Their FD promo is only for selected Citigold customer with max 200k for pure FD of 12 mth 4.88%. FD/UT bundle of 1:1 with FD 3 mth 9.99%. I took up both last week. Is there other FD promo from CB ?

Last year they have 12 mth 4.5% FD for Citigold customer. But minimum deposit 1 mil !!

This post has been edited by bbgoat: Mar 11 2017, 05:15 PM

It has to be done over the counter at the branch.

Thanks.

Wei...u got special add of 0.05%? How to request

I guess its a good deal for long term FD category as compared to Ambank

rakyat	rakyat	am50plus
500	5000	50000
4.30	4.30	4.35
60mth	60mth	60mth
-	Mi	Mi
-	-	PIDM
Interest on non working day	interest on non working day	-
TBA	TBA	-50% earned interest if premature uplift

Better split several pieces of FD under rakyat if in case uplift earlier small amt for emergency use

This post has been edited by fairylord: Mar 11 2017, 05:32 PM

No wonder, I go hongleong connect cant find 4%, go branch a bit troublesome with so much cash.

Bring a cheque/banker's cheque instead.

Call before visit to check the availability.

https://www.hlb.com.my/main/branch-locator

Hello fellow FD-ers

Is there any better alternatives for depositing 6 months?

So far I've seen Bangkok Bank offering 3.95% and HLB 3.9%.

Eh? I thought 6 months is 3.9 only?

Only if BSN does its best for offering crazy deals again.

They used to have 4.3% and 4.5% (limited quota) for minimum 1k deposit only

I just FD mine for 6months @ 4.0% OTC

minimum 10k right

Yes..
4.0% pa MiFD
OTC HLB
6mth conventional
12mth islamiah

CASA needed.

US going to raise rates 50 - 75 basis points this year....

Hence, BNM going to raise at lease 25 basis points....

4.35p.a is a fool hearty deal.
*
Very unlikely BNM will follow FED because our economy is not performing well. Last year inflation was up due to GST. This year inflation will continue worsen due to weak ringgit. We are seeing a cost push inflation and Malaysia economy is moving towards the down turn phase, increasing the OPR will worsen the economy further.

**********************************************************************************************
My comments:

Most probably, BNM will increase the interest to ensure the RM will NOt depreciate too drastically, once FED increase the rate.

Malaysia 10 years Bond rate has reached 4.208% from 4.05% during mid Feb.
https://www.investing.com/rates-bonds/malay...year-bond-yield

Crude oil will not sustain at USD50. Foreign investors will continue to sell RM and buy USD to protect their investment as Malaysia economic is still very vulnerable to oil prices.

This post has been edited by ck98: Mar 12 2017, 02:36 PM

CIMB
4.0%pa 12mths OTC
3.7%pa 6mths OTC
Min 50k fresh fund

I have 150k fresh fund only give me 3.95% pa
Giving up on them already

Min 100k per placement.

CIMB now too much capital. You notice now they are promoting their loans?

I didn't request anything,just placed 40k on HLIslamic term deposit-I for 12 months,they offered that 4.05%pa rate to me

Nice... those intending to put into HLBB must request for it.

Pretty good rate for that amount.