Park in GIA 1st while you make decision

update flyer hl bank 6 mth 4% min 10k
T&C https://www.hlb.com.my/main/assets/files/pr...d-promotion.pdf

This post has been edited by poor man: Mar 15 2017, 09:20 PM


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hlisb 12 mth 4% min 10k
T&C https://www.hlisb.com.my/assets/files/promo...ar-30apr-17.pdf


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150K is lump sum one FD cert? or can be splitted? is it by invitation or must ownself ask for the PB status

U mean 250k ? U can split it to diff. FD certs. For CIMB just tell them u want to join their PB program.

Total has to be RM 250K

sorry typo...thanks for the info

HLB
6 months Conventional Fresh Fund - 4.0%
12 months Islamic Fresh Fund - 4.0 %
12 months Islamic Fresh Fund (more than 150k) - 4.05%

-Double Post-

This post has been edited by szejz123: Mar 16 2017, 01:21 PM

Islamic is statement based which is very convenient compare to traditional which is certificate base. Missing certificate has to pay I think rm20.

Serious? My HLB Islamic FD cert is just an A4 paper, not even print nicely.... (cartridge problem, and the staff say can't reprint) but luckily able to read my details..

Yes, a statement printed on A4 paper. Not even need this paper to renew or withdraw. Conventional FD must have the certificate for any trasaction.

Currently Maybank is giving 4+4(rollover)+4(rollover) FD with a FD effective rate of 3.88%. Is it a good FD promo to place with?

These offer need to go branch or can apply online?

Over The Counter OTC

no good...most banks offer 4.0%

In PBB to uplift FD. If BC from FD amount, BC charge is 68 cts only. But that make the FD original sum to be odd number. If want to combine with other sum, then BC charge is RM6.

PBB FD promo 6 mth 3.88% with monthly interest.
12 mth step up average 3.95% interest on 6th/12th month.

Both min 10k.

Went to CIMB to ask, they encouraged me to be their PB member and with that only max 3.9% for 1 year

Hi guys, what do you think if i put money into my Semi-Flexi house loan like a fix deposit ?

If you have a housing loan to pay, it is better that you deposit into your Semi-Flexi account to save on interests. Housing loan interests are higher now compared to what you get from FDs.