https://www.agrobank.com.my/wp-content/uplo...IA-i_A4_Tnc.pdf

i guess OTC

// 1b) The Campaign is available at all Agrobank branch and Kiosk nationwide //

and

6d) Upliftment of the FRIA-i can only be made at the Branch where placement of FRIA-i is made.

This post has been edited by cybpsych: Dec 17 2022, 08:44 AM

Public Bank: Revision of Promotional Rates for Campaigns

Please be informed that the promotional interest / profit rates for the following Campaigns will be revised with effect from 19 December 2022:


PB Special Fixed Deposit Campaign https://www.pbebank.com/pdf/Banking/tc_specialFD-en.aspx




PB eFD via FPX Campaign https://www.pbebank.com/pdf/Promotions/en/efdfpxntnc.aspx




Others like RCB, check here https://www.pbebank.com/Announcement.aspx#q3641

Public Islamic

https://www.publicislamicbank.com.my/Announ...IBB-Term-Deposi

mae app not just for mae account/card

it can view other maybank cards or casa too.

yes, feel free to use normal m2u app, however, there is a plan to deprecate old m2u app and eventually forced to MAE app

Maybank Will Eventually Phase Out Maybank2u App, Will Be Replaced By MAE

yes RHB's also annoying

what i did was to start RHB app first, let it run background

when the app received approval request, it will show notification badge

i tap on the badge, then will immediatly load rhb app and approve/disapprove page


if i manually open rhb app, cannot find the approval page anywhere

yep, few apps have this annoying issue whereby cannot retrieve back "ongoing" approval request. it must be "in the moment approval", which seems logical for security purposes, but annoying for sure. the UX and user journey still need to be refined for seamless flow.

iinm, HLBconnect app can do that easily.

previous issue was due to FPX

this promo no need FPX, just draw fund from SA


p/s: made another placement for PiB 18mth @ 4.50% pa. FPX draw fund from RHB. annoying initially as the limit must be set/changed from NEW rhb portal (because RHB FPX already routed to new rhb portal).

This post has been edited by cybpsych: Dec 24 2022, 09:53 AM

the same ol question

1) what if next month no increase? then you wasted x days profit

2) what if increment not significant? can it cover your x days of waiting from now until new promo rate is out? be mindful opr increase date != promo available date (eg ambank) too

imo, if you have fund now, just lock it down now lor. or put short term fd/versa/kdi until good news come out next opr increment (if any) next month.

if ur fund unlocked next month, just wait a bit.

conventional efd https://www.pbebank.com/pdf/Promotions/en/efdfpxntnc.aspx

islamic etd-i 4.2% @ 12 mths still available

since last week lor

ignore profit sharing info. it's to disclose how much profit ratio from the initial capital.

eventually you will get 3.90% p.a. rate (indicative profit rate, which is after PSR)

This post has been edited by cybpsych: Dec 28 2022, 02:33 PM

the usual islamic vs conventional banking. google to find out the difference

for general info, same


portal functionality, maybe it's prefixed according to tenure, not much choices.

----

from T&C, 15-mth and 18-mth

// 3.6 Upon maturity, the TD-i placement will be automatically renewed for 15-
Month or 18-Month tenure at PIBB’s prevailing profit board rate and the
profit will be credited into the Eligible Participant’s designated Current
Account/Current Account-i or Savings Account/Savings Account-i
(“Designated CASA/CASA-i”) on six (6) monthly basis.

3.7 The TD-i Campaign profit will be credited into the Designated
CASA/CASA-i on six (6) monthly basis. //

This post has been edited by cybpsych: Dec 28 2022, 05:24 PM

31 Dec 2022

no need quote me mah

quote the above forumer

PB eFD via FPX Campaign [ PBB | T&Cs ]

3-Month @ 3.45% pa
6-Month @ 3.85% pa
9-Month @4.05% pa
12-Month @ 4.25% pa



---------

Public Islamic

https://www.publicislamicbank.com.my/getatt...24)ENG.pdf.aspx



This post has been edited by cybpsych: Jan 1 2023, 06:35 AM

should be OTC

1) t&c only states TD-i (Term Deposit-i), not eTD-i (eTerm Deposit-i)
2) tried in PBe, only up to 18mths available

replacement PH today

no compounding interest, no difference

if you put a significant sum as principal, monthly/6month interest can be substantial (eg >RM10k), of which you can reinvest again (in FD or others)

or for simple folks, good for a meal

Great news! All Alliance Bank branches will be open this Saturday, 14 January 2023 to meet your pre-Chinese New Year banking needs.

➡ PLUS, make a Fixed Deposit placement on that day to enjoy interest rates of up to 4.38% p.a. (Alliance Term Deposit-i, Terms and Conditions apply).

Join us for Saturday Banking and enjoy fun activities and exclusive deals, plus exchange new notes and get our ang pow packet for the festivities.

Find out more: https://fb.me/e/2BzRiVUBk

---

Added on
Alliance Term Deposit-i promotion shall run until 28 February 2023

This promotion offers attractive rates as below:

Minimum Amount	Tenure	Promotional Rate	Total Threshold Amount
RM5,000	12 months	4.38% p.a.	RM200 million
RM5,000	6 months	4.08% p.a.	RM50 million

Please refer below criteria in order to be eligible for the promotion

1.Placement of Alliance Term Deposit-i must be at any alliance bank’s branch
2.Minimum FD is RM 5,000
3.Must a fresh fund.
4.This Promotion is open to all New-to-Bank and/or Existing-To-Bank customer(s) who is holding a valid and active Current Account/-i and/or Savings Account/-i (“CASA/-i”) with the Bank (“Eligible Customers”
5. The Eligible Customer(s) must place Fresh Funds within 7 days prior to the first placement in ATD-i as stipulated in Table A. “Fresh Funds” are defined as funds that are not derived from any existing account(s) with the Bank or its subsidiaries. It must not be funds transferred from any existing Savings/Current/Fixed Deposit/Foreign Currency Account(s) of the Bank or in the form of cheques, cashier’s orders or demand demand drafts issued by the Bank. All amounts that are not Fresh Funds would NOT be eligible for this Promotion.
6.Upon maturity of the initial ATD-i placement, the ATD-i will be automatically renewed at the prevailing board rate. The profit of the ATD-i will be added into the Principal amount upon completion of the ATD-i tenure
7.The Promotion shall end when either the Bank has achieved the threshold allocated as per Table A or at the end of the Promotion Period, whichever comes first.

This post has been edited by cybpsych: Jan 4 2023, 10:35 PM

Alliance Term Deposit-i promotion shall run until 28 February 2023

This promotion offers attractive rates as below:

Minimum Amount	Tenure	Promotional Rate	Total Threshold Amount
RM5,000	12 months	4.38% p.a.	RM200 million
RM5,000	6 months	4.08% p.a.	RM50 million

Please refer below criteria in order to be eligible for the promotion

1.Placement of Alliance Term Deposit-i must be at any alliance bank’s branch
2.Minimum FD is RM 5,000
3.Must a fresh fund.
4.This Promotion is open to all New-to-Bank and/or Existing-To-Bank customer(s) who is holding a valid and active Current Account/-i and/or Savings Account/-i (“CASA/-i”) with the Bank (“Eligible Customers”
5. The Eligible Customer(s) must place Fresh Funds within 7 days prior to the first placement in ATD-i as stipulated in Table A. “Fresh Funds” are defined as funds that are not derived from any existing account(s) with the Bank or its subsidiaries. It must not be funds transferred from any existing Savings/Current/Fixed Deposit/Foreign Currency Account(s) of the Bank or in the form of cheques, cashier’s orders or demand demand drafts issued by the Bank. All amounts that are not Fresh Funds would NOT be eligible for this Promotion.
6.Upon maturity of the initial ATD-i placement, the ATD-i will be automatically renewed at the prevailing board rate. The profit of the ATD-i will be added into the Principal amount upon completion of the ATD-i tenure
7.The Promotion shall end when either the Bank has achieved the threshold allocated as per Table A or at the end of the Promotion Period, whichever comes first.