wonder got extension to this...

CASA - yes https://mjourney.mbsbbank.com/open_account

FD/TD - no, still need to go to branch... unless it's eFD to begin with

troublesome to move funds out from matured-TD in BIMB.

just renewed it with OTC 3.75% 12mth

maturity hits Saturday in 2026, but bimb system auto-adjusted to next Monday. adjusted selling price & maturity printed on the physical cert.

This post has been edited by cybpsych: Jul 18 2025, 11:22 AM

no bank muamalat near my place, didnt bother to check pun

since i dont have any SA with them, i wont be camping there unless i'm not working with lots of free time to kill

yes

read the PDS related to Wafiyah Investment Account https://www.bankislam.com/personal-banking/...stment-account/

https://www.bankislam.com/wp-content/upload...fiyah-Grow-.pdf

(Not protected by Perbadanan Insurans Deposit Malaysia)

“Wafiyah Investment Account” or “Wafiyah”
means this Unrestricted Investment Account product
offered by Bank Islam based on the Shariah contract
of Wakalah.

3.3 Eligible Customer(s) to open a TD-i account Over the Counter (OTC) at any of the MBSB Bank Branches.


do not get confused with the process:

1) new account opening ... need 1st deposit of RM10 (preferable from traditional banks like mbb or cimb, not from new digital bank (just in case)). this 1st deposit is to "activate" the new account opening, just like how you do when opening account OTC

2) eFD placement is from the app

How to place a Term Deposit-i on MY alrajhi

Log in to your MY alrajhi app
Tap on ‘More Options’ button
Select Term Deposits-i
Choose your amount and tenure
Confirm and place your deposit

This post has been edited by cybpsych: Aug 11 2025, 04:14 PM

yes for TD, including their blue plastic envelope to store the cert

This post has been edited by cybpsych: Aug 12 2025, 10:59 AM

info from their pds

https://www.bankislam.com/personal-banking/...-of-investment/

no idea

suggest you to talk to them directly if you really want to understand their past performance

FD/TD users here usually avoid investment-type deposits

mbsb roadshow @ Sunway Velocity Mall

3.78% for 12 mth

min 5k placement
free gift card smiggle rm100 or RM150 toys r us gift card





This post has been edited by cybpsych: Sep 2 2025, 04:21 PM

of course. it's a roadshow promo. better than nothing. all done at mall roadshow, kaotim placement/documentation while shopping/dining there.

got new acct opening free gift, rm50k casa earmark free gift of gold pendant, and rm20k casa earmark with gift card free gift.

1 Sep, cuz it's a mall roadshow

https://www.hsbc.com.my/premier/rewards-and-offers/

there's TDT 70% and Al-Awfar 30% (investment acct)

there's no Savings account involvment in this campaign

read the PDS of Al-Awfar, section 6. What are the key risks associated with this product?

https://www.bankislam.com/wp-content/upload...Eng_Feb2025.pdf

read the PDS link

there's a link in Section 5: What are the possible outcomes of my investment?

premier wealth 12mth @ 3.75%, 6mth @ 3.65%. min 250k placement.

maybe you got mistaken with this promo kot

the dev/product mgr need to correctly understand the ACTUAL/PROPER definition of MATURITY DATE

seems they assume customers doesnt withdrawal on maturity date itself (which already matured).

however app doesnt react/display/handle "withdrawal date == maturity date" correctly.