https://www.mbsbbank.com/promotions/term-de...ooster-campaign

td-i booster

This post has been edited by cybpsych: Nov 18 2022, 07:33 AM

yes, should be able to lor




DC, if completed online registration, will be mailed to you. the destination is set during online account opening.

my case, my online account opening was in limbo (due to kyc downtime), so i completed the account opening at branch, received DC on-the-spot.

branch or efd

must be Public Islamic

same principles as Islamic banking. go search and read

this question more relevant if you earn substantial amount of profit.

then roll the profit for another bank/placement, maybe with better rate.

why not call today? at least quickly get some answers or for them to expedite the approval

approval still ongoing or on queue

calling just to ask for status, maybe can nudge them a bit

can list all the banks doing this?

you seems to generalize this

yes, cimb practice this method, which is not secure at all...and they never learn from their past security mistakes

all my hlb tia = renewal NO

IIRC, yes, auto credit both principal + profit to your SA upon maturity

crediting was timely cuz automatic.

from my records, yes, auto-credited on Sat/Sun. not idea about PH, doesnt keep track this because each year is different

i use Excel count my profit and maturity date, easier to find out which day it falls.

2 separate lines

public islamic revised rates

if you dont have Islamic Term Deposit account, then create a new one in PBe.

i took out few of my HLB TIA 12mth too, which were placed early Oct/end Sep.

placed to shorter 6mth term at MBSB instead. negligible difference, doesnt get heartache


for pbb 18mth, if you dont need to access the fund before maturity, still good IMO.

of course try not to keep hunting higher rate, cuz your (old) fund will never get to earn profit

branch backend still need to presetup your online banking too

assuming they did it before EOB today, you should be able to register now.

have you retried?


when I did mine at the branch...

1) finalized account opening
2) received sms to make initial deposit
3) made deposit on the spot
4) issued debit card, setup pin
5) still need backend processing for online banking. estimate 1 hr duration
6) went back home. did some office work before got spare time to register online banking in the evening (roughly 5 hrs later)
7) success register
8) quickly transfer fund from other banks
9) apply etd-i booster



info here https://www.alliancebank.com.my/alliance-pr...come-offer.aspx

This post has been edited by cybpsych: Nov 25 2022, 08:22 PM

fpx: that's the whole point lor. it's to DRAW the fund from other banks without having existing Maybank account. IMO, maybank should open to existing customers too (fund in mbb savings). obviously, using FPX will be certain that the fund is "fresh".

islamic banking product open to everyone, not a religion for you to join la.

FATCA declaration only. just answer honestly.

(un)fortunately, yes




look at the bright side, can uplift any cert for emergency use

yes, mbb efd cannot withdraw same day

also limited operating time from 6am-10pm only.



did you follow the steps?

Step 6: To enjoy higher rates, select ‘2, 4 or 6 months’ as your term, enter RM5,000 or more and select ‘Credit to account’ as your profit payment mode

huh?

they said need to wait 1 week, then for what purpose?

1) document validation?
2) account to be created?
3) account to be activated?
4) debit card to be created?
5) debit card to be sent?
6) online banking to be created?

i didnt put to mbb

if i remember correctly, last time for mbb efd, if you are NEW, it would reflect next day.

if existing efd customer, will see the cert immediately.