Post #24098 and #24099 lor

adoi, ppl's choice mah

1) some dont like pbb or mbsb (who are they? what's their track record? etc)

2) some dont have pbb/mbsb nearby

3) some has long-term relationship with maybank

4) some dont want to keep opening account

5) some prefer limit their exposure to rm250k per bank


not everyone chase HIGHEST rate from ANY banks lah

mine were from affin bank... also 100k fpx limit

coincidentally i got 75k affin efd matured today.

yes, affinsecure.

easy to setup and use via affinsecure app

after approval, affin online will ask secret question too. remember the answers!

https://www.publicislamicbank.com.my/Person...ersonal-Banking

t&c https://www.publicislamicbank.com.my/getatt...241122.pdf.aspx

find where?

no issue

staff just do multiple placements anyway.

my father always split to smaller placements for emergency withdraw.

if existing fund, they usually asked to topup 1-2k to make it 'fresh'.

above

affin is OTC?

affin efd/etd 12mth 4.15%

https://www.affinalways.com/en/promotions/e...TYmcmVjPTM3MQ==

This post has been edited by cybpsych: Dec 3 2022, 01:04 PM

tdi booster?

likely deduct from your principal instead (amount locked, you can't run away)

profit gained in your SA may already utilized, unlikely they will try to deduct from SA (uncertain balance)

oops, missed the original Post #24458 by smartfreak yesterday

-----

READ the T&C thoroughly


https://www.ambank.com.my/eng/promotions-pa...Bundle-Campaign

The effective rate will range between 3.40% p.a. - 4.17% p.a. for 6 months and 3.60% p.a. - 4.37% p.a. for 12 months, which varies according to the placement amount and type of CASA/CASA-i.
The funds in CASA/CASA-i will be earmarked concurrently with the FD/TD-i placement for a duration of 6 months or 12 months.
Partial and/or full withdrawal of the FD/TD-i or CASA/CASA-i before the completion of tenure is not allowed and in such cases, the Eligible Customer shall not be allowed to enjoy any interest/profit whatsoever.
Upon the maturity of FD/TD-i, the FD/TD-i rate will be renewed at the prevailing board rate.
The offer is only applicable for placements made over the counter at AmBank/AmBank Islamic branch.



This post has been edited by cybpsych: Dec 8 2022, 04:08 PM

big big banner on their main website mah

https://www.ambank.com.my/eng/promotions-pa...FD-eTDi-via-FPX

but the link is not working yet, probably still being uploaded/refreshed ** fixed link below **



new one https://www.ambank.com.my/eng/promotions-pa...ths-eTD-via-FPX
BEST8
AmOnline via FPX ​
Eight (8) months @ ​3.80% p.a.
Minimum RM10,000 ​

seems to be old rate

This post has been edited by cybpsych: Dec 9 2022, 08:06 PM

online fd need online banking

online banking (usually) need debit card

debit card and/or profit crediting and/or draw placement fund need savings account.

use above as a general guide

yes

https://www.ambank.com.my/eng/promotions-pa...i-via-FPX-Promo

https://www.publicislamicbank.com.my/Person...ersonal-Banking

if FD, just do pure FD. dont bother with other stuffs, if you're worried of commitment or disappointment.

refer list above as a guide. rm100k likely wont get you special rate.

perhaps do bank "shopping" and nego with them?

promo rate

https://www.ambank.com.my/eng/promotions-pa...i-via-FPX-Promo


want good SA interest, gotta do the work

refer https://forum.lowyat.net/topic/4439367 for some SA with high(er) interest

This post has been edited by cybpsych: Dec 16 2022, 07:46 AM

many shared before, do a search using keyword "mbsb"

if non-combo FD, just do placement as usual lor.

t&cs are here https://www.mbsbbank.com/promotions/term-de...ooster-campaign