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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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cybpsych
post Dec 9 2017, 03:55 PM

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QUOTE(guy3288 @ Dec 9 2017, 03:49 PM)
my numbers there not quite right as pointed out.
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biggrin.gif nothing serious. i wasnt comparing till the very sen anyway, just a high-level quick comparison.

at the end, i didnt go thru with mbb's as i was spending hours at PBB sorting out some stuffs. reverted back to HLB eFD in the evening laugh.gif

technically lose the 7-day profit with HLB, but again it's already a known "loss" from my part laugh.gif

cheers!~
cybpsych
post Dec 12 2017, 09:45 AM

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QUOTE(cybpsych @ Dec 9 2017, 12:33 PM)
QUOTE(xixo_12 @ Dec 12 2017, 09:37 AM)
how to make placement for this? do you know about it?
i try to search within their web portal.. can't see how to do that.. or need to do OTC to open account first?
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cybpsych
post Dec 13 2017, 08:17 PM

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shared before... here's the one from website...

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cybpsych
post Dec 29 2017, 05:23 PM

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QUOTE(cybpsych @ Nov 8 2017, 10:57 AM)
PB FD Rush Fixed Deposit / Term Deposit-i [ PBB | T&Cs (EN) | T&Cs (BM) ]

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[Extended] PB FD Rush Fixed Deposit / Term Deposit-i [ PBB | T&Cs (EN) | T&Cs (BM) ]

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cybpsych
post Dec 29 2017, 05:26 PM

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QUOTE(cybpsych @ Oct 27 2017, 07:53 AM)
hmmm, pbb tweaked the rate ...

PB Super2 FD/TD-i Campaign

PB Super2 FD/TD-i Campaign

Please be informed that the promotional interest / profit rates for “PB Super2 Fixed Deposit / Term Deposit-i” Campaign has been revised with effect from 26 October 2017.

- Click here for Terms and Conditions.
Kempen PB DT/DB-i Super2

Dimaklumkan bahawa kadar faedah / keuntungan  promosi bagi  Kempen “PB Deposit Tetap / Deposit Bertempoh-i Super2” telah disemak mulai 26 Oktober 2017.

- Klik di sini untuk Terma dan Syarat yang disemak.
- 26 October 2017

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[Extended] PB Super2 Fixed Deposit / Term Deposit-i [ PBB | T&Cs (EN) | T&Cs (BM) ]

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cybpsych
post Jan 1 2018, 05:37 PM

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QUOTE(cklimm @ Jan 1 2018, 12:35 AM)
QUOTE(Ong Wei Hun @ Jan 1 2018, 02:50 PM)
I wish to ask whether the mach hong leong account can enjoy this promo FD rate? Because I have no any account in hong leong, I'm planning to open deposit account through Mach Hong leong and place the FD in there. Mach Hong Leong same as normal basic saving account? Got any charge of annual fee of debit card?
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i noticed today hlb made a small improvement, whereby it allow to use fund directly from Hong Leong account (previously, it doesnt).

you should try first whether the screen/option listed your Mach account.

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cybpsych
post Jan 2 2018, 07:29 AM

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not sure if this has been shared smile.gif

HLB branch FD promotions until 28 February 2018 for the Conventional product:-

1. 4.10%p.a for 6 months
2. 4.30%p.a for 12 months

The minimum placement amount is RM10,000 and only applied to New Funds placement via our branch counter.

Source: HLB Facebook
cybpsych
post Jan 2 2018, 11:44 AM

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QUOTE(ikanbilis @ Jan 2 2018, 11:03 AM)
This 12-month 4.3% got monthly interest or interest upon maturity?
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u should read the FB replies.....

The interest / profit earned will be credited into the Eligible Customers’ Nominated CASA / CASA-i on a monthly basis.
cybpsych
post Jan 2 2018, 02:16 PM

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QUOTE(ikanbilis @ Jan 2 2018, 02:09 PM)
Yup I read all their FB replies. The monthly interest is only applicable to the 4.2018% 6-month online FD.

This morning I spent two hours just to gather my funds from other banks and issued a banker cheque to this 12 month 4.3% with hongleong bank. Although interest upon maturity, they still need a savings account to deposit upon maturity. And this 4.3% is an islamic product with purchase and selling price written on the FD receipt. tongue.gif
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from what i read, the monthly interest was a reply for OTC promo rate biggrin.gif
cybpsych
post Jan 7 2018, 07:19 PM

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cybpsych
post Jan 7 2018, 07:24 PM

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QUOTE(okuribito @ Jan 7 2018, 02:51 PM)
silly question (cos i never do before)

my first HLB eFD is maturing soon. Want to take out and put in again for the OTC 12m  4.3%

I plan to issue a cheque from my non-HLB current account and at the same time instant transfer from HLB to my non-HLB current account such that my current account will not go into OD

Question:
On maturity day, can I:
1) transfer direct from the eFD acct to my non-HLB current account
or
2) need to transfer to my HLB savings account first? and then transfer out to my current account?
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QUOTE(okuribito @ Jan 7 2018, 05:52 PM)
LOL i cannot remember how it was set when i made the placement.

So if it is not auto-renewed, it will be auto transferred to my HLB SA, right?

If auto-renewed, i have to make "withdrawal" from the "new" FD, right? I saw withdrawal option on the screeen. But dun dare to proceed to see if I can specify transferee account  LOL. Anyone done "withdrawal" before?

PS: looked again ... under "renewal instructions" it only says "interest credit to account" LOL never say auto renew or principal credit to account
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QUOTE(okuribito @ Jan 7 2018, 06:22 PM)
haha I added later boss

Nope ... the enquiry screen dun show  "Auto Renewal: Yes, No" . I would hv thought it should. But oredi look all over for links to click for that info.... nada ler
hahaha that's why I scared to proceed to explore today. nanti I premature uplift & give HLB free money  thumbup.gif
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2 ways:

1) during placement, you entered email address to receive the placement details.

2) you can also trace back your eFD placement details in HLconnect > History. see below screenshot.

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cybpsych
post Jan 11 2018, 02:37 PM

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QUOTE(chickenshit36 @ Jan 11 2018, 12:45 PM)
any idea how to apply for this?

i online try to do it, but the rates are only 2.90%
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who says this is online/eFD?

ppl already reported this before, apply from branch/over the counter (otc)
cybpsych
post Jan 11 2018, 03:05 PM

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QUOTE(henrylee02 @ Jan 11 2018, 03:04 PM)
What is the latest fd interest rate and promos in Affin Bank
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use [SEARCH] function?
cybpsych
post Jan 15 2018, 04:53 PM

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QUOTE(mrhseinpingq @ Jan 15 2018, 04:34 PM)
This is regarding “Get up to 4.25% p.a. on 13 months term deposit” Promotion Fixed Deposit RHB.

It said that *Only available for customer with CASA/-i balances RM20,000 and above.

If I had place my Promotion Fixed Deposit for 13 months today and my CASA have a balance of RM 20,000 above.
How long should I maintain this RM 20,000 in my CASA?

I worry after I withdraw CASA RM 20,000 (balance less than RM 20,000), they have chance to cancel my FD.

Terms and conditions did not say, but like playing the system....
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didnt you already asked this and gotten answers?

how many thousands of questions are there for RHB? hmm.gif
cybpsych
post Jan 16 2018, 11:34 AM

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QUOTE(Ah SiAnG @ Dec 21 2016, 09:38 PM)
|Maybank “IFD-i/FD Year End (15 months) Campaign”. Minimum Fresh Fund RM10K. Valid until 5 January 2018|

15 months fresh fund - 4.30% p.a.
15 months non fresh fund - 4.10% p.a.


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Terms and Conditions (Conventional) | Terms and Conditions (Islamic)

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extended to 9 February 2018
cybpsych
post Jan 16 2018, 12:57 PM

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QUOTE(nbi @ Jan 16 2018, 12:41 PM)
how it works if I put only 45days? 1 month interest got?
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read and understand the t&c
cybpsych
post Jan 18 2018, 01:42 PM

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QUOTE(klaw @ Jan 18 2018, 11:36 AM)
How to find HLB 4.3? Can’t find the information on website.
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either SEARCH or find in HLB website. i just found it easily, not hidden at all.
cybpsych
post Jan 20 2018, 06:03 AM

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QUOTE(mrhseinpingq @ Jan 20 2018, 12:02 AM)
Those Promotion FD offer by bank, need to be in OTC (over the counter) to make placement.

But it later shown in Internet banking like e-FD.

So can withdraw later when maturity
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this is a funny question.

you SAW the fd entry in internet banking. but come here and ask?

what didn't you go find/try to withdraw???? is there such function available?

if there is a function to withdraw, then there is possibility. if it just list out your OTC FD, then already answered your question, no?
cybpsych
post Jan 21 2018, 09:05 AM

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QUOTE(timing @ Jan 20 2018, 10:44 PM)
MBB 4.3 FD 15m no fresh fund require?
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do u even know what this promo is about? what are the terms and conditions? have you read it?

even the mbb page for this promo stated the requirements.
cybpsych
post Jan 23 2018, 09:41 AM

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adoi, post all info la

Alliance Fixed Deposit Promotion
Campaign period: 18 December 2017 – 31 January 2018

https://www.alliancebank.com.my/promotions/...d-campaign.aspx

Full T&C: https://www.alliancebank.com.my/Alliance/me...ampaign-TnC.pdf


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