can opt for monthly interest?
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Donno, I got it from a banker.

you can try ask your nearest branch see.
cybpsych
post Mar 11 2025, 04:27 PM

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Exclusive 1-Day Offer This Saturday!

💰 Up to 3.88% p.a. for 12-month Fixed Deposit/Term Deposit-i
(*Applicable for branch walk-in clients on 15 March 2025 only)
💰 Up to 6.68% p.a. with Wealth Saver-i Account
🎁 Complimentary Raya packets while stocks last!

Join us this Saturday at your nearest Standard Chartered branch.

📅 Date: 15 March 2025 ⏰ Time: 10 AM – 3 PM

Locate your nearest branch here: www.sc.com/my/atm-branch-locator/

*All promotional Fixed Deposit/Term Deposit-i rates are applicable for fresh funds only with a minimum placement amount of RM30,000.

Refer to our website for full T&Cs.


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cybpsych
post Mar 13 2025, 10:49 AM

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QUOTE(sweetpea123 @ Mar 13 2025, 07:59 AM)
Just curious, which bank allows RM200K FPX?
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rare to see rm200k for individual

anyhow, public bank individual has RM100k fpx b2c limit biggrin.gif
cybpsych
post Mar 13 2025, 04:01 PM

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QUOTE(brandonkl @ Mar 13 2025, 03:50 PM)
Public Bank is a pain and too strict.

Change phone need to go ATM or branch to activate Secure Sign. After that, 12 hours wait.

If you duitnow transfer big amount to a new account first time, even after you approve with Secure Sign, they still hold it for 12 hours. 

Even duitnow to a new account first time under your name, they also hold it for 12 hours. 

To me, this is too strict. I use HLB,  CIMB, AmBank, Alliance, Boost, GX, Aeon, SCB no such hold for new account transfer as long as approve with Secure approval.
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that's beside the point

also, get ready with your other banks are all are moving to the same direction of stricter enforcement on fund movement.
cybpsych
post Mar 27 2025, 04:06 PM

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QUOTE(JuneResources @ Mar 27 2025, 11:29 AM)
Cimb 12mths 3.80%

Payday offer limited time 25/03 > 27/03
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efd campaign

eFD-i Raya 2025 Campaign | CIMB Islamic

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