Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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 Nov 14 2023, 12:46 PM
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#1221
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All Stars
65,360 posts Joined: Jan 2003 
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QUOTE(uglyduckling422 @ Nov 14 2023, 12:00 PM) i got put fd on monday morning. it works. fpx from other bank in general, maybank efd service availability - 6:00am till 10:00pm, 7 days a week including public holidays |
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Nov 14 2023, 04:22 PM
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#1222
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All Stars
65,360 posts Joined: Jan 2003
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QUOTE(joeblow @ Nov 14 2023, 03:18 PM) Tomorrow I need to go put in FD big amount. how long you prefer?Can I check if the best rate available still AMBank 4.1% (bundle) 12 months / Pure FD 18 months. PB 12 months 3.9% for RCB Elite. Alliance seems have cap so no go. Bank Islamd 4.5% for 2 years but more as structured product even though the manager inform me almost like FD. CIMB also 3.9 12 months max. Seems now for big amount (above 1m) 4.1% is the max? 6 mth bank muamalat https://www.muamalat.com.my/downloads/consu...t_Fantastik.pdf   |
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Nov 15 2023, 06:23 AM
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#1223
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All Stars
65,360 posts Joined: Jan 2003
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QUOTE(eddie2020 @ Nov 15 2023, 02:35 AM) where this info from? problem is i tried on sunday n monday within the time frame its not working... maybe deepavali holiday this info is not new.https://www.maybank2u.com.my/maybank2u/mala...ed_deposit.page |
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Nov 15 2023, 03:22 PM
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#1224
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All Stars
65,360 posts Joined: Jan 2003
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 https://www.cimb.com.my/en/personal/promoti...i-campaign.html Earn up to 6.80% p.a. returns for 6 months when you bundle your Term Investment Account-i (TIA-i) with your new or existing Current/Savings Account/-i (CASA/-i) today! Campaign Period: 14 November 2023 – 31 December 2023 Qualifying Criteria   Important Notes 1. This Term Investment Account-i (“TIA-i”) bundle with Current or Savings Account/-i (“CASA/-i”) offer is for new and/or existing individual customers only. 2. *To view TIA-i historical fund performance click 3. The placement of the deposit into the TIA-i and CASA/-i shall comprise solely of Fresh Funds deposited with CIMB as defined in the Terms and Conditions. 4. 6.80% p.a. TIA-i Campaign Indicative Rate when earmarked with CASA-i or 6.40% p.a. TIA-i Campaign Indicative Rate when earmarked with CASA for 6 months is at a ratio of 50%:50%. 5. The Effective Rate for this bundle is up to 4.32% p.a. which varies according to the placement amount and type of CASA/-i. 6. Maximum capping per customer is RM2.5mil in TIA-i with a RM2.5mil earmark into the Eligible CASA/-i throughout the Campaign Period. 7. The deposit and placement of funds into the Eligible CASA/-i and TIA-i must be made over the counter only at any CIMB’s branches during the Campaign Period. IMPORTANT DISCLAIMER THE TERM INVESTMENT ACCOUNT-i IS AN INVESTMENT ACCOUNT PRODUCT THAT IS TIED TO THE PERFORMANCE OF UNDERLYING ASSETS AND NOT A DEPOSIT PRODUCT. This post has been edited by cybpsych: Nov 15 2023, 03:22 PM |
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Nov 15 2023, 03:45 PM
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#1225
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All Stars
65,360 posts Joined: Jan 2003
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QUOTE(frankliew @ Nov 15 2023, 03:38 PM) Is the 30% can be taken out after 1 day? read t&c clause 3.2 https://www.bankislam.com/wp-content/upload...sh-Campaign.pdf |
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Nov 20 2023, 03:10 PM
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#1226
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All Stars
65,360 posts Joined: Jan 2003
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QUOTE(peri peri @ Nov 20 2023, 02:00 PM) Allianceonline 4.2% eFD for 12 months no one interested? with running contest as well many requirements4. This Promotion is open to the following customers (“Eligible Customer(s)”) to participate for the offers in Table A: a) New-to-Bank customers or Existing-to-Bank customers aged 18 years old and above and without holding any Current/Savings Account/-i (“CASA/-i”) including SaveLink Accounts, Share Trading and Share Margin Financing (“SMF”) Accounts with the Bank only; and b) Apply and activate an Alliance SavePlus Account/-i (“Eligible Account”) during the Promotion Period via allianceonline mobile app. --- 6. To be entitled for the respective e-FD Promotion as stipulated in Table A, the Eligible Customer(s) has to complete the Eligible Account opening through allianceonline mobile app (“AOM”) - electronic Know Your Customer process (“eKYC”) and fulfil the criteria as following during the Promotion Period. a) Complete the account opening process and make a minimum initial deposit of RM20 via DuitNow, from their own CASA/-i (account name must be same as per NRIC) from another bank to activate the Eligible Account; and b) Activate the register AOM access within the Promotion Period, otherwise the Bank reserves the right to forfeit the promotion. --- Promotion e-FD Placement A notification will be sent the next day after mobile banking activated. Click on the notification to place the e-FD via allianceonline app. Min. RM1k and max. RM100k per placement. No promo code needed. Eligible customer can place the e-FD upon login to the app. Alternatively, login the app and place it under “Manage Fixed/Term Deposit”. Only 1 e-FD placement will be granted for the Promotional Rate. |
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Nov 20 2023, 08:19 PM
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#1227
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All Stars
65,360 posts Joined: Jan 2003
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QUOTE(bbgoat @ Nov 20 2023, 06:10 PM) MBSB FD promo, please call them before going as it needs HQ approval. May need higher amount to qualify. dang, I just transferred out 30k (daily max) after efd matured today. painful to withdraw out large sum. mbsb don't even have fpx.2 mths @ 4% (maturity) 15mths @ 4% (monthly profit) 18mths @ 4.05% (monthly profit) 24 mths @ 4.10% (monthly profit) will call them tomorrow if they offer this for my amount. thanks |
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Nov 21 2023, 09:11 AM
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#1228
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All Stars
65,360 posts Joined: Jan 2003
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QUOTE(Human Nature @ Oct 20 2023, 02:48 PM)  QUOTE(SunBear1999 @ Nov 21 2023, 08:48 AM)  |
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Nov 21 2023, 09:14 AM
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#1229
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All Stars
65,360 posts Joined: Jan 2003
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QUOTE(bbgoat @ Nov 20 2023, 06:10 PM) MBSB FD promo, please call them before going as it needs HQ approval. May need higher amount to qualify. 2 mths @ 4% (maturity) 15mths @ 4% (monthly profit) 18mths @ 4.05% (monthly profit) 24 mths @ 4.10% (monthly profit) QUOTE(cybpsych @ Nov 20 2023, 08:19 PM) dang, I just transferred out 30k (daily max) after efd matured today. painful to withdraw out large sum. mbsb don't even have fpx. called few branches, all said no promo.will call them tomorrow if they offer this for my amount. thanks bbgoat, which branch that you rcommend to call? |
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Nov 21 2023, 09:36 AM
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#1230
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All Stars
65,360 posts Joined: Jan 2003
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QUOTE(BWassup @ Nov 21 2023, 09:28 AM) MBSB daily max is still 30k? yes, 30k max dailyI have a 100k FD maturing on Saturday 25th. At 30k per day, I will need 4 days to get all the funds out, so will be earning low interest in MBSB savings account. I think MBSB does not at onset fix the maturity date so as not to fall on weekends. QUOTE(bbgoat @ Nov 21 2023, 09:31 AM) Just saw this post. 30k, unlikely to get it. no lah, 6 digit figure. but mbsb transfer is rm30k max daily, which is damn painful weiiii  just parked at HLB TIA 6mth @ 3.85% reasonable rate for short-term and it has higher transfer limit of rm50k |
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Nov 21 2023, 01:20 PM
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#1231
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All Stars
65,360 posts Joined: Jan 2003
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QUOTE(Lazygenes @ Nov 21 2023, 12:56 PM) If you are near an mbsb branch u can transfer via ATM using duitnow, limit is 50k and no charges. That means one day can transfer out 50k + 30k. Faster nice!  |
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Nov 21 2023, 03:05 PM
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#1232
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All Stars
65,360 posts Joined: Jan 2003
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QUOTE(Clavie @ Nov 21 2023, 02:13 PM) I have tried today and last month to place AmBank FD promo via FPX. My available daily limit at RHB is 50k that is reminded in the last confirmation page for FPX payment, however everytime I get an error. "oops there seems to be a slight issue. We are unable to process your request". Definitely on RHB side, try reduce your RHB FPX limit insteadHas anyone faced such issue? likely it's just RM30k limit This post has been edited by cybpsych: Nov 21 2023, 03:08 PM |
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Nov 21 2023, 05:48 PM
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#1233
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All Stars
65,360 posts Joined: Jan 2003
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QUOTE(Lazygenes @ Nov 21 2023, 12:56 PM) If you are near an mbsb branch u can transfer via ATM using duitnow, limit is 50k and no charges. That means one day can transfer out 50k + 30k. Faster just back from mbsb ATM2 transfer options. bank casa (instant transfer) and duitnow... if transfer to casa, there is 50sen fee. if duitnow, no fee. however, you cannot input bank account number! just did duitnow transfer to my nric (linked to bank) for about rm42k this morning already did online duitnow transfer of rm30k (daily limit) thanks for sharing this tips  kplaw liked this post
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Nov 21 2023, 06:10 PM
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#1234
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All Stars
65,360 posts Joined: Jan 2003
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QUOTE(BWassup @ Nov 21 2023, 06:05 PM) We can only key in NRIC for duitnow? Which bank will it be transferred to, to any bank we select? Will our name as beneficiary be displayed by system before we approve the transfer? Takuuut key in wrong IC number nricpolice id passport mobile duitnow don't need select banks. for casa transfer, any banks available, I think. they use large icons, limited visibility per page. I didn't flip all pages. I reached until hlb. yes, will eventually display your name at final confirmation page QUOTE(BWassup @ Nov 21 2023, 05:59 PM) Truth be told, I have never used the MBSB ATM before apart from the initial change of password no need setup payee. just need acct number and other id. Do we need to set up the payee in advance for the ATM transfer, if transferring such a large amount? And is secure approval via MBSB app also required for the transfer, similar to online transfer? Shall try it next Monday when my FD matures. Save the RENTAS charge. Thanks :thumbsup: no app approval. all done thru atm This post has been edited by cybpsych: Nov 21 2023, 06:15 PM BWassup liked this post
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Nov 23 2023, 01:51 PM
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#1235
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All Stars
65,360 posts Joined: Jan 2003
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QUOTE(legendgod @ Nov 23 2023, 01:38 PM) Saw hlb today 3.9% 6M, is that the highest for 6months right now? 8 months?What's the max amount for fpx to hlb?  |
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Nov 23 2023, 02:26 PM
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#1236
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All Stars
65,360 posts Joined: Jan 2003
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QUOTE(CommodoreAmiga @ Nov 23 2023, 02:15 PM) 8 and 6 mths also got. ahhh found it, hidden inside   bugger, it rotates between 2 different rates  This post has been edited by cybpsych: Nov 23 2023, 02:29 PM |
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Nov 23 2023, 04:13 PM
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#1237
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All Stars
65,360 posts Joined: Jan 2003
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QUOTE(CommodoreAmiga @ Nov 23 2023, 03:29 PM) Eh..how come, i believe i saw it as 3.9% this morning in the system. Just placed some at 8 mths this morning. could be website load-balancing/caching residueQUOTE(BWassup @ Nov 23 2023, 04:08 PM) which rate is correct? the rate as shown in HL connect This post has been edited by cybpsych: Nov 23 2023, 04:13 PM |
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Nov 27 2023, 05:27 PM
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#1238
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All Stars
65,360 posts Joined: Jan 2003
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QUOTE(xiaomoon @ Nov 27 2023, 03:59 PM) last week i go hsbc get my credit card they told me got fd promotion till nov 30 only, the fd rate is 9.38% // 5. The products and propositions included in this Promotion are as follows: (otc only)...minimun 20k and for 3 month only...anyone know they every year got this type of promotion?ps ntb only and the branch i go is on melaka a) HSBC Amanah Premier by HSBC Amanah; b) HSBC Amanah Advance by HSBC Amanah; c) HSBC Amanah Term Deposit-i (Protected by PIDM up to RM250,000 for each depositor); d) Single and Regular Contribution Takaful that are distributed by HSBC Amanah (“Takaful Products”) Term Deposit-i (“TD-i”) is product of HSBC Amanah. For the avoidance of doubt, The TD-i placements under this Promotion must be in Malaysian Ringgit only. 6. The Takaful Products under this Promotion are as follows: a. HSBC LifeSelect Single; and b. Takaful Future Secure; and c. Takaful Future Education; and d. Takaful Future Select Plus; and e. HSBC LifeStyle Protector Plus; and f. Takaful Future Wealth; and g. Takaful Future Defender The products in Clause 6(a) 6© and 6(d) are collectively referred to as “Investment-linked Banca Products” // |
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Nov 28 2023, 09:07 AM
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#1239
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All Stars
65,360 posts Joined: Jan 2003
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QUOTE(xiaomoon @ Nov 28 2023, 08:35 AM) apa ni lol ok sure that one i said not in the website...no hidden tnc, put 3 month then u can take out all your money and profit  |
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Dec 2 2023, 08:24 AM
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#1240
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All Stars
65,360 posts Joined: Jan 2003
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