Just placed one fd at muamalat satok branch n was asked to participate in lucky draw n won a tefal blender! The lucky draw seemed to be sure win one as I glanced got about 4 big prizes beside a big jar with about 4 ping-pong balls for u to draw. Not sure if the lucky draw is for every depositor or they picked me because I complained about their service before 😅  I placed rm80k for the 3m 4% promo btw n they even asked me to come back for another deposit n another draw tomorrow! 😆

4.8% is the highest rate so far
but surprisingly no one going for it......?

PB acct opening is very troublesome. Need to wait at least a week to let HQ verify. What the hell. Wast people's time only !

PBB got campaign now, 300k FD get cutlery set. 1 M FD a better set.
referral reward RM400 for recruiting new gold RCB and RM800 for elite

Mind to share your view on decision to place the 24-month Fd with PBB since now most people want short term only?

i heard is till their stocks finish..i told them keep 2 sets for me

your earlier PBB FD  was it the 4.5% 18 month?
Are you going for their RCB referral campaign?
it just come in hand in hand, going to put FD amount exceed the RCB requirements
might as well take  the campaign offer also..
they promote other products  offer much nicer gifts i said no i only want FD 4.8%

no link only whatsapp info

I went to PBB to place a FD and was surprised that they do not offer monthly interest. I was also surprised that they still issue FD certificates that have to be presented at maturity for FD uplift, which to me is an archaic system that should be done away with.

4 bowls as gift is same like  cutlery set also, why reject?

Bank rakyat monthly interest is better, open account once only

which bank ??

Someone i know open rcb with pbb and received a la gourmet cutlery set.

Bank rakyat’s deal can match pbb’s 4.8% 2 years, plus monthly interest. Overall the best deal in town right now.

Visa Infinite credit card from Am Bank or CIMB.
Other banks may have this Visa Infinite, I know Hong Leong Bank does not have it.

My experience from CIMB, placed FD to become a priority customer, signed the form and provided an email address,
answered few questions on the form, no need to show proof of income, then received VISA Infinite credit card in about 2 weeks.
No need to deposit money into bank as pledge after FD matured.

Public Bank's FD Rates have become more competitive lately ..

(1) You apply Visa Infinite credit card only. But no sure is there any Master Infinite...?
(2) Place FD to become a priority customer
(3) Sign on application form, provide your email address, and answered only few questions on the form. No need to submit your proof of income.
(4) Receive your Visa Infinite credit card in few weeks (2 to 3 weeks).

Very easy and simple process

Well let's see. Not many FDs maturing in Jan and Feb as I scheduled my short term FDs to mature after the next meeting in March. Hopefully some good news then.

Just went to public bank. Starting today no more 4.8%

Affin super fast, new FD promo rate !

Affin Bank FD promotion rate FOR INVIKTA CUSTOMER:

Applicable for both conventional and islamic FD account

3 months 3.88%p.a.
4 months 3.98%p.a.
6 months 4.00%p.a.
9 months 4.05%p.a.
12 months 4.20%p.a.

Minimum placement amount RM50K

Promotion period from 20/1/2023 until 3/2/20233

*rate subject to changes from time to time, will update again if there is any

*Invikta FD rate only applicable placement over the counter

*Invikta FD rate not applicable for online FD placement
Affin Bank FD promotion rate:

Applicable for both conventional and islamic FD account

3 months 3.73%p.a.
4 months 3.83%p.a.
6 months 3.85%p.a.
9 months 3.90%p.a.
12 months 4.05%p.a.

Minimum placement amount RM8K

Promotion period 20/1/2023 until 3/2/2023

*rate subject to changes from time to time, will update again if there is any

*FD rate only applicable placement over the counter

*this FD rate not applicable for online FD placement

As in revising downwards? You don’t see banks revising their promo so fast when OPR increased. Typical.

opr gamble failed. u should put in immediately once they announce not going up

Re-cap:
Ambank 4% 2 months
Muamalat 4% 3 months
HLB 3.93% 3 months
HLB 4.13% 6 months
Alliance 4.38% 12 months

May I know how does a "Term Investment Account" (TIA) differ from a FD? Why does it offer higher returns?

HLIB website says it is a low-moderate risk investment but doesn't explain what makes it riskier compared to FD.

Are the rates guaranteed?

Ambank 18mths 4.5% still available?

Any PBB gurus here? On 11 January this year, I placed a 24mth FD with PBB. The maturity date showing on PBe is 11 January 2025 which is a Saturday and the bank is closed on that day. Other banks that I normally deal with would automatically move the maturity date to 13 January 2025 which is a Monday. How does PBB treat this situation? Shouldn’t PBBs computer system have automatically set the maturity date to 13 January 2025?

Hi, can I know any terms do you used when requesting to give the interest on the next day of maturity date where it falls on weekends/public holiday?

When I ask the officer, it says they follow the number of days based on the tenure of the FD.

Yes, I am referring to Public Bank.
Is the interest given is at board rate?

Normally, FD uplift before the maturity date will not entitle to get interest and there is no daily interest.

Seek for your explanation.